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Side-by-side financial comparison of Metropolitan Bank Holding Corp. (MCB) and Midland States Bancorp, Inc. (MSBI). Click either name above to swap in a different company.
Metropolitan Bank Holding Corp. is the larger business by last-quarter revenue ($88.5M vs $79.5M, roughly 1.1× Midland States Bancorp, Inc.). Metropolitan Bank Holding Corp. runs the higher net margin — 35.5% vs 23.2%, a 12.3% gap on every dollar of revenue. Over the past eight quarters, Metropolitan Bank Holding Corp.'s revenue compounded faster (14.3% CAGR vs -6.4%).
Sandy Spring Bancorp, Inc. was a bank holding company headquartered in Olney, Maryland and operating in the Washington metropolitan area. In addition to banking services, the company offered commercial and personal lines of insurance, surety bonds, workers compensation insurance, and professional liability insurance protection as well as financial planning, wealth management, and asset management for high-net-worth individuals, businesses, and associations. In April 2025, the company was acqu...
Rainier Bancorporation was the Seattle-based parent corporation of Rainier National Bank, a Washington state bank with branches throughout the state. Rainier traced its roots back to the National Bank of Commerce, which was founded by Richard Holyoke in 1889. The name Rainier National Bank was adopted in 1974. Rainier Bancorp expanded into Alaska with the purchase of Anchorage's People's Bank & Trust in 1983 and into Oregon with the purchase of Gresham's Mount Hood Security Bank in 1986, expa...
MCB vs MSBI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $88.5M | $79.5M |
| Net Profit | $31.4M | $18.5M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 35.5% | 23.2% |
| Revenue YoY | 25.4% | — |
| Net Profit YoY | 92.2% | 53.6% |
| EPS (diluted) | $2.92 | $0.74 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $88.5M | $79.5M | ||
| Q4 25 | $88.4M | $85.6M | ||
| Q3 25 | $79.8M | $81.1M | ||
| Q2 25 | $76.3M | $82.2M | ||
| Q1 25 | $70.6M | $76.1M | ||
| Q4 24 | $71.0M | $93.9M | ||
| Q3 24 | $71.5M | $92.7M | ||
| Q2 24 | $67.7M | $90.9M |
| Q1 26 | $31.4M | $18.5M | ||
| Q4 25 | $28.9M | $-2.9M | ||
| Q3 25 | $7.1M | $7.6M | ||
| Q2 25 | $18.8M | $12.0M | ||
| Q1 25 | $16.4M | $-141.0M | ||
| Q4 24 | $21.4M | $-30.8M | ||
| Q3 24 | $12.3M | $20.4M | ||
| Q2 24 | $16.8M | $25.7M |
| Q1 26 | — | — | ||
| Q4 25 | 46.6% | -5.5% | ||
| Q3 25 | 12.8% | 13.9% | ||
| Q2 25 | 35.1% | 18.1% | ||
| Q1 25 | 33.1% | -181.2% | ||
| Q4 24 | 44.1% | -66.5% | ||
| Q3 24 | 24.6% | 26.9% | ||
| Q2 24 | 35.3% | 35.0% |
| Q1 26 | 35.5% | 23.2% | ||
| Q4 25 | 32.6% | -4.9% | ||
| Q3 25 | 8.9% | 9.3% | ||
| Q2 25 | 24.6% | 14.6% | ||
| Q1 25 | 23.2% | -185.4% | ||
| Q4 24 | 30.2% | -52.5% | ||
| Q3 24 | 17.2% | 22.1% | ||
| Q2 24 | 24.8% | 28.3% |
| Q1 26 | $2.92 | $0.74 | ||
| Q4 25 | $2.74 | $-0.22 | ||
| Q3 25 | $0.67 | $0.24 | ||
| Q2 25 | $1.76 | $0.44 | ||
| Q1 25 | $1.45 | $-6.58 | ||
| Q4 24 | $1.89 | $-1.49 | ||
| Q3 24 | $1.08 | $0.83 | ||
| Q2 24 | $1.50 | $1.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $89.4M |
| Total DebtLower is stronger | — | $33.2M |
| Stockholders' EquityBook value | $948.3M | $569.5M |
| Total Assets | $8.8B | $6.5B |
| Debt / EquityLower = less leverage | — | 0.06× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $89.4M | ||
| Q4 25 | $393.6M | $127.8M | ||
| Q3 25 | $385.9M | $166.1M | ||
| Q2 25 | $152.5M | $176.6M | ||
| Q1 25 | $196.5M | $102.0M | ||
| Q4 24 | $200.3M | $114.8M | ||
| Q3 24 | $318.5M | $121.9M | ||
| Q2 24 | $244.7M | $124.6M |
| Q1 26 | — | $33.2M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $948.3M | $569.5M | ||
| Q4 25 | $743.1M | $565.5M | ||
| Q3 25 | $732.0M | $584.0M | ||
| Q2 25 | $723.0M | $573.7M | ||
| Q1 25 | $737.8M | $571.4M | ||
| Q4 24 | $729.8M | $710.8M | ||
| Q3 24 | $715.2M | $771.2M | ||
| Q2 24 | $692.4M | $736.8M |
| Q1 26 | $8.8B | $6.5B | ||
| Q4 25 | $8.3B | $6.5B | ||
| Q3 25 | $8.2B | $6.9B | ||
| Q2 25 | $7.9B | $7.1B | ||
| Q1 25 | $7.6B | $7.3B | ||
| Q4 24 | $7.3B | $7.5B | ||
| Q3 24 | $7.4B | $7.7B | ||
| Q2 24 | $7.3B | $7.7B |
| Q1 26 | — | 0.06× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MCB
Segment breakdown not available.
MSBI
| Net Interest Income | $57.4M | 72% |
| Noninterest Income | $22.1M | 28% |
