vs

Side-by-side financial comparison of Live Oak Bancshares, Inc. (LOB) and POWER SOLUTIONS INTERNATIONAL, INC. (PSIX). Click either name above to swap in a different company.

POWER SOLUTIONS INTERNATIONAL, INC. is the larger business by last-quarter revenue ($191.2M vs $145.5M, roughly 1.3× Live Oak Bancshares, Inc.). Live Oak Bancshares, Inc. runs the higher net margin — 19.2% vs 8.4%, a 10.8% gap on every dollar of revenue. On growth, POWER SOLUTIONS INTERNATIONAL, INC. posted the faster year-over-year revenue change (32.5% vs 18.4%). Over the past eight quarters, POWER SOLUTIONS INTERNATIONAL, INC.'s revenue compounded faster (41.7% CAGR vs 7.7%).

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

Adani Energy Solutions Ltd, formerly known as Adani Transmission Ltd, is an electric power transmission and distribution company headquartered in Ahmedabad. As of April 2025, the company operates a cumulative transmission network of 26,696 circuit kilometers and is one of the largest private sector power transmission companies operating in India.

LOB vs PSIX — Head-to-Head

Bigger by revenue
PSIX
PSIX
1.3× larger
PSIX
$191.2M
$145.5M
LOB
Growing faster (revenue YoY)
PSIX
PSIX
+14.2% gap
PSIX
32.5%
18.4%
LOB
Higher net margin
LOB
LOB
10.8% more per $
LOB
19.2%
8.4%
PSIX
Faster 2-yr revenue CAGR
PSIX
PSIX
Annualised
PSIX
41.7%
7.7%
LOB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
LOB
LOB
PSIX
PSIX
Revenue
$145.5M
$191.2M
Net Profit
$27.9M
$16.1M
Gross Margin
21.9%
Operating Margin
12.7%
Net Margin
19.2%
8.4%
Revenue YoY
18.4%
32.5%
Net Profit YoY
187.6%
-31.0%
EPS (diluted)
$0.60
$0.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LOB
LOB
PSIX
PSIX
Q1 26
$145.5M
Q4 25
$161.9M
$191.2M
Q3 25
$146.1M
$203.8M
Q2 25
$143.7M
$191.9M
Q1 25
$126.1M
$135.4M
Q4 24
$116.9M
$144.3M
Q3 24
$129.9M
$125.8M
Q2 24
$125.5M
$110.6M
Net Profit
LOB
LOB
PSIX
PSIX
Q1 26
$27.9M
Q4 25
$46.2M
$16.1M
Q3 25
$26.5M
$27.6M
Q2 25
$23.4M
$51.2M
Q1 25
$9.7M
$19.1M
Q4 24
$9.9M
$23.3M
Q3 24
$13.0M
$17.3M
Q2 24
$27.0M
$21.5M
Gross Margin
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
21.9%
Q3 25
23.9%
Q2 25
28.2%
Q1 25
29.7%
Q4 24
29.9%
Q3 24
28.9%
Q2 24
31.8%
Operating Margin
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
38.2%
12.7%
Q3 25
25.0%
13.9%
Q2 25
21.7%
16.9%
Q1 25
10.4%
18.2%
Q4 24
11.3%
17.5%
Q3 24
13.7%
16.3%
Q2 24
28.7%
22.9%
Net Margin
LOB
LOB
PSIX
PSIX
Q1 26
19.2%
Q4 25
28.5%
8.4%
Q3 25
18.1%
13.5%
Q2 25
16.3%
26.7%
Q1 25
7.7%
14.1%
Q4 24
8.5%
16.1%
Q3 24
10.0%
13.8%
Q2 24
21.5%
19.5%
EPS (diluted)
LOB
LOB
PSIX
PSIX
Q1 26
$0.60
Q4 25
$0.96
$0.69
