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Side-by-side financial comparison of MERCURY GENERAL CORP (MCY) and Primoris Services Corp (PRIM). Click either name above to swap in a different company.
Primoris Services Corp is the larger business by last-quarter revenue ($1.9B vs $1.5B, roughly 1.2× MERCURY GENERAL CORP). MERCURY GENERAL CORP runs the higher net margin — 13.2% vs 2.8%, a 10.4% gap on every dollar of revenue. On growth, MERCURY GENERAL CORP posted the faster year-over-year revenue change (12.4% vs 6.7%). MERCURY GENERAL CORP produced more free cash flow last quarter ($273.9M vs $121.1M). Over the past eight quarters, Primoris Services Corp's revenue compounded faster (14.7% CAGR vs 9.8%).
Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.
Primoris Services Corporation is a publicly traded specialty construction and infrastructure company based in the United States, with a particular focus on pipelines for natural gas, wastewater and water. As of 2014 it was a Fortune 1000 company.
MCY vs PRIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.5B | $1.9B |
| Net Profit | $202.5M | $51.7M |
| Gross Margin | 99.7% | 9.4% |
| Operating Margin | 16.2% | 4.2% |
| Net Margin | 13.2% | 2.8% |
| Revenue YoY | 12.4% | 6.7% |
| Net Profit YoY | 100.4% | -4.2% |
| EPS (diluted) | $3.66 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.5B | $1.9B | ||
| Q3 25 | $1.6B | $2.2B | ||
| Q2 25 | $1.5B | $1.9B | ||
| Q1 25 | $1.4B | $1.6B | ||
| Q4 24 | $1.4B | $1.7B | ||
| Q3 24 | $1.5B | $1.6B | ||
| Q2 24 | $1.3B | $1.6B | ||
| Q1 24 | $1.3B | $1.4B |
| Q4 25 | $202.5M | $51.7M | ||
| Q3 25 | $280.4M | $94.6M | ||
| Q2 25 | $166.5M | $84.3M | ||
| Q1 25 | $-108.3M | $44.2M | ||
| Q4 24 | $101.1M | $54.0M | ||
| Q3 24 | $230.9M | $58.4M | ||
| Q2 24 | $62.6M | $49.5M | ||
| Q1 24 | $73.5M | $18.9M |
| Q4 25 | 99.7% | 9.4% | ||
| Q3 25 | 99.8% | 10.8% | ||
| Q2 25 | 99.8% | 12.3% | ||
| Q1 25 | 99.7% | 10.4% | ||
| Q4 24 | 99.7% | 10.6% | ||
| Q3 24 | 99.8% | 12.0% | ||
| Q2 24 | 99.8% | 11.9% | ||
| Q1 24 | 99.7% | 9.4% |
| Q4 25 | 16.2% | 4.2% | ||
| Q3 25 | 22.1% | 6.3% | ||
| Q2 25 | 14.0% | 6.7% | ||
| Q1 25 | -10.2% | 4.3% | ||
| Q4 24 | 9.0% | 5.0% | ||
| Q3 24 | 18.8% | 6.0% | ||
| Q2 24 | 5.8% | 5.5% | ||
| Q1 24 | 7.0% | 3.1% |
| Q4 25 | 13.2% | 2.8% | ||
| Q3 25 | 17.7% | 4.3% | ||
| Q2 25 | 11.3% | 4.5% | ||
| Q1 25 | -7.8% | 2.7% | ||
| Q4 24 | 7.4% | 3.1% | ||
| Q3 24 | 15.1% | 3.5% | ||
| Q2 24 | 4.8% | 3.2% | ||
| Q1 24 | 5.8% | 1.3% |
| Q4 25 | $3.66 | $0.94 | ||
| Q3 25 | $5.06 | $1.73 | ||
| Q2 25 | $3.01 | $1.54 | ||
| Q1 25 | $-1.96 | $0.81 | ||
| Q4 24 | $1.82 | $0.98 | ||
| Q3 24 | $4.17 | $1.07 | ||
| Q2 24 | $1.13 | $0.91 | ||
| Q1 24 | $1.33 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $535.5M |
| Total DebtLower is stronger | $575.0M | $469.9M |
| Stockholders' EquityBook value | $2.4B | $1.7B |
| Total Assets | $9.6B | $4.4B |
