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Side-by-side financial comparison of MetroCity Bankshares, Inc. (MCBS) and RCI HOSPITALITY HOLDINGS, INC. (RICK). Click either name above to swap in a different company.

RCI HOSPITALITY HOLDINGS, INC. is the larger business by last-quarter revenue ($70.9M vs $43.7M, roughly 1.6× MetroCity Bankshares, Inc.). MetroCity Bankshares, Inc. runs the higher net margin — 50.5% vs -7.8%, a 58.2% gap on every dollar of revenue. On growth, MetroCity Bankshares, Inc. posted the faster year-over-year revenue change (23.6% vs -3.1%). MetroCity Bankshares, Inc. produced more free cash flow last quarter ($37.0M vs $11.5M). Over the past eight quarters, MetroCity Bankshares, Inc.'s revenue compounded faster (15.7% CAGR vs -2.0%).

Metro City Bank is a Korean-American bank based in Doraville, Georgia and offers personal and commercial banking services. It is the largest Korean-American bank to not be based out of Los Angeles, California. It currently operates a total of 19 branches in Texas, New York, New Jersey, Virginia, Georgia, Alabama, and Florida.

RCI Hospitality Holdings, Inc., through its subsidiaries, operates strip clubs, nightclubs, sports bars/restaurants, and a media and convention company that serves the adult club industry. RCI went public with an IPO in 1995 is listed on The NASDAQ Global Market under the symbol RICK.

