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Side-by-side financial comparison of Live Oak Bancshares, Inc. (LOB) and Orla Mining Ltd. (ORLA). Click either name above to swap in a different company.

Orla Mining Ltd. is the larger business by last-quarter revenue ($251.2M vs $145.5M, roughly 1.7× Live Oak Bancshares, Inc.).

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

Orla Mining Ltd. is a Canada-based mineral exploration and development firm focused on high-grade gold and precious metal assets in North and Central America, with core projects in Mexico and Nevada, U.S. It follows sustainable responsible mining practices, collaborates with local communities, and delivers long-term value to stakeholders.

LOB vs ORLA — Head-to-Head

Bigger by revenue
ORLA
ORLA
1.7× larger
ORLA
$251.2M
$145.5M
LOB

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
LOB
LOB
ORLA
ORLA
Revenue
$145.5M
$251.2M
Net Profit
$27.9M
Gross Margin
Operating Margin
Net Margin
19.2%
Revenue YoY
18.4%
Net Profit YoY
187.6%
EPS (diluted)
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LOB
LOB
ORLA
ORLA
Q1 26
$145.5M
Q4 25
$161.9M
Q3 25
$146.1M
$251.2M
Q2 25
$143.7M
$151.8M
Q1 25
$126.1M
Q4 24
$116.9M
Q3 24
$129.9M
$584.4M
Q2 24
$125.5M
$110.4M
Net Profit
LOB
LOB
ORLA
ORLA
Q1 26
$27.9M
Q4 25
$46.2M
Q3 25
$26.5M
Q2 25
$23.4M
Q1 25
$9.7M
Q4 24
$9.9M
Q3 24
$13.0M
$-368.9M
Q2 24
$27.0M
Operating Margin
LOB
LOB
ORLA
ORLA
Q1 26
Q4 25
38.2%
Q3 25
25.0%
Q2 25
21.7%
Q1 25
10.4%
Q4 24
11.3%
Q3 24
13.7%
Q2 24
28.7%
Net Margin
LOB
LOB
ORLA
ORLA
Q1 26
19.2%
Q4 25
28.5%
Q3 25
18.1%
Q2 25
16.3%
Q1 25
7.7%
Q4 24
8.5%
Q3 24
10.0%
-63.1%
Q2 24
21.5%
EPS (diluted)
LOB
LOB
ORLA
ORLA
Q1 26
$0.60
Q4 25
$0.96
Q3 25
$0.55
Q2 25
$0.51
Q1 25
$0.21
Q4 24
$0.22
Q3 24
$0.28
Q2 24
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LOB
LOB
ORLA
ORLA
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
$507.4M
Total Assets
$15.3B
$598.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LOB
LOB
ORLA
ORLA
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$96.6M
Stockholders' Equity
LOB
LOB
ORLA
ORLA
Q1 26
$1.3B
Q4 25
$1.2B
Q3 25
$1.2B
$507.4M
Q2 25
$1.1B
$507.4M
Q1 25
$1.0B
Q4 24
$999.0M
Q3 24
$1.0B
$968.6M
Q2 24
$961.0M
$400.5M
Total Assets
LOB
LOB
ORLA
ORLA
Q1 26
$15.3B
Q4 25
$15.1B
Q3 25
$14.7B
$598.3M
Q2 25
$13.8B
$598.3M
Q1 25
$13.6B
Q4 24
$12.9B
Q3 24
$12.6B
$1.3B
Q2 24
$11.9B
$535.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LOB
LOB
ORLA
ORLA
Operating Cash FlowLast quarter
$126.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LOB
LOB
ORLA
ORLA
Q1 26
Q4 25
$158.2M
Q3 25
$62.3M
$126.9M
Q2 25
$49.2M
$74.9M
Q1 25
$-33.0M
Q4 24
$156.8M
Q3 24
$47.4M
$92.4M
Q2 24
$29.5M
$22.4M
Free Cash Flow
LOB
LOB
ORLA
ORLA
Q1 26
Q4 25
$143.5M
Q3 25
$60.6M
Q2 25
$47.8M
Q1 25
$-35.3M
Q4 24
$107.5M
Q3 24
$41.0M
Q2 24
$12.3M
FCF Margin
LOB
LOB
ORLA
ORLA
Q1 26
Q4 25
88.6%
Q3 25
41.4%
Q2 25
33.3%
Q1 25
-28.0%
Q4 24
91.9%
Q3 24
31.6%
Q2 24
9.8%
Capex Intensity
LOB
LOB
ORLA
ORLA
Q1 26
Q4 25
9.1%
Q3 25
1.2%
Q2 25
1.0%
Q1 25
1.8%
Q4 24
42.2%
Q3 24
4.9%
Q2 24
13.7%
Cash Conversion
LOB
LOB
ORLA
ORLA
Q1 26
Q4 25
3.42×
Q3 25
2.35×
Q2 25
2.10×
Q1 25
-3.39×
Q4 24
15.84×
Q3 24
3.64×
Q2 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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