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Side-by-side financial comparison of Massimo Group (MAMO) and Rhinebeck Bancorp, Inc. (RBKB). Click either name above to swap in a different company.

Massimo Group is the larger business by last-quarter revenue ($21.0M vs $13.5M, roughly 1.6× Rhinebeck Bancorp, Inc.). Rhinebeck Bancorp, Inc. runs the higher net margin — 17.3% vs 9.5%, a 7.8% gap on every dollar of revenue. On growth, Rhinebeck Bancorp, Inc. posted the faster year-over-year revenue change (1701.1% vs 15.7%). Over the past eight quarters, Rhinebeck Bancorp, Inc.'s revenue compounded faster (14.0% CAGR vs -16.5%).

Massimo Dutti, S.A. is a Spanish premium clothing retailer specializing in cashmere and wool products, established in 1985 and owned by Spanish multinational company Inditex, the parent company of Zara, Pull&Bear, and other brands.

Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.

MAMO vs RBKB — Head-to-Head

Bigger by revenue
MAMO
MAMO
1.6× larger
MAMO
$21.0M
$13.5M
RBKB
Growing faster (revenue YoY)
RBKB
RBKB
+1685.4% gap
RBKB
1701.1%
15.7%
MAMO
Higher net margin
RBKB
RBKB
7.8% more per $
RBKB
17.3%
9.5%
MAMO
Faster 2-yr revenue CAGR
RBKB
RBKB
Annualised
RBKB
14.0%
-16.5%
MAMO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MAMO
MAMO
RBKB
RBKB
Revenue
$21.0M
$13.5M
Net Profit
$2.0M
$2.3M
Gross Margin
41.5%
Operating Margin
13.1%
21.7%
Net Margin
9.5%
17.3%
Revenue YoY
15.7%
1701.1%
Net Profit YoY
215.0%
188.0%
EPS (diluted)
$0.05
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MAMO
MAMO
RBKB
RBKB
Q4 25
$21.0M
$13.5M
Q3 25
$17.0M
$14.0M
Q2 25
$18.9M
$13.1M
Q1 25
$14.9M
$12.8M
Q4 24
$18.2M
$750.0K
Q3 24
$25.6M
$773.0K
Q2 24
$35.4M
$10.7M
Q1 24
$30.2M
$10.4M
Net Profit
MAMO
MAMO
RBKB
RBKB
Q4 25
$2.0M
$2.3M
Q3 25
$1.5M
$2.7M
Q2 25
$77.7K
$2.7M
Q1 25
$-2.1M
$2.3M
Q4 24
$-1.7M
$-2.7M
Q3 24
$-2.5M
$-8.1M
Q2 24
$2.8M
$975.0K
Q1 24
$3.2M
$1.1M
Gross Margin
MAMO
MAMO
RBKB
RBKB
Q4 25
41.5%
Q3 25
42.0%
Q2 25
36.3%
Q1 25
28.4%
Q4 24
19.6%
Q3 24
27.2%
Q2 24
32.5%
Q1 24
34.7%
Operating Margin
MAMO
MAMO
RBKB
RBKB
Q4 25
13.1%
21.7%
Q3 25
10.5%
23.9%
Q2 25
0.8%
26.6%
Q1 25
-18.2%
22.9%
Q4 24
-15.4%
-444.9%
Q3 24
1.2%
-1332.3%
Q2 24
10.1%
11.8%
Q1 24
13.2%
13.9%
Net Margin
MAMO
MAMO
RBKB
RBKB
Q4 25
9.5%
17.3%
Q3 25
9.0%
19.3%
Q2 25
0.4%
20.8%
Q1 25
-14.0%
17.9%
Q4 24
-9.5%
-353.9%
Q3 24
-9.8%
-1042.9%
Q2 24
8.0%
9.2%
Q1 24
10.6%
10.8%
EPS (diluted)
MAMO
MAMO
RBKB
RBKB
Q4 25
$0.05
$0.21
Q3 25
$0.04
$0.25
Q2 25
$0.00
$0.25
Q1 25
$-0.05
$0.21
Q4 24
$-0.05
$-0.24
Q3 24
$-0.06
$-0.75
Q2 24
$0.07
$0.09
Q1 24
$0.08
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MAMO
MAMO
RBKB
RBKB
Cash + ST InvestmentsLiquidity on hand
$5.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$23.7M
$136.9M
Total Assets
$51.4M
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MAMO
MAMO
RBKB
RBKB
Q4 25
$5.8M
Q3 25
$2.6M
Q2 25
Q1 25
$3.0M
Q4 24
$10.2M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MAMO
MAMO
RBKB
RBKB
Q4 25
$23.7M
$136.9M
Q3 25
$21.7M
$133.0M
Q2 25
$20.2M
$129.0M
Q1 25
$19.9M
$126.0M
Q4 24
$21.7M
$121.8M
Q3 24
$22.5M
$122.7M
Q2 24
$24.7M
$116.2M
Q1 24
$18.1M
$114.3M
Total Assets
MAMO
MAMO
RBKB
RBKB
Q4 25
$51.4M
$1.3B
Q3 25
$44.4M
$1.3B
Q2 25
$45.9M
$1.3B
Q1 25
$46.4M
$1.3B
Q4 24
$54.9M
$1.3B
Q3 24
$57.1M
$1.3B
Q2 24
$49.9M
$1.3B
Q1 24
$47.3M
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MAMO
MAMO
RBKB
RBKB
Operating Cash FlowLast quarter
$4.0M
$11.7M
Free Cash FlowOCF − Capex
$10.9M
FCF MarginFCF / Revenue
80.6%
Capex IntensityCapex / Revenue
6.3%
Cash ConversionOCF / Net Profit
2.01×
5.03×
TTM Free Cash FlowTrailing 4 quarters
$19.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MAMO
MAMO
RBKB
RBKB
Q4 25
$4.0M
$11.7M
Q3 25
$633.2K
$2.2M
Q2 25
$-1.4M
$2.4M
Q1 25
$-3.3M
$4.3M
Q4 24
$9.1M
$8.5M
Q3 24
$4.7M
$-3.6M
Q2 24
$-6.5M
$12.0M
Q1 24
$-637.0K
$-3.5M
Free Cash Flow
MAMO
MAMO
RBKB
RBKB
Q4 25
$10.9M
Q3 25
$2.0M
Q2 25
$2.2M
Q1 25
$4.2M
Q4 24
$9.0M
$7.7M
Q3 24
$4.6M
$-3.6M
Q2 24
$-6.7M
$11.8M
Q1 24
$-741.4K
$-3.7M
FCF Margin
MAMO
MAMO
RBKB
RBKB
Q4 25
80.6%
Q3 25
14.5%
Q2 25
17.2%
Q1 25
32.8%
Q4 24
49.7%
1023.9%
Q3 24
18.1%
-469.0%
Q2 24
-19.0%
111.1%
Q1 24
-2.5%
-36.0%
Capex Intensity
MAMO
MAMO
RBKB
RBKB
Q4 25
6.3%
Q3 25
1.4%
Q2 25
1.4%
Q1 25
0.9%
Q4 24
0.2%
105.5%
Q3 24
0.3%
6.3%
Q2 24
0.7%
1.2%
Q1 24
0.3%
2.3%
Cash Conversion
MAMO
MAMO
RBKB
RBKB
Q4 25
2.01×
5.03×
Q3 25
0.41×
0.83×
Q2 25
-17.92×
0.89×
Q1 25
1.89×
Q4 24
Q3 24
Q2 24
-2.30×
12.27×
Q1 24
-0.20×
-3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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