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Side-by-side financial comparison of Live Oak Bancshares, Inc. (LOB) and NATIONAL PRESTO INDUSTRIES INC (NPK). Click either name above to swap in a different company.

NATIONAL PRESTO INDUSTRIES INC is the larger business by last-quarter revenue ($164.0M vs $145.5M, roughly 1.1× Live Oak Bancshares, Inc.). On growth, NATIONAL PRESTO INDUSTRIES INC posted the faster year-over-year revenue change (21.7% vs 18.4%). Over the past eight quarters, NATIONAL PRESTO INDUSTRIES INC's revenue compounded faster (46.3% CAGR vs 7.7%).

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

National Presto Industries is a company founded in 1905 in Eau Claire, Wisconsin. Originally called "Northwestern Steel and Iron Works" the company changed its name to the "National Pressure Cooker Company" in 1929 and then National Presto Industries, Inc. 1953. The company originally produced pressure canners for commercial, and later home, use. Beginning in 1939, the company introduced small home-use cooking appliances. The company was admitted to the New York Stock Exchange on March 3, 1969.

LOB vs NPK — Head-to-Head

Bigger by revenue
NPK
NPK
1.1× larger
NPK
$164.0M
$145.5M
LOB
Growing faster (revenue YoY)
NPK
NPK
+3.4% gap
NPK
21.7%
18.4%
LOB
Faster 2-yr revenue CAGR
NPK
NPK
Annualised
NPK
46.3%
7.7%
LOB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
LOB
LOB
NPK
NPK
Revenue
$145.5M
$164.0M
Net Profit
$27.9M
Gross Margin
16.9%
Operating Margin
11.4%
Net Margin
19.2%
Revenue YoY
18.4%
21.7%
Net Profit YoY
187.6%
EPS (diluted)
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LOB
LOB
NPK
NPK
Q1 26
$145.5M
Q4 25
$161.9M
$164.0M
Q3 25
$146.1M
$115.5M
Q2 25
$143.7M
$120.4M
Q1 25
$126.1M
$103.6M
Q4 24
$116.9M
$134.7M
Q3 24
$129.9M
$91.8M
Q2 24
$125.5M
$85.1M
Net Profit
LOB
LOB
NPK
NPK
Q1 26
$27.9M
Q4 25
$46.2M
Q3 25
$26.5M
$5.3M
Q2 25
$23.4M
$5.2M
Q1 25
$9.7M
$7.6M
Q4 24
$9.9M
Q3 24
$13.0M
$8.1M
Q2 24
$27.0M
$6.1M
Gross Margin
LOB
LOB
NPK
NPK
Q1 26
Q4 25
16.9%
Q3 25
13.9%
Q2 25
15.4%
Q1 25
17.5%
Q4 24
24.3%
Q3 24
18.8%
Q2 24
17.3%
Operating Margin
LOB
LOB
NPK
NPK
Q1 26
Q4 25
38.2%
11.4%
Q3 25
25.0%
5.6%
Q2 25
21.7%
5.1%
Q1 25
10.4%
8.8%
Q4 24
11.3%
17.3%
Q3 24
13.7%
10.0%
Q2 24
28.7%
7.5%
Net Margin
LOB
LOB
NPK
NPK
Q1 26
19.2%
Q4 25
28.5%
Q3 25
18.1%
4.6%
Q2 25
16.3%
4.3%
Q1 25
7.7%
7.3%
Q4 24
8.5%
Q3 24
10.0%
8.8%
Q2 24
21.5%
7.1%
EPS (diluted)
LOB
LOB
NPK
NPK
Q1 26
$0.60
Q4 25
$0.96
Q3 25
$0.55
Q2 25
$0.51
Q1 25
$0.21
Q4 24
$0.22
Q3 24
$0.28
Q2 24
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LOB
LOB
NPK
NPK
Cash + ST InvestmentsLiquidity on hand
$3.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
$395.1M
Total Assets
$15.3B
$500.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LOB
LOB
NPK
NPK
Q1 26
Q4 25
$3.8M
Q3 25
$4.6M
Q2 25
$4.8M
Q1 25
$5.5M
Q4 24
$22.7M
Q3 24
$33.2M
Q2 24
$53.4M
Stockholders' Equity
LOB
LOB
NPK
NPK
Q1 26
$1.3B
Q4 25
$1.2B
$395.1M
Q3 25
$1.2B
$379.8M
Q2 25
$1.1B
$374.1M
Q1 25
$1.0B
$368.6M
Q4 24
$999.0M
$367.6M
Q3 24
$1.0B
$346.6M
Q2 24
$961.0M
$338.1M
Total Assets
LOB
LOB
NPK
NPK
Q1 26
$15.3B
Q4 25
$15.1B
$500.7M
Q3 25
$14.7B
$503.8M
Q2 25
$13.8B
$471.9M
Q1 25
$13.6B
$455.3M
Q4 24
$12.9B
$453.4M
Q3 24
$12.6B
$428.9M
Q2 24
$11.9B
$418.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LOB
LOB
NPK
NPK
Operating Cash FlowLast quarter
$13.9M
Free Cash FlowOCF − Capex
$12.4M
FCF MarginFCF / Revenue
7.6%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-36.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LOB
LOB
NPK
NPK
Q1 26
Q4 25
$158.2M
$13.9M
Q3 25
$62.3M
$-24.6M
Q2 25
$49.2M
$-10.9M
Q1 25
$-33.0M
$12.5M
Q4 24
$156.8M
$-7.6M
Q3 24
$47.4M
$-17.5M
Q2 24
$29.5M
$-33.9M
Free Cash Flow
LOB
LOB
NPK
NPK
Q1 26
Q4 25
$143.5M
$12.4M
Q3 25
$60.6M
$-24.7M
Q2 25
$47.8M
$-13.4M
Q1 25
$-35.3M
$-10.5M
Q4 24
$107.5M
$-11.3M
Q3 24
$41.0M
$-20.3M
Q2 24
$12.3M
$-34.5M
FCF Margin
LOB
LOB
NPK
NPK
Q1 26
Q4 25
88.6%
7.6%
Q3 25
41.4%
-21.4%
Q2 25
33.3%
-11.1%
Q1 25
-28.0%
-10.2%
Q4 24
91.9%
-8.4%
Q3 24
31.6%
-22.1%
Q2 24
9.8%
-40.6%
Capex Intensity
LOB
LOB
NPK
NPK
Q1 26
Q4 25
9.1%
0.9%
Q3 25
1.2%
0.1%
Q2 25
1.0%
2.0%
Q1 25
1.8%
22.2%
Q4 24
42.2%
2.7%
Q3 24
4.9%
3.1%
Q2 24
13.7%
0.8%
Cash Conversion
LOB
LOB
NPK
NPK
Q1 26
Q4 25
3.42×
Q3 25
2.35×
-4.63×
Q2 25
2.10×
-2.12×
Q1 25
-3.39×
1.64×
Q4 24
15.84×
Q3 24
3.64×
-2.16×
Q2 24
1.10×
-5.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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