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Side-by-side financial comparison of Metropolitan Bank Holding Corp. (MCB) and OneStream, Inc. (OS). Click either name above to swap in a different company.

OneStream, Inc. is the larger business by last-quarter revenue ($163.7M vs $88.5M, roughly 1.9× Metropolitan Bank Holding Corp.). Metropolitan Bank Holding Corp. runs the higher net margin — 35.5% vs 0.6%, a 34.9% gap on every dollar of revenue. On growth, Metropolitan Bank Holding Corp. posted the faster year-over-year revenue change (25.4% vs 23.6%). Over the past eight quarters, OneStream, Inc.'s revenue compounded faster (21.8% CAGR vs 14.3%).

Sandy Spring Bancorp, Inc. was a bank holding company headquartered in Olney, Maryland and operating in the Washington metropolitan area. In addition to banking services, the company offered commercial and personal lines of insurance, surety bonds, workers compensation insurance, and professional liability insurance protection as well as financial planning, wealth management, and asset management for high-net-worth individuals, businesses, and associations. In April 2025, the company was acqu...

Blue Stream provides cable television, cable telephone, DVR, and up to 1 GIG Internet speed broadband services to customers in the Florida communities of Coral Springs and Weston.

MCB vs OS — Head-to-Head

Bigger by revenue
OS
OS
1.9× larger
OS
$163.7M
$88.5M
MCB
Growing faster (revenue YoY)
MCB
MCB
+1.8% gap
MCB
25.4%
23.6%
OS
Higher net margin
MCB
MCB
34.9% more per $
MCB
35.5%
0.6%
OS
Faster 2-yr revenue CAGR
OS
OS
Annualised
OS
21.8%
14.3%
MCB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MCB
MCB
OS
OS
Revenue
$88.5M
$163.7M
Net Profit
$31.4M
$999.0K
Gross Margin
69.8%
Operating Margin
-3.2%
Net Margin
35.5%
0.6%
Revenue YoY
25.4%
23.6%
Net Profit YoY
92.2%
EPS (diluted)
$2.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCB
MCB
OS
OS
Q1 26
$88.5M
Q4 25
$88.4M
$163.7M
Q3 25
$79.8M
$154.3M
Q2 25
$76.3M
$147.6M
Q1 25
$70.6M
$136.3M
Q4 24
$71.0M
$132.5M
Q3 24
$71.5M
$129.1M
Q2 24
$67.7M
$117.5M
Net Profit
MCB
MCB
OS
OS
Q1 26
$31.4M
Q4 25
$28.9M
$999.0K
Q3 25
$7.1M
$-8.8M
Q2 25
$18.8M
$-18.4M
Q1 25
$16.4M
$-24.0M
Q4 24
$21.4M
Q3 24
$12.3M
$-171.9M
Q2 24
$16.8M
$-7.8M
Gross Margin
MCB
MCB
OS
OS
Q1 26
Q4 25
69.8%
Q3 25
68.1%
Q2 25
68.6%
Q1 25
68.0%
Q4 24
66.8%
Q3 24
50.1%
Q2 24
68.5%
Operating Margin
MCB
MCB
OS
OS
Q1 26
Q4 25
46.6%
-3.2%
Q3 25
12.8%
-11.3%
Q2 25
35.1%
-21.8%
Q1 25
33.1%
-29.3%
Q4 24
44.1%
-35.8%
Q3 24
24.6%
-197.6%
Q2 24
35.3%
-9.8%
Net Margin
MCB
MCB
OS
OS
Q1 26
35.5%
Q4 25
32.6%
0.6%
Q3 25
8.9%
-5.7%
Q2 25
24.6%
-12.5%
Q1 25
23.2%
-17.6%
Q4 24
30.2%
Q3 24
17.2%
-133.1%
Q2 24
24.8%
-6.7%
EPS (diluted)
MCB
MCB
OS
OS
Q1 26
$2.92
Q4 25
$2.74
Q3 25
$0.67
Q2 25
$1.76
Q1 25
$1.45
Q4 24
$1.89
Q3 24
$1.08
$-1.06
Q2 24
$1.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCB
MCB
OS
OS
Cash + ST InvestmentsLiquidity on hand
$693.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$948.3M
$504.7M
Total Assets
$8.8B
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCB
MCB
OS
OS
Q1 26
Q4 25
$393.6M
$693.6M
Q3 25
$385.9M
$653.9M
Q2 25
$152.5M
$652.1M
Q1 25
$196.5M
$593.9M
Q4 24
$200.3M
$544.2M
Q3 24
$318.5M
$495.5M
Q2 24
$244.7M
$140.5M
Stockholders' Equity
MCB
MCB
OS
OS
Q1 26
$948.3M
Q4 25
$743.1M
$504.7M
Q3 25
$732.0M
$472.1M
Q2 25
$723.0M
$458.2M
Q1 25
$737.8M
$412.9M
Q4 24
$729.8M
$386.2M
Q3 24
$715.2M
$458.2M
Q2 24
$692.4M
$97.5M
Total Assets
MCB
MCB
OS
OS
Q1 26
$8.8B
Q4 25
$8.3B
$1.0B
Q3 25
$8.2B
$949.4M
Q2 25
$7.9B
$910.5M
Q1 25
$7.6B
$867.3M
Q4 24
$7.3B
$823.2M
Q3 24
$7.4B
$750.1M
Q2 24
$7.3B
$379.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCB
MCB
OS
OS
Operating Cash FlowLast quarter
$25.8M
Free Cash FlowOCF − Capex
$25.6M
FCF MarginFCF / Revenue
15.7%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
25.79×
TTM Free Cash FlowTrailing 4 quarters
$95.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCB
MCB
OS
OS
Q1 26
Q4 25
$88.7M
$25.8M
Q3 25
$31.8M
$5.0M
Q2 25
$18.4M
$29.7M
Q1 25
$7.8M
$36.2M
Q4 24
$148.5M
Q3 24
$4.8M
$2.4M
Q2 24
$35.3M
$8.1M
Free Cash Flow
MCB
MCB
OS
OS
Q1 26
Q4 25
$25.6M
Q3 25
$4.8M
Q2 25
$29.4M
Q1 25
$35.8M
Q4 24
Q3 24
$1.3M
Q2 24
$7.7M
FCF Margin
MCB
MCB
OS
OS
Q1 26
Q4 25
15.7%
Q3 25
3.1%
Q2 25
19.9%
Q1 25
26.3%
Q4 24
Q3 24
1.0%
Q2 24
6.6%
Capex Intensity
MCB
MCB
OS
OS
Q1 26
Q4 25
0.1%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.3%
Q4 24
Q3 24
0.8%
Q2 24
0.3%
Cash Conversion
MCB
MCB
OS
OS
Q1 26
Q4 25
3.07×
25.79×
Q3 25
4.47×
Q2 25
0.98×
Q1 25
0.47×
Q4 24
6.93×
Q3 24
0.39×
Q2 24
2.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MCB
MCB

Segment breakdown not available.

OS
OS

Subscription And Circulation$150.3M92%
Professional Services And Other$9.4M6%
License$4.0M2%

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