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Side-by-side financial comparison of Loar Holdings Inc. (LOAR) and PennyMac Mortgage Investment Trust (PMT). Click either name above to swap in a different company.
Loar Holdings Inc. is the larger business by last-quarter revenue ($131.8M vs $93.6M, roughly 1.4× PennyMac Mortgage Investment Trust). PennyMac Mortgage Investment Trust runs the higher net margin — 56.0% vs 9.5%, a 46.5% gap on every dollar of revenue. On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs -13.3%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs 12.3%).
PennyMac Mortgage Investment Trust is a U.S.-headquartered real estate investment trust specializing in residential mortgage assets. It invests in performing and non-performing mortgage loans, mortgage-backed securities, and credit risk transfer instruments, operating across investment management and mortgage servicing segments in the U.S. housing market.
LOAR vs PMT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $131.8M | $93.6M |
| Net Profit | $12.5M | $52.4M |
| Gross Margin | 52.1% | — |
| Operating Margin | 18.0% | 38.6% |
| Net Margin | 9.5% | 56.0% |
| Revenue YoY | 19.3% | -13.3% |
| Net Profit YoY | 239.5% | 12.5% |
| EPS (diluted) | $0.13 | $0.49 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $131.8M | $93.6M | ||
| Q3 25 | $126.8M | $99.2M | ||
| Q2 25 | $123.1M | $70.2M | ||
| Q1 25 | $114.7M | $44.5M | ||
| Q4 24 | $110.4M | $107.9M | ||
| Q3 24 | $103.5M | $80.9M | ||
| Q2 24 | $97.0M | $71.2M | ||
| Q1 24 | $91.8M | $74.2M |
| Q4 25 | $12.5M | $52.4M | ||
| Q3 25 | $27.6M | $58.3M | ||
| Q2 25 | $16.7M | $7.5M | ||
| Q1 25 | $15.3M | $9.7M | ||
| Q4 24 | $3.7M | $46.5M | ||
| Q3 24 | $8.7M | $41.4M | ||
| Q2 24 | $7.6M | $25.4M | ||
| Q1 24 | $2.2M | $47.6M |
| Q4 25 | 52.1% | — | ||
| Q3 25 | 52.7% | — | ||
| Q2 25 | 53.8% | — | ||
| Q1 25 | 52.1% | — | ||
| Q4 24 | 48.9% | — | ||
| Q3 24 | 51.1% | — | ||
| Q2 24 | 49.0% | — | ||
| Q1 24 | 48.4% | — |
| Q4 25 | 18.0% | 38.6% | ||
| Q3 25 | 22.9% | 47.4% | ||
| Q2 25 | 22.2% | 24.2% | ||
| Q1 25 | 22.8% | -14.2% | ||
| Q4 24 | 19.2% | 51.1% | ||
| Q3 24 | 22.1% | 32.8% | ||
| Q2 24 | 22.9% | 40.2% | ||
| Q1 24 | 23.3% | 43.6% |
| Q4 25 | 9.5% | 56.0% | ||
| Q3 25 | 21.8% | 58.7% | ||
| Q2 25 | 13.6% | 10.7% | ||
| Q1 25 | 13.4% | 21.8% | ||
| Q4 24 | 3.3% | 43.1% | ||
| Q3 24 | 8.4% | 51.2% | ||
| Q2 24 | 7.9% | 35.7% | ||
| Q1 24 | 2.4% | 64.2% |
| Q4 25 | $0.13 | $0.49 | ||
| Q3 25 | $0.29 | $0.55 | ||
| Q2 25 | $0.17 | $-0.04 | ||
| Q1 25 | $0.16 | $-0.01 | ||
| Q4 24 | $-11023.48 | $0.45 | ||
| Q3 24 | $0.09 | $0.36 | ||
| Q2 24 | $0.09 | $0.17 | ||
| Q1 24 | $11023.54 | $0.39 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $84.8M | $190.5M |
| Total DebtLower is stronger | $715.7M | $1.1B |
| Stockholders' EquityBook value | $1.2B | $1.9B |
| Total Assets | $2.0B | $21.3B |
| Debt / EquityLower = less leverage | 0.61× | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $84.8M | $190.5M | ||
| Q3 25 | $99.0M | $181.0M | ||
| Q2 25 | $103.3M | $108.6M | ||
| Q1 25 | $80.5M | $204.2M | ||
| Q4 24 | $54.1M | $103.2M | ||
| Q3 24 | $55.2M | $102.8M | ||
| Q2 24 | $73.2M | $336.3M | ||
| Q1 24 | $28.2M | $343.3M |
| Q4 25 | $715.7M | $1.1B | ||
| Q3 25 | $279.4M | $299.0M | ||
| Q2 25 | $277.7M | $1.2B | ||
| Q1 25 | $277.5M | $968.4M | ||
| Q4 24 | $277.3M | $1.0B | ||
| Q3 24 | $602.1M | $5.2B | ||
| Q2 24 | $250.7M | $5.4B | ||
| Q1 24 | $534.2M | $5.1B |
| Q4 25 | $1.2B | $1.9B | ||
| Q3 25 | $1.2B | $1.9B | ||
| Q2 25 | $1.1B | $1.9B | ||
| Q1 25 | $1.1B | $1.9B | ||
| Q4 24 | $1.1B | $1.9B | ||
| Q3 24 | $769.8M | $1.9B | ||
| Q2 24 | $758.4M | $1.9B | ||
| Q1 24 | $420.6M | $2.0B |
| Q4 25 | $2.0B | $21.3B | ||
| Q3 25 | $1.5B | $18.5B | ||
| Q2 25 | $1.5B | $16.8B | ||
| Q1 25 | $1.5B | $14.9B | ||
| Q4 24 | $1.5B | $14.4B | ||
| Q3 24 | $1.5B | $13.1B | ||
| Q2 24 | $1.1B | $12.1B | ||
| Q1 24 | $1.1B | $12.3B |
| Q4 25 | 0.61× | 0.58× | ||
| Q3 25 | 0.24× | 0.16× | ||
| Q2 25 | 0.25× | 0.65× | ||
| Q1 25 | 0.25× | 0.51× | ||
| Q4 24 | 0.25× | 0.52× | ||
| Q3 24 | 0.78× | 2.70× | ||
| Q2 24 | 0.33× | 2.76× | ||
| Q1 24 | 1.27× | 2.60× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $30.4M | $-7.2B |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 2.43× | -137.76× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $30.4M | $-7.2B | ||
| Q3 25 | $29.7M | $-1.3B | ||
| Q2 25 | $23.8M | $-2.0B | ||
| Q1 25 | $28.4M | $-594.3M | ||
| Q4 24 | $20.7M | $-2.7B | ||
| Q3 24 | $16.3M | $-983.8M | ||
| Q2 24 | $7.1M | $243.8M | ||
| Q1 24 | $10.8M | $-342.4M |
| Q4 25 | 2.43× | -137.76× | ||
| Q3 25 | 1.08× | -22.26× | ||
| Q2 25 | 1.42× | -267.53× | ||
| Q1 25 | 1.85× | -61.39× | ||
| Q4 24 | 5.62× | -58.08× | ||
| Q3 24 | 1.89× | -23.76× | ||
| Q2 24 | 0.93× | 9.59× | ||
| Q1 24 | 4.81× | -7.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
