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Side-by-side financial comparison of LEAR CORP (LEA) and Mastercard (MA). Click either name above to swap in a different company.
Mastercard is the larger business by last-quarter revenue ($8.8B vs $6.0B, roughly 1.5× LEAR CORP). Mastercard runs the higher net margin — 46.1% vs 1.4%, a 44.7% gap on every dollar of revenue. On growth, Mastercard posted the faster year-over-year revenue change (17.6% vs 4.8%). Mastercard produced more free cash flow last quarter ($4.9B vs $281.1M). Over the past eight quarters, Mastercard's revenue compounded faster (17.8% CAGR vs -0.1%).
Lear Corporation is an American company that manufactures automotive seating and electrical systems. In 2019, it ranked #147 and in 2018, it ranked #148 on the Fortune 500 list.
Mastercard Inc. is an American multinational payment card services corporation headquartered in Purchase, New York. It offers a range of payment transaction processing and other related-payment services. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard-brand debit, credit and prepaid cards to make purchases. Mastercard has been publicly traded since 2006.
LEA vs MA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $6.0B | $8.8B |
| Net Profit | $82.7M | $4.1B |
| Gross Margin | 5.7% | — |
| Operating Margin | 2.6% | 55.8% |
| Net Margin | 1.4% | 46.1% |
| Revenue YoY | 4.8% | 17.6% |
| Net Profit YoY | -6.1% | 21.5% |
| EPS (diluted) | $1.58 | $4.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $6.0B | $8.8B | ||
| Q3 25 | $5.7B | $8.6B | ||
| Q2 25 | $6.0B | $8.1B | ||
| Q1 25 | $5.6B | $7.3B | ||
| Q4 24 | $5.7B | $7.5B | ||
| Q3 24 | $5.6B | $7.4B | ||
| Q2 24 | $6.0B | $7.0B | ||
| Q1 24 | $6.0B | $6.3B |
| Q4 25 | $82.7M | $4.1B | ||
| Q3 25 | $108.2M | $3.9B | ||
| Q2 25 | $165.2M | $3.7B | ||
| Q1 25 | $80.7M | $3.3B | ||
| Q4 24 | $88.1M | $3.3B | ||
| Q3 24 | $135.8M | $3.3B | ||
| Q2 24 | $173.1M | $3.3B | ||
| Q1 24 | $109.6M | $3.0B |
| Q4 25 | 5.7% | — | ||
| Q3 25 | 6.4% | — | ||
| Q2 25 | 7.3% | — | ||
| Q1 25 | 6.5% | — | ||
| Q4 24 | 6.8% | — | ||
| Q3 24 | 7.3% | — | ||
| Q2 24 | 7.5% | — | ||
| Q1 24 | 6.6% | — |
| Q4 25 | 2.6% | 55.8% | ||
| Q3 25 | 3.4% | 58.8% | ||
| Q2 25 | 4.1% | 58.7% | ||
| Q1 25 | 3.3% | 57.2% | ||
| Q4 24 | 3.7% | 52.6% | ||
| Q3 24 | 3.9% | 54.3% | ||
| Q2 24 | 4.3% | 58.0% | ||
| Q1 24 | 3.3% | 56.8% |
| Q4 25 | 1.4% | 46.1% | ||
| Q3 25 | 1.9% | 45.7% | ||
| Q2 25 | 2.7% | 45.5% | ||
| Q1 25 | 1.5% | 45.2% | ||
| Q4 24 | 1.5% | 44.6% | ||
| Q3 24 | 2.4% | 44.3% | ||
| Q2 24 | 2.9% | 46.8% | ||
| Q1 24 | 1.8% | 47.4% |
| Q4 25 | $1.58 | $4.52 | ||
| Q3 25 | $2.02 | $4.34 | ||
| Q2 25 | $3.06 | $4.07 | ||
| Q1 25 | $1.49 | $3.59 | ||
| Q4 24 | $1.64 | $3.64 | ||
| Q3 24 | $2.41 | $3.53 | ||
| Q2 24 | $3.02 | $3.50 | ||
| Q1 24 | $1.90 | $3.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $10.6B |
| Total DebtLower is stronger | $2.7B | — |
| Stockholders' EquityBook value | $5.0B | $7.7B |
