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Side-by-side financial comparison of MANHATTAN BRIDGE CAPITAL, INC (LOAN) and ReTo Eco-Solutions, Inc. (RETO). Click either name above to swap in a different company.

MANHATTAN BRIDGE CAPITAL, INC is the larger business by last-quarter revenue ($2.1M vs $1.0M, roughly 2.0× ReTo Eco-Solutions, Inc.). MANHATTAN BRIDGE CAPITAL, INC runs the higher net margin — 61.6% vs -131.6%, a 193.2% gap on every dollar of revenue. On growth, ReTo Eco-Solutions, Inc. posted the faster year-over-year revenue change (36.6% vs -9.1%).

Manhattan Bridge Capital, Inc. is a U.S.-based real estate finance firm that provides short-term asset-backed secured loans primarily to real estate investors. Its core offerings include bridge loans for residential and commercial property acquisitions, rehabilitation, and refinancing, serving clients across key U.S. real estate markets.

ReTo Eco-Solutions, Inc. develops and supplies eco-friendly construction materials, environmental remediation services, and solid waste treatment solutions. Its core offerings include recycled construction aggregates, soil improvement products, and ecological restoration systems, primarily serving infrastructure, real estate, and environmental conservation sectors across the Chinese market.

LOAN vs RETO — Head-to-Head

Bigger by revenue
LOAN
LOAN
2.0× larger
LOAN
$2.1M
$1.0M
RETO
Growing faster (revenue YoY)
RETO
RETO
+45.6% gap
RETO
36.6%
-9.1%
LOAN
Higher net margin
LOAN
LOAN
193.2% more per $
LOAN
61.6%
-131.6%
RETO

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
LOAN
LOAN
RETO
RETO
Revenue
$2.1M
$1.0M
Net Profit
$1.3M
$-1.4M
Gross Margin
17.7%
Operating Margin
61.4%
-133.0%
Net Margin
61.6%
-131.6%
Revenue YoY
-9.1%
36.6%
Net Profit YoY
-7.2%
-103.5%
EPS (diluted)
$0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LOAN
LOAN
RETO
RETO
Q1 26
$2.1M
Q4 25
$2.0M
Q3 25
$2.0M
Q2 25
$2.4M
$1.0M
Q1 25
$2.3M
Q4 24
$2.4M
Q3 24
$2.3M
Q2 24
$2.4M
$768.4K
Net Profit
LOAN
LOAN
RETO
RETO
Q1 26
$1.3M
Q4 25
$1.1M
Q3 25
$1.2M
Q2 25
$1.4M
$-1.4M
Q1 25
$1.4M
Q4 24
$1.3M
Q3 24
$1.4M
Q2 24
$1.4M
$-678.5K
Gross Margin
LOAN
LOAN
RETO
RETO
Q1 26
Q4 25
Q3 25
Q2 25
17.7%
Q1 25
Q4 24
Q3 24
Q2 24
43.3%
Operating Margin
LOAN
LOAN
RETO
RETO
Q1 26
61.4%
Q4 25
55.9%
Q3 25
58.8%
Q2 25
59.9%
-133.0%
Q1 25
60.2%
Q4 24
55.2%
Q3 24
60.3%
Q2 24
57.5%
-68.0%
Net Margin
LOAN
LOAN
RETO
RETO
Q1 26
61.6%
Q4 25
56.1%
Q3 25
59.1%
Q2 25
60.0%
-131.6%
Q1 25
60.4%
Q4 24
55.4%
Q3 24
60.5%
Q2 24
57.7%
-88.3%
EPS (diluted)
LOAN
LOAN
RETO
RETO
Q1 26
$0.11
Q4 25
$0.10
Q3 25
$0.11
Q2 25
$0.12
Q1 25
$0.12
Q4 24
$0.12
Q3 24
$0.12
Q2 24
$0.12
$-0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LOAN
LOAN
RETO
RETO
Cash + ST InvestmentsLiquidity on hand
$2.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$43.1M
$30.4M
Total Assets
$64.3M
$41.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LOAN
LOAN
RETO
RETO
Q1 26
Q4 25
Q3 25
Q2 25
$2.5M
Q1 25
Q4 24
Q3 24
Q2 24
$1.6M
Stockholders' Equity
LOAN
LOAN
RETO
RETO
Q1 26
$43.1M
Q4 25
$43.1M
Q3 25
$43.3M
Q2 25
$43.4M
$30.4M
Q1 25
$43.3M
Q4 24
$43.3M
Q3 24
$43.3M
Q2 24
$43.2M
$13.3M
Total Assets
LOAN
LOAN
RETO
RETO
Q1 26
$64.3M
Q4 25
$62.4M
Q3 25
$60.0M
Q2 25
$67.6M
$41.4M
Q1 25
$65.8M
Q4 24
$67.4M
Q3 24
$70.7M
Q2 24
$68.8M
$33.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LOAN
LOAN
RETO
RETO
Operating Cash FlowLast quarter
$1.3M
$-1.6M
Free Cash FlowOCF − Capex
$-1.7M
FCF MarginFCF / Revenue
-157.4%
Capex IntensityCapex / Revenue
5.1%
Cash ConversionOCF / Net Profit
0.99×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LOAN
LOAN
RETO
RETO
Q1 26
$1.3M
Q4 25
$4.9M
Q3 25
$1.4M
Q2 25
$1.2M
$-1.6M
Q1 25
$1.2M
Q4 24
$4.9M
Q3 24
$1.2M
Q2 24
$1.3M
$-4.8M
Free Cash Flow
LOAN
LOAN
RETO
RETO
Q1 26
Q4 25
$4.9M
Q3 25
Q2 25
$-1.7M
Q1 25
Q4 24
$4.9M
Q3 24
$1.2M
Q2 24
FCF Margin
LOAN
LOAN
RETO
RETO
Q1 26
Q4 25
246.2%
Q3 25
Q2 25
-157.4%
Q1 25
Q4 24
208.9%
Q3 24
53.3%
Q2 24
Capex Intensity
LOAN
LOAN
RETO
RETO
Q1 26
Q4 25
0.0%
Q3 25
0.0%
Q2 25
5.1%
Q1 25
Q4 24
0.2%
Q3 24
0.1%
Q2 24
Cash Conversion
LOAN
LOAN
RETO
RETO
Q1 26
0.99×
Q4 25
4.39×
Q3 25
1.16×
Q2 25
0.87×
Q1 25
0.86×
Q4 24
3.78×
Q3 24
0.88×
Q2 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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