Q3 25
$0.55
$1.20
Q2 25
$0.51
$2.22
Q1 25
$0.21
$0.83
Q4 24
$0.22
$1.01
Q3 24
$0.28
$0.75
Q2 24
$0.59
$0.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LOB
LOB
PSIX
PSIX
Cash + ST InvestmentsLiquidity on hand
$41.3M
Total DebtLower is stronger
$96.6M
Stockholders' EquityBook value
$1.3B
$178.6M
Total Assets
$15.3B
$424.7M
Debt / EquityLower = less leverage
0.54×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
$41.3M
Q3 25
$49.0M
Q2 25
$49.5M
Q1 25
$50.0M
Q4 24
$55.3M
Q3 24
$40.5M
Q2 24
$28.8M
Total Debt
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
$96.6M
Q3 25
$96.7M
Q2 25
$1.8M
Q1 25
$1.0M
Q4 24
$184.0K
Q3 24
$238.0K
Q2 24
$292.0K
Stockholders' Equity
LOB
LOB
PSIX
PSIX
Q1 26
$1.3B
Q4 25
$1.2B
$178.6M
Q3 25
$1.2B
$162.5M
Q2 25
$1.1B
$135.7M
Q1 25
$1.0B
$84.3M
Q4 24
$999.0M
$65.3M
Q3 24
$1.0B
$42.1M
Q2 24
$961.0M
$24.8M
Total Assets
LOB
LOB
PSIX
PSIX
Q1 26
$15.3B
Q4 25
$15.1B
$424.7M
Q3 25
$14.7B
$458.9M
Q2 25
$13.8B
$437.7M
Q1 25
$13.6B
$372.7M
Q4 24
$12.9B
$328.2M
Q3 24
$12.6B
$339.1M
Q2 24
$11.9B
$307.6M
Debt / Equity
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
0.54×
Q3 25
0.60×
Q2 25
0.01×
Q1 25
0.01×
Q4 24
0.00×
Q3 24
0.01×
Q2 24
0.01×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LOB
LOB
PSIX
PSIX
Operating Cash FlowLast quarter
$-4.6M
Free Cash FlowOCF − Capex
$-7.6M
FCF MarginFCF / Revenue
-4.0%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
-0.29×
TTM Free Cash FlowTrailing 4 quarters
$14.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
$158.2M
$-4.6M
Q3 25
$62.3M
$3.3M
Q2 25
$49.2M
$16.7M
Q1 25
$-33.0M
$8.8M
Q4 24
$156.8M
$32.7M
Q3 24
$47.4M
$12.6M
Q2 24
$29.5M
$1.5M
Free Cash Flow
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
$143.5M
$-7.6M
Q3 25
$60.6M
$1.7M
Q2 25
$47.8M
$14.6M
Q1 25
$-35.3M
$5.4M
Q4 24
$107.5M
$30.0M
Q3 24
$41.0M
$12.1M
Q2 24
$12.3M
$822.0K
FCF Margin
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
88.6%
-4.0%
Q3 25
41.4%
0.8%
Q2 25
33.3%
7.6%
Q1 25
-28.0%
4.0%
Q4 24
91.9%
20.8%
Q3 24
31.6%
9.7%
Q2 24
9.8%
0.7%
Capex Intensity
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
9.1%
1.6%
Q3 25
1.2%
0.8%
Q2 25
1.0%
1.1%
Q1 25
1.8%
2.5%
Q4 24
42.2%
1.8%
Q3 24
4.9%
0.3%
Q2 24
13.7%
0.6%
Cash Conversion
LOB
LOB
PSIX
PSIX
Q1 26
Q4 25
3.42×
-0.29×
Q3 25
2.35×
0.12×
Q2 25
2.10×
0.33×
Q1 25
-3.39×
0.46×
Q4 24
15.84×
1.40×
Q3 24
3.64×
0.73×
Q2 24
1.10×
0.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LOB
LOB

Segment breakdown not available.

PSIX
PSIX

Energy End Market$153.4M80%
Industrial End Market$33.3M17%
Transportation End Market$4.6M2%

Related Comparisons