| Total Assets | $14.8B | $54.2B |
| Debt / EquityLower = less leverage | 0.54× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $10.6B | ||
| Q3 25 | $1.0B | $10.3B | ||
| Q2 25 | $887.9M | $9.0B | ||
| Q1 25 | $779.9M | $7.6B | ||
| Q4 24 | $1.1B | $8.4B | ||
| Q3 24 | $763.9M | $11.1B | ||
| Q2 24 | $950.3M | $7.0B | ||
| Q1 24 | $930.4M | $7.3B |
| Q4 25 | $2.7B | — | ||
| Q3 25 | $2.8B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.7B | — | ||
| Q4 24 | $2.7B | — | ||
| Q3 24 | $2.8B | — | ||
| Q2 24 | $2.7B | — | ||
| Q1 24 | $2.7B | — |
| Q4 25 | $5.0B | $7.7B | ||
| Q3 25 | $5.1B | $7.9B | ||
| Q2 25 | $5.1B | $7.9B | ||
| Q1 25 | $4.7B | $6.7B | ||
| Q4 24 | $4.5B | $6.5B | ||
| Q3 24 | $4.8B | $7.4B | ||
| Q2 24 | $4.8B | $7.4B | ||
| Q1 24 | $4.9B | $7.2B |
| Q4 25 | $14.8B | $54.2B | ||
| Q3 25 | $15.2B | $53.3B | ||
| Q2 25 | $15.3B | $51.4B | ||
| Q1 25 | $14.6B | $48.5B | ||
| Q4 24 | $14.0B | $48.1B | ||
| Q3 24 | $14.8B | $47.2B | ||
| Q2 24 | $14.7B | $42.3B | ||
| Q1 24 | $14.9B | $42.6B |
| Q4 25 | 0.54× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.59× | — | ||
| Q4 24 | 0.61× | — | ||
| Q3 24 | 0.58× | — | ||
| Q2 24 | 0.57× | — | ||
| Q1 24 | 0.56× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $475.9M | $5.0B |
| Free Cash FlowOCF − Capex | $281.1M | $4.9B |
| FCF MarginFCF / Revenue | 4.7% | 55.5% |
| Capex IntensityCapex / Revenue | 3.3% | 1.3% |
| Cash ConversionOCF / Net Profit | 5.75× | 1.23× |
| TTM Free Cash FlowTrailing 4 quarters | $527.2M | $17.2B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $475.9M | $5.0B | ||
| Q3 25 | $444.4M | $5.7B | ||
| Q2 25 | $296.2M | $4.6B | ||
| Q1 25 | $-127.7M | $2.4B | ||
| Q4 24 | $680.8M | $4.8B | ||
| Q3 24 | $182.7M | $5.1B | ||
| Q2 24 | $291.2M | $3.1B | ||
| Q1 24 | $-34.6M | $1.7B |
| Q4 25 | $281.1M | $4.9B | ||
| Q3 25 | $307.0M | $5.5B | ||
| Q2 25 | $170.8M | $4.6B | ||
| Q1 25 | $-231.7M | $2.2B | ||
| Q4 24 | $488.7M | $4.7B | ||
| Q3 24 | $50.5M | $5.0B | ||
| Q2 24 | $170.4M | $3.0B | ||
| Q1 24 | $-148.2M | $1.5B |
| Q4 25 | 4.7% | 55.5% | ||
| Q3 25 | 5.4% | 63.8% | ||
| Q2 25 | 2.8% | 56.1% | ||
| Q1 25 | -4.2% | 30.6% | ||
| Q4 24 | 8.6% | 63.3% | ||
| Q3 24 | 0.9% | 68.2% | ||
| Q2 24 | 2.8% | 43.4% | ||
| Q1 24 | -2.5% | 23.9% |
| Q4 25 | 3.3% | 1.3% | ||
| Q3 25 | 2.4% | 2.1% | ||
| Q2 25 | 2.1% | 0.5% | ||
| Q1 25 | 1.9% | 2.2% | ||
| Q4 24 | 3.4% | 1.3% | ||
| Q3 24 | 2.4% | 1.5% | ||
| Q2 24 | 2.0% | 1.7% | ||
| Q1 24 | 1.9% | 2.5% |
| Q4 25 | 5.75× | 1.23× | ||
| Q3 25 | 4.11× | 1.44× | ||
| Q2 25 | 1.79× | 1.24× | ||
| Q1 25 | -1.58× | 0.73× | ||
| Q4 24 | 7.73× | 1.45× | ||
| Q3 24 | 1.35× | 1.57× | ||
| Q2 24 | 1.68× | 0.96× | ||
| Q1 24 | -0.32× | 0.56× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LEA
| Other | $3.5B | 59% |
| Seating Segment | $1.9B | 32% |
| E Systems Segment | $520.6M | 9% |
MA
| Payment Network | $4.9B | 56% |
| Value Added Services And Solutions | $3.9B | 44% |
