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Side-by-side financial comparison of LESAKA TECHNOLOGIES INC (LSAK) and Royal Caribbean Group (RCL). Click either name above to swap in a different company.

Royal Caribbean Group is the larger business by last-quarter revenue ($4.5B vs $3.0B, roughly 1.5× LESAKA TECHNOLOGIES INC). Royal Caribbean Group runs the higher net margin — 21.3% vs 0.0%, a 21.3% gap on every dollar of revenue. On growth, Royal Caribbean Group posted the faster year-over-year revenue change (11.3% vs 0.2%). Over the past eight quarters, LESAKA TECHNOLOGIES INC's revenue compounded faster (341.6% CAGR vs 4.1%).

Lesaka Technologies is a South-African financial technology company that is listed on the NASDAQ and Johannesburg Stock Exchange. Lesaka’s primary focus is on financial inclusion, offering financial services to previously underserved communities and merchants.

Royal Caribbean Group, formerly known as Royal Caribbean Cruises Ltd., is a cruise holding company headquartered in Miami, Florida, United States and incorporated in Liberia. It is the world's second-largest cruise line operator, after Carnival Corporation & plc. As of September 2025, Royal Caribbean Group fully owns three cruise lines: Royal Caribbean International, Celebrity Cruises, and Silversea Cruises. It also holds a 50% stake in TUI Cruises, which operates Mein Schiff and Hapag-Lloyd ...

LSAK vs RCL — Head-to-Head

Bigger by revenue
RCL
RCL
1.5× larger
RCL
$4.5B
$3.0B
LSAK
Growing faster (revenue YoY)
RCL
RCL
+11.1% gap
RCL
11.3%
0.2%
LSAK
Higher net margin
RCL
RCL
21.3% more per $
RCL
21.3%
0.0%
LSAK
Faster 2-yr revenue CAGR
LSAK
LSAK
Annualised
LSAK
341.6%
4.1%
RCL

