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Side-by-side financial comparison of loanDepot, Inc. (LDI) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.
loanDepot, Inc. is the larger business by last-quarter revenue ($310.3M vs $212.2M, roughly 1.5× LiveRamp Holdings, Inc.). LiveRamp Holdings, Inc. runs the higher net margin — 18.8% vs -7.2%, a 26.0% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs 8.6%). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs 11.1%).
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.
LDI vs RAMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $310.3M | $212.2M |
| Net Profit | $-22.5M | $39.9M |
| Gross Margin | — | 71.9% |
| Operating Margin | -10.3% | 18.6% |
| Net Margin | -7.2% | 18.8% |
| Revenue YoY | 20.5% | 8.6% |
| Net Profit YoY | 32.4% | 255.7% |
| EPS (diluted) | — | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $310.3M | $212.2M | ||
| Q3 25 | $323.3M | $199.8M | ||
| Q2 25 | $282.5M | $194.8M | ||
| Q1 25 | $273.6M | $188.7M | ||
| Q4 24 | $257.5M | $195.4M | ||
| Q3 24 | $314.6M | $185.5M | ||
| Q2 24 | $265.4M | $176.0M | ||
| Q1 24 | $222.8M | $171.9M |
| Q4 25 | $-22.5M | $39.9M | ||
| Q3 25 | $-4.9M | $27.4M | ||
| Q2 25 | $-13.4M | $7.7M | ||
| Q1 25 | $-21.9M | $-6.3M | ||
| Q4 24 | $-33.2M | $11.2M | ||
| Q3 24 | $1.4M | $1.7M | ||
| Q2 24 | $-32.2M | $-7.5M | ||
| Q1 24 | $-34.3M | $-5.4M |
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
| Q4 25 | -10.3% | 18.6% | ||
| Q3 25 | -3.2% | 10.7% | ||
| Q2 25 | -11.4% | 3.7% | ||
| Q1 25 | -16.8% | -6.1% | ||
| Q4 24 | -32.7% | 7.5% | ||
| Q3 24 | 1.1% | 4.0% | ||
| Q2 24 | -29.1% | -3.0% | ||
| Q1 24 | -38.2% | -8.3% |
| Q4 25 | -7.2% | 18.8% | ||
| Q3 25 | -1.5% | 13.7% | ||
| Q2 25 | -4.7% | 4.0% | ||
| Q1 25 | -8.0% | -3.3% | ||
| Q4 24 | -12.9% | 5.7% | ||
| Q3 24 | 0.4% | 0.9% | ||
| Q2 24 | -12.1% | -4.3% | ||
| Q1 24 | -15.4% | -3.1% |
| Q4 25 | — | $0.62 | ||
| Q3 25 | — | $0.42 | ||
| Q2 25 | — | $0.12 | ||
| Q1 25 | — | $-0.10 | ||
| Q4 24 | — | $0.17 | ||
| Q3 24 | $0.01 | $0.03 | ||
| Q2 24 | $-0.18 | $-0.11 | ||
| Q1 24 | $-0.19 | $-0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $337.2M | $403.4M |
| Total DebtLower is stronger | $2.1B | — |
| Stockholders' EquityBook value | $386.0M | $962.3M |
| Total Assets | $6.9B | $1.3B |
| Debt / EquityLower = less leverage | 5.44× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $337.2M | $403.4M | ||
| Q3 25 | $459.2M | $376.9M | ||
| Q2 25 | $408.6M | $371.1M | ||
| Q1 25 | $371.5M | $420.8M | ||
| Q4 24 | $421.6M | $384.3M | ||
| Q3 24 | $483.0M | $348.4M | ||
| Q2 24 | $533.2M | $342.7M | ||
| Q1 24 | $603.7M | $368.9M |
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.3B | — |
| Q4 25 | $386.0M | $962.3M | ||
| Q3 25 | $433.3M | $943.8M | ||
| Q2 25 | $439.1M | $947.8M | ||
| Q1 25 | $469.3M | $948.9M | ||
| Q4 24 | $506.6M | $957.7M | ||
| Q3 24 | $592.0M | $932.1M | ||
| Q2 24 | $578.9M | $951.9M | ||
| Q1 24 | $637.3M | $949.1M |
| Q4 25 | $6.9B | $1.3B | ||
| Q3 25 | $6.2B | $1.2B | ||
| Q2 25 | $6.2B | $1.2B | ||
| Q1 25 | $6.4B | $1.3B | ||
| Q4 24 | $6.3B | $1.3B | ||
| Q3 24 | $6.4B | $1.2B | ||
| Q2 24 | $5.9B | $1.2B | ||
| Q1 24 | $6.2B | $1.2B |
| Q4 25 | 5.44× | — | ||
| Q3 25 | 4.83× | — | ||
| Q2 25 | 4.70× | — | ||
| Q1 25 | 4.30× | — | ||
| Q4 24 | 4.00× | — | ||
| Q3 24 | 3.31× | — | ||
| Q2 24 | 3.41× | — | ||
| Q1 24 | 3.63× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-638.7M | — |
| Free Cash FlowOCF − Capex | $-648.0M | — |
| FCF MarginFCF / Revenue | -208.9% | — |
| Capex IntensityCapex / Revenue | 3.0% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-734.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-638.7M | — | ||
| Q3 25 | $43.4M | $57.4M | ||
| Q2 25 | $67.6M | $-15.8M | ||
| Q1 25 | $-179.9M | — | ||
| Q4 24 | $47.7M | $45.1M | ||
| Q3 24 | $-349.2M | $55.6M | ||
| Q2 24 | $-278.3M | $-9.3M | ||
| Q1 24 | $-278.5M | — |
| Q4 25 | $-648.0M | — | ||
| Q3 25 | $38.7M | $56.8M | ||
| Q2 25 | $61.4M | $-16.2M | ||
| Q1 25 | $-186.7M | — | ||
| Q4 24 | $40.8M | $44.8M | ||
| Q3 24 | $-356.4M | $55.4M | ||
| Q2 24 | $-285.7M | $-9.6M | ||
| Q1 24 | $-283.3M | — |
| Q4 25 | -208.9% | — | ||
| Q3 25 | 12.0% | 28.4% | ||
| Q2 25 | 21.7% | -8.3% | ||
| Q1 25 | -68.2% | — | ||
| Q4 24 | 15.8% | 22.9% | ||
| Q3 24 | -113.3% | 29.8% | ||
| Q2 24 | -107.7% | -5.4% | ||
| Q1 24 | -127.2% | — |
| Q4 25 | 3.0% | 0.1% | ||
| Q3 25 | 1.5% | 0.3% | ||
| Q2 25 | 2.2% | 0.2% | ||
| Q1 25 | 2.5% | 0.2% | ||
| Q4 24 | 2.7% | 0.1% | ||
| Q3 24 | 2.3% | 0.1% | ||
| Q2 24 | 2.8% | 0.1% | ||
| Q1 24 | 2.1% | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | 2.09× | ||
| Q2 25 | — | -2.04× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.02× | ||
| Q3 24 | -255.05× | 32.10× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