| Debt / EquityLower = less leverage | 0.24× | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $535.5M | ||
| Q3 25 | — | $431.4M | ||
| Q2 25 | — | $390.3M | ||
| Q1 25 | — | $351.6M | ||
| Q4 24 | — | $455.8M | ||
| Q3 24 | — | $352.7M | ||
| Q2 24 | — | $207.4M | ||
| Q1 24 | — | $177.6M |
| Q4 25 | $575.0M | $469.9M | ||
| Q3 25 | — | $486.0M | ||
| Q2 25 | — | $603.1M | ||
| Q1 25 | — | $612.0M | ||
| Q4 24 | $575.0M | $734.8M | ||
| Q3 24 | — | $903.7M | ||
| Q2 24 | — | $933.0M | ||
| Q1 24 | — | $951.7M |
| Q4 25 | $2.4B | $1.7B | ||
| Q3 25 | $2.2B | $1.6B | ||
| Q2 25 | $2.0B | $1.5B | ||
| Q1 25 | $1.8B | $1.4B | ||
| Q4 24 | $1.9B | $1.4B | ||
| Q3 24 | $1.9B | $1.4B | ||
| Q2 24 | $1.6B | $1.3B | ||
| Q1 24 | $1.6B | $1.2B |
| Q4 25 | $9.6B | $4.4B | ||
| Q3 25 | $9.4B | $4.6B | ||
| Q2 25 | $9.1B | $4.5B | ||
| Q1 25 | $9.0B | $4.2B | ||
| Q4 24 | $8.3B | $4.2B | ||
| Q3 24 | $8.2B | $4.2B | ||
| Q2 24 | $7.7B | $4.0B | ||
| Q1 24 | $7.4B | $4.0B |
| Q4 25 | 0.24× | 0.28× | ||
| Q3 25 | — | 0.30× | ||
| Q2 25 | — | 0.39× | ||
| Q1 25 | — | 0.42× | ||
| Q4 24 | 0.30× | 0.52× | ||
| Q3 24 | — | 0.67× | ||
| Q2 24 | — | 0.72× | ||
| Q1 24 | — | 0.76× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $287.9M | $142.9M |
| Free Cash FlowOCF − Capex | $273.9M | $121.1M |
| FCF MarginFCF / Revenue | 17.8% | 6.5% |
| Capex IntensityCapex / Revenue | 0.9% | 1.2% |
| Cash ConversionOCF / Net Profit | 1.42× | 2.76× |
| TTM Free Cash FlowTrailing 4 quarters | $1.0B | $340.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $287.9M | $142.9M | ||
| Q3 25 | $496.4M | $182.9M | ||
| Q2 25 | $371.6M | $78.5M | ||
| Q1 25 | $-68.7M | $66.2M | ||
| Q4 24 | $248.3M | $298.3M | ||
| Q3 24 | $318.1M | $222.5M | ||
| Q2 24 | $278.0M | $16.1M | ||
| Q1 24 | $192.6M | $-28.5M |
| Q4 25 | $273.9M | $121.1M | ||
| Q3 25 | $479.5M | $148.4M | ||
| Q2 25 | $357.2M | $45.3M | ||
| Q1 25 | $-81.9M | $25.6M | ||
| Q4 24 | $236.0M | $270.0M | ||
| Q3 24 | $306.2M | $158.8M | ||
| Q2 24 | $266.5M | $-8.1M | ||
| Q1 24 | $182.4M | $-38.9M |
| Q4 25 | 17.8% | 6.5% | ||
| Q3 25 | 30.3% | 6.8% | ||
| Q2 25 | 24.2% | 2.4% | ||
| Q1 25 | -5.9% | 1.6% | ||
| Q4 24 | 17.3% | 15.5% | ||
| Q3 24 | 20.0% | 9.6% | ||
| Q2 24 | 20.4% | -0.5% | ||
| Q1 24 | 14.3% | -2.8% |
| Q4 25 | 0.9% | 1.2% | ||
| Q3 25 | 1.1% | 1.6% | ||
| Q2 25 | 1.0% | 1.8% | ||
| Q1 25 | 0.9% | 2.5% | ||
| Q4 24 | 0.9% | 1.6% | ||
| Q3 24 | 0.8% | 3.9% | ||
| Q2 24 | 0.9% | 1.5% | ||
| Q1 24 | 0.8% | 0.7% |
| Q4 25 | 1.42× | 2.76× | ||
| Q3 25 | 1.77× | 1.93× | ||
| Q2 25 | 2.23× | 0.93× | ||
| Q1 25 | — | 1.50× | ||
| Q4 24 | 2.46× | 5.53× | ||
| Q3 24 | 1.38× | 3.81× | ||
| Q2 24 | 4.44× | 0.32× | ||
| Q1 24 | 2.62× | -1.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MCY
Segment breakdown not available.
PRIM
| Energy Segment | $1.2B | 64% |
| Unit Price Contracts | $473.7M | 25% |
| Cost Reimbursable Contracts | $121.3M | 7% |
| Other | $74.9M | 4% |