MCBS vs RICK — Head-to-Head

Bigger by revenue
RICK
RICK
1.6× larger
RICK
$70.9M
$43.7M
MCBS
Growing faster (revenue YoY)
MCBS
MCBS
+26.8% gap
MCBS
23.6%
-3.1%
RICK
Higher net margin
MCBS
MCBS
58.2% more per $
MCBS
50.5%
-7.8%
RICK
More free cash flow
MCBS
MCBS
$25.5M more FCF
MCBS
$37.0M
$11.5M
RICK
Faster 2-yr revenue CAGR
MCBS
MCBS
Annualised
MCBS
15.7%
-2.0%
RICK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MCBS
MCBS
RICK
RICK
Revenue
$43.7M
$70.9M
Net Profit
$18.1M
$-5.5M
Gross Margin
Operating Margin
52.8%
-0.7%
Net Margin
50.5%
-7.8%
Revenue YoY
23.6%
-3.1%
Net Profit YoY
11.7%
-2354.9%
EPS (diluted)
$0.69
$-0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCBS
MCBS
RICK
RICK
Q4 25
$43.7M
Q3 25
$38.0M
$70.9M
Q2 25
$37.9M
$71.1M
Q1 25
$36.0M
$65.9M
Q4 24
$35.4M
$71.5M
Q3 24
$36.9M
$73.2M
Q2 24
$36.3M
$76.2M
Q1 24
$32.7M
$72.3M
Net Profit
MCBS
MCBS
RICK
RICK
Q4 25
$18.1M
Q3 25
$17.3M
$-5.5M
Q2 25
$16.8M
$4.1M
Q1 25
$16.3M
$3.2M
Q4 24
$16.2M
$9.0M
Q3 24
$16.7M
$244.0K
Q2 24
$16.9M
$-5.2M
Q1 24
$14.6M
$774.0K
Operating Margin
MCBS
MCBS
RICK
RICK
Q4 25
52.8%
Q3 25
62.8%
-0.7%
Q2 25
62.4%
12.2%
Q1 25
61.3%
12.4%
Q4 24
58.9%
19.5%
Q3 24
61.4%
4.8%
Q2 24
64.4%
-3.3%
Q1 24
62.6%
6.4%
Net Margin
MCBS
MCBS
RICK
RICK
Q4 25
50.5%
Q3 25
45.5%
-7.8%
Q2 25
44.4%
5.7%
Q1 25
45.3%
4.9%
Q4 24
54.0%
12.6%
Q3 24
45.3%
0.3%
Q2 24
46.7%
-6.9%
Q1 24
44.8%
1.1%
EPS (diluted)
MCBS
MCBS
RICK
RICK
Q4 25
$0.69
Q3 25
$0.67
$-0.60
Q2 25
$0.65
$0.46
Q1 25
$0.63
$0.36
Q4 24
$0.64
$1.01
Q3 24
$0.65
$0.04
Q2 24
$0.66
$-0.56
Q1 24
$0.57
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCBS
MCBS
RICK
RICK
Cash + ST InvestmentsLiquidity on hand
$383.7M
$33.7M
Total DebtLower is stronger
$238.2M
Stockholders' EquityBook value
$544.2M
$261.1M
Total Assets
$4.8B
$596.9M
Debt / EquityLower = less leverage
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCBS
MCBS
RICK
RICK
Q4 25
$383.7M
Q3 25
$227.2M
$33.7M
Q2 25
$286.0M
$29.3M
Q1 25
$285.1M
$32.7M
Q4 24
$249.9M
$34.7M
Q3 24
$291.2M
$32.4M
Q2 24
$327.9M
$34.9M
Q1 24
$258.8M
$20.0M
Total Debt
MCBS
MCBS
RICK
RICK
Q4 25
Q3 25
$238.2M
Q2 25
$243.8M
Q1 25
$244.1M
Q4 24
Q3 24
$241.1M
Q2 24
Q1 24
Stockholders' Equity
MCBS
MCBS
RICK
RICK
Q4 25
$544.2M
Q3 25
$445.9M
$261.1M
Q2 25
$436.1M
$269.5M
Q1 25
$428.0M
$268.8M
Q4 24
$421.4M
$269.0M
Q3 24
$407.2M
$263.4M
Q2 24
$407.2M
$271.2M
Q1 24
$396.6M
$285.8M
Total Assets
MCBS
MCBS
RICK
RICK
Q4 25
$4.8B
Q3 25
$3.6B
$596.9M
Q2 25
$3.6B
$597.4M
Q1 25
$3.7B
$589.8M
Q4 24
$3.6B
$586.2M
Q3 24
$3.6B
$584.4M
Q2 24
$3.6B
$601.0M
Q1 24
$3.6B
$609.9M
Debt / Equity
MCBS
MCBS
RICK
RICK
Q4 25
Q3 25
0.91×
Q2 25
0.90×
Q1 25
0.91×
Q4 24
Q3 24
0.92×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCBS
MCBS
RICK
RICK
Operating Cash FlowLast quarter
$37.7M
$13.7M
Free Cash FlowOCF − Capex
$37.0M
$11.5M
FCF MarginFCF / Revenue
84.7%
16.2%
Capex IntensityCapex / Revenue
1.5%
3.2%
Cash ConversionOCF / Net Profit
2.08×
TTM Free Cash FlowTrailing 4 quarters
$79.4M
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCBS
MCBS
RICK
RICK
Q4 25
$37.7M
Q3 25
$16.5M
$13.7M
Q2 25
$14.5M
$13.8M
Q1 25
$11.9M
$8.5M
Q4 24
$63.5M
$13.3M
Q3 24
$-11.5M
$15.7M
Q2 24
$19.4M
$15.8M
Q1 24
$36.4M
$10.8M
Free Cash Flow
MCBS
MCBS
RICK
RICK
Q4 25
$37.0M
Q3 25
$16.2M
$11.5M
Q2 25
$14.3M
$10.1M
Q1 25
$11.8M
$5.7M
Q4 24
$62.2M
$7.6M
Q3 24
$-11.8M
$10.3M
Q2 24
$19.0M
$9.3M
Q1 24
$36.1M
$3.2M
FCF Margin
MCBS
MCBS
RICK
RICK
Q4 25
84.7%
Q3 25
42.7%
16.2%
Q2 25
37.8%
14.2%
Q1 25
32.9%
8.6%
Q4 24
175.8%
10.6%
Q3 24
-31.9%
14.0%
Q2 24
52.4%
12.3%
Q1 24
110.6%
4.4%
Capex Intensity
MCBS
MCBS
RICK
RICK
Q4 25
1.5%
Q3 25
0.7%
3.2%
Q2 25
0.3%
5.2%
Q1 25
0.2%
4.3%
Q4 24
3.6%
8.0%
Q3 24
0.8%
7.3%
Q2 24
1.0%
8.4%
Q1 24
0.7%
10.6%
Cash Conversion
MCBS
MCBS
RICK
RICK
Q4 25
2.08×
Q3 25
0.95×
Q2 25
0.86×
3.40×
Q1 25
0.73×
2.65×
Q4 24
3.91×
1.48×
Q3 24
-0.69×
64.14×
Q2 24
1.14×
Q1 24
2.49×
14.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MCBS
MCBS

Segment breakdown not available.

RICK
RICK

Transferred At Point In Time$60.8M86%
Food And Merchandise$10.4M15%

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