Income Statement — Q1 FY2027 vs Q1 FY2026

Metric
LSAK
LSAK
RCL
RCL
Revenue
$3.0B
$4.5B
Net Profit
$437.0K
$950.0M
Gross Margin
Operating Margin
2.2%
26.1%
Net Margin
0.0%
21.3%
Revenue YoY
0.2%
11.3%
Net Profit YoY
29.1%
EPS (diluted)
$3.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LSAK
LSAK
RCL
RCL
Q3 26
$3.0B
Q2 26
$3.1B
Q1 26
$4.5B
Q4 25
$178.7M
$4.3B
Q3 25
$171.4M
$5.1B
Q2 25
$168.5M
$4.5B
Q1 25
$161.4M
$4.0B
Q4 24
$176.2M
$3.8B
Net Profit
LSAK
LSAK
RCL
RCL
Q3 26
$437.0K
Q2 26
$3.6M
Q1 26
$950.0M
Q4 25
$3.6M
$753.0M
Q3 25
$-4.3M
$1.6B
Q2 25
$-28.4M
$1.2B
Q1 25
$-22.1M
$730.0M
Q4 24
$-32.5M
$552.0M
Gross Margin
LSAK
LSAK
RCL
RCL
Q3 26
Q2 26
Q1 26
Q4 25
31.4%
47.4%
Q3 25
30.9%
51.8%
Q2 25
28.9%
49.7%
Q1 25
27.5%
48.0%
Q4 24
25.7%
45.4%
Operating Margin
LSAK
LSAK
RCL
RCL
Q3 26
2.2%
Q2 26
1.2%
Q1 26
26.1%
Q4 25
1.2%
21.9%
Q3 25
0.2%
33.1%
Q2 25
-16.7%
29.3%
Q1 25
0.4%
23.6%
Q4 24
0.3%
16.6%
Net Margin
LSAK
LSAK
RCL
RCL
Q3 26
0.0%
Q2 26
0.1%
Q1 26
21.3%
Q4 25
2.0%
17.7%
Q3 25
-2.5%
30.6%
Q2 25
-16.9%
26.7%
Q1 25
-13.7%
18.3%
Q4 24
-18.4%
14.7%
EPS (diluted)
LSAK
LSAK
RCL
RCL
Q3 26
Q2 26
Q1 26
$3.48
Q4 25
$0.04
$2.76
Q3 25
$-0.05
$5.74
Q2 25
$-0.40
$4.41
Q1 25
$-0.27
$2.70
Q4 24
$-0.40
$2.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LSAK
LSAK
RCL
RCL
Cash + ST InvestmentsLiquidity on hand
$1.5B
$512.0M
Total DebtLower is stronger
$3.2B
$21.1B
Stockholders' EquityBook value
$10.0B
Total Assets
$11.5B
$42.0B
Debt / EquityLower = less leverage
2.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LSAK
LSAK
RCL
RCL
Q3 26
$1.5B
Q2 26
$1.2B
Q1 26
$512.0M
Q4 25
$69.5M
$825.0M
Q3 25
$72.2M
$432.0M
Q2 25
$76.5M
$735.0M
Q1 25
$71.0M
$386.0M
Q4 24
$60.6M
$388.0M
Total Debt
LSAK
LSAK
RCL
RCL
Q3 26
$3.2B
Q2 26
$3.4B
Q1 26
$21.1B
Q4 25
$216.8M
$18.2B
Q3 25
$208.1M
$17.2B
Q2 25
$200.8M
$17.6B
Q1 25
$194.7M
$18.0B
Q4 24
$148.7M
$18.5B
Stockholders' Equity
LSAK
LSAK
RCL
RCL
Q3 26
Q2 26
Q1 26
$10.0B
Q4 25
$180.6M
$10.0B
Q3 25
$170.4M
$10.1B
Q2 25
$161.6M
$9.2B
Q1 25
$185.2M
$8.0B
Q4 24
$193.3M
$7.6B
Total Assets
LSAK
LSAK
RCL
RCL
Q3 26
$11.5B
Q2 26
$11.7B
Q1 26
$42.0B
Q4 25
$704.6M
$41.6B
Q3 25
$652.9M
$40.1B
Q2 25
$653.7M
$38.5B
Q1 25
$649.2M
$37.5B
Q4 24
$640.6M
$37.1B
Debt / Equity
LSAK
LSAK
RCL
RCL
Q3 26
Q2 26
Q1 26
2.11×
Q4 25
1.20×
1.81×
Q3 25
1.22×
1.70×
Q2 25
1.24×
1.92×
Q1 25
1.05×
2.26×
Q4 24
0.77×
2.44×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LSAK
LSAK
RCL
RCL
Operating Cash FlowLast quarter
$1.8B
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.93×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LSAK
LSAK
RCL
RCL
Q3 26
Q2 26
Q1 26
$1.8B
Q4 25
$-10.9M
$1.6B
Q3 25
$8.9M
$1.5B
Q2 25
$-9.1M
$1.7B
Q1 25
$10.7M
$1.6B
Q4 24
$-9.2M
$1.5B
Free Cash Flow
LSAK
LSAK
RCL
RCL
Q3 26
Q2 26
Q1 26
Q4 25
$-14.8M
$116.0M
Q3 25
$4.9M
$-989.0M
Q2 25
$-13.2M
$910.0M
Q1 25
$7.8M
$1.2B
Q4 24
$-15.5M
$915.0M
FCF Margin
LSAK
LSAK
RCL
RCL
Q3 26
Q2 26
Q1 26
Q4 25
-8.3%
2.7%
Q3 25
2.9%
-19.2%
Q2 25
-7.8%
20.1%
Q1 25
4.9%
30.0%
Q4 24
-8.8%
24.3%
Capex Intensity
LSAK
LSAK
RCL
RCL
Q3 26
Q2 26
Q1 26
Q4 25
2.2%
35.4%
Q3 25
2.3%
47.8%
Q2 25
2.4%
18.4%
Q1 25
1.7%
10.7%
Q4 24
3.6%
14.7%
Cash Conversion
LSAK
LSAK
RCL
RCL
Q3 26
Q2 26
Q1 26
1.93×
Q4 25
-2.99×
2.16×
Q3 25
0.93×
Q2 25
1.44×
Q1 25
2.23×
Q4 24
2.66×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LSAK
LSAK

Segment breakdown not available.

RCL
RCL

Passenger ticket revenues$3.0B68%
Onboard and other revenues$1.4B32%

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