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Side-by-side financial comparison of Massimo Group (MAMO) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
Massimo Group is the larger business by last-quarter revenue ($21.0M vs $13.5M, roughly 1.6× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs 9.5%, a 15.7% gap on every dollar of revenue. On growth, Massimo Group posted the faster year-over-year revenue change (15.7% vs 13.6%). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -16.5%).
Massimo Dutti, S.A. is a Spanish premium clothing retailer specializing in cashmere and wool products, established in 1985 and owned by Spanish multinational company Inditex, the parent company of Zara, Pull&Bear, and other brands.
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
MAMO vs UBFO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $21.0M | $13.5M |
| Net Profit | $2.0M | $3.4M |
| Gross Margin | 41.5% | — |
| Operating Margin | 13.1% | 31.5% |
| Net Margin | 9.5% | 25.2% |
| Revenue YoY | 15.7% | 13.6% |
| Net Profit YoY | 215.0% | 36.8% |
| EPS (diluted) | $0.05 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $21.0M | $13.5M | ||
| Q3 25 | $17.0M | $14.0M | ||
| Q2 25 | $18.9M | $12.6M | ||
| Q1 25 | $14.9M | $13.7M | ||
| Q4 24 | $18.2M | $11.9M | ||
| Q3 24 | $25.6M | $13.8M | ||
| Q2 24 | $35.4M | $13.0M | ||
| Q1 24 | $30.2M | $12.8M |
| Q4 25 | $2.0M | $3.4M | ||
| Q3 25 | $1.5M | $4.0M | ||
| Q2 25 | $77.7K | $2.2M | ||
| Q1 25 | $-2.1M | $2.7M | ||
| Q4 24 | $-1.7M | $2.5M | ||
| Q3 24 | $-2.5M | $3.8M | ||
| Q2 24 | $2.8M | $4.3M | ||
| Q1 24 | $3.2M | $4.2M |
| Q4 25 | 41.5% | — | ||
| Q3 25 | 42.0% | — | ||
| Q2 25 | 36.3% | — | ||
| Q1 25 | 28.4% | — | ||
| Q4 24 | 19.6% | — | ||
| Q3 24 | 27.2% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 34.7% | — |
| Q4 25 | 13.1% | 31.5% | ||
| Q3 25 | 10.5% | 40.3% | ||
| Q2 25 | 0.8% | 24.0% | ||
| Q1 25 | -18.2% | 27.5% | ||
| Q4 24 | -15.4% | 27.5% | ||
| Q3 24 | 1.2% | 37.1% | ||
| Q2 24 | 10.1% | 46.4% | ||
| Q1 24 | 13.2% | 45.9% |
| Q4 25 | 9.5% | 25.2% | ||
| Q3 25 | 9.0% | 28.7% | ||
| Q2 25 | 0.4% | 17.2% | ||
| Q1 25 | -14.0% | 19.6% | ||
| Q4 24 | -9.5% | 20.9% | ||
| Q3 24 | -9.8% | 27.7% | ||
| Q2 24 | 8.0% | 33.0% | ||
| Q1 24 | 10.6% | 32.6% |
| Q4 25 | $0.05 | $0.18 | ||
| Q3 25 | $0.04 | $0.23 | ||
| Q2 25 | $0.00 | $0.13 | ||
| Q1 25 | $-0.05 | $0.16 | ||
| Q4 24 | $-0.05 | $0.14 | ||
| Q3 24 | $-0.06 | $0.22 | ||
| Q2 24 | $0.07 | $0.25 | ||
| Q1 24 | $0.08 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $5.8M | $264.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $23.7M | $139.7M |
| Total Assets | $51.4M | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $264.2M | ||
| Q3 25 | $2.6M | $211.1M | ||
| Q2 25 | — | $199.5M | ||
| Q1 25 | $3.0M | $198.4M | ||
| Q4 24 | $10.2M | $216.9M | ||
| Q3 24 | — | $216.8M | ||
| Q2 24 | — | $166.3M | ||
| Q1 24 | — | $168.6M |
| Q4 25 | $23.7M | $139.7M | ||
| Q3 25 | $21.7M | $137.4M | ||
| Q2 25 | $20.2M | $134.3M | ||
| Q1 25 | $19.9M | $132.9M | ||
| Q4 24 | $21.7M | $130.4M | ||
| Q3 24 | $22.5M | $132.9M | ||
| Q2 24 | $24.7M | $127.3M | ||
| Q1 24 | $18.1M | $124.2M |
| Q4 25 | $51.4M | $1.2B | ||
| Q3 25 | $44.4M | $1.2B | ||
| Q2 25 | $45.9M | $1.2B | ||
| Q1 25 | $46.4M | $1.2B | ||
| Q4 24 | $54.9M | $1.2B | ||
| Q3 24 | $57.1M | $1.3B | ||
| Q2 24 | $49.9M | $1.2B | ||
| Q1 24 | $47.3M | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $4.0M | $22.1M |
| Free Cash FlowOCF − Capex | — | $19.8M |
| FCF MarginFCF / Revenue | — | 146.0% |
| Capex IntensityCapex / Revenue | — | 16.8% |
| Cash ConversionOCF / Net Profit | 2.01× | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | — | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.0M | $22.1M | ||
| Q3 25 | $633.2K | $7.0M | ||
| Q2 25 | $-1.4M | $8.7M | ||
| Q1 25 | $-3.3M | $3.0M | ||
| Q4 24 | $9.1M | $19.6M | ||
| Q3 24 | $4.7M | $5.4M | ||
| Q2 24 | $-6.5M | $2.3M | ||
| Q1 24 | $-637.0K | $7.4M |
| Q4 25 | — | $19.8M | ||
| Q3 25 | — | $6.1M | ||
| Q2 25 | — | $8.1M | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | $9.0M | $18.6M | ||
| Q3 24 | $4.6M | $5.3M | ||
| Q2 24 | $-6.7M | $2.0M | ||
| Q1 24 | $-741.4K | $7.0M |
| Q4 25 | — | 146.0% | ||
| Q3 25 | — | 43.7% | ||
| Q2 25 | — | 64.3% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | 49.7% | 156.0% | ||
| Q3 24 | 18.1% | 38.1% | ||
| Q2 24 | -19.0% | 15.5% | ||
| Q1 24 | -2.5% | 54.8% |
| Q4 25 | — | 16.8% | ||
| Q3 25 | — | 6.0% | ||
| Q2 25 | — | 4.6% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | 0.2% | 8.7% | ||
| Q3 24 | 0.3% | 0.7% | ||
| Q2 24 | 0.7% | 2.2% | ||
| Q1 24 | 0.3% | 3.6% |
| Q4 25 | 2.01× | 6.46× | ||
| Q3 25 | 0.41× | 1.73× | ||
| Q2 25 | -17.92× | 4.01× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 7.87× | ||
| Q3 24 | — | 1.40× | ||
| Q2 24 | -2.30× | 0.54× | ||
| Q1 24 | -0.20× | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
