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Side-by-side financial comparison of MADRIGAL PHARMACEUTICALS, INC. (MDGL) and RENASANT CORP (RNST). Click either name above to swap in a different company.

MADRIGAL PHARMACEUTICALS, INC. is the larger business by last-quarter revenue ($321.1M vs $273.8M, roughly 1.2× RENASANT CORP). RENASANT CORP runs the higher net margin — 32.2% vs -18.2%, a 50.5% gap on every dollar of revenue.

Intercept Pharmaceuticals, Inc. is an American biopharmaceutical company incorporated in 2002, focusing on the development of novel synthetic bile acid analogs to treat chronic liver diseases, such as primary biliary cirrhosis (PBC) now called primary biliary cholangitis, non-alcoholic fatty liver disease, cirrhosis, portal hypertension, primary sclerosing cholangitis and also the intestinal disorder, bile acid diarrhea.

Renasant Bank is an American regional commercial financial institution based in Tupelo, Mississippi. The bank has more than 280 branches in Alabama, Florida, Georgia, Mississippi, Louisiana, Tennessee, North Carolina and South Carolina. Renasant Bank operates under the parent company Renasant Corporation and is affiliated with Renasant Nation, a platform through which they publish blogs and shows.

MDGL vs RNST — Head-to-Head

Bigger by revenue
MDGL
MDGL
1.2× larger
MDGL
$321.1M
$273.8M
RNST
Higher net margin
RNST
RNST
50.5% more per $
RNST
32.2%
-18.2%
MDGL

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MDGL
MDGL
RNST
RNST
Revenue
$321.1M
$273.8M
Net Profit
$-58.6M
$88.2M
Gross Margin
Operating Margin
-18.6%
Net Margin
-18.2%
32.2%
Revenue YoY
210.8%
Net Profit YoY
1.4%
112.5%
EPS (diluted)
$-2.55
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MDGL
MDGL
RNST
RNST
Q1 26
$273.8M
Q4 25
$321.1M
$278.4M
Q3 25
$287.3M
$269.5M
Q2 25
$212.8M
$267.2M
Q1 25
$137.3M
$170.7M
Q4 24
$103.3M
$167.1M
Q3 24
$62.2M
$220.3M
Q2 24
$163.8M
Net Profit
MDGL
MDGL
RNST
RNST
Q1 26
$88.2M
Q4 25
$-58.6M
$78.9M
Q3 25
$-114.2M
$59.8M
Q2 25
$-42.3M
$1.0M
Q1 25
$-73.2M
$41.5M
Q4 24
$-59.4M
$44.7M
Q3 24
$-107.0M
$72.5M
Q2 24
$38.8M
Gross Margin
MDGL
MDGL
RNST
RNST
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
96.7%
Q4 24
Q3 24
Q2 24
Operating Margin
MDGL
MDGL
RNST
RNST
Q1 26
Q4 25
-18.6%
34.8%
Q3 25
-39.7%
27.9%
Q2 25
-22.2%
1.0%
Q1 25
-57.8%
30.4%
Q4 24
-64.8%
29.8%
Q3 24
-187.1%
44.2%
Q2 24
29.6%
Net Margin
MDGL
MDGL
RNST
RNST
Q1 26
32.2%
Q4 25
-18.2%
28.4%
Q3 25
-39.8%
22.2%
Q2 25
-19.9%
0.4%
Q1 25
-53.4%
24.3%
Q4 24
-57.5%
26.8%
Q3 24
-172.0%
32.9%
Q2 24
23.7%
EPS (diluted)
MDGL
MDGL
RNST
RNST
Q1 26
$0.94
Q4 25
$-2.55
$0.78
Q3 25
$-5.08
$0.63
Q2 25
$-1.90
$0.01
Q1 25
$-3.32
$0.65
Q4 24
$-2.50
$0.70
Q3 24
$-4.92
$1.18
Q2 24
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MDGL
MDGL
RNST
RNST
Cash + ST InvestmentsLiquidity on hand
$198.7M
$1.2B
Total DebtLower is stronger
$339.9M
$806.2M
Stockholders' EquityBook value
$602.7M
$3.9B
Total Assets
$1.3B
$27.1B
Debt / EquityLower = less leverage
0.56×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MDGL
MDGL
RNST
RNST
Q1 26
$1.2B
Q4 25
$198.7M
$1.1B
Q3 25
$295.7M
$1.1B
Q2 25
$186.2M
$1.4B
Q1 25
$183.6M
$1.1B
Q4 24
$100.0M
$1.1B
Q3 24
$232.7M
$1.3B
Q2 24
$851.9M
Total Debt
MDGL
MDGL
RNST
RNST
Q1 26
$806.2M
Q4 25
$339.9M
$499.8M
Q3 25
$339.8M
$558.9M
Q2 25
$118.4M
$557.0M
Q1 25
$118.0M
$433.3M
Q4 24
$117.6M
$430.6M
Q3 24
$117.1M
$433.2M
Q2 24
$428.7M
Stockholders' Equity
MDGL
MDGL
RNST
RNST
Q1 26
$3.9B
Q4 25
$602.7M
$3.9B
Q3 25
$625.7M
$3.8B
Q2 25
$696.0M
$3.8B
Q1 25
$710.6M
$2.7B
Q4 24
$754.4M
$2.7B
Q3 24
$777.2M
$2.7B
Q2 24
$2.4B
Total Assets
MDGL
MDGL
RNST
RNST
Q1 26
$27.1B
Q4 25
$1.3B
$26.8B
Q3 25
$1.4B
$26.7B
Q2 25
$1.0B
$26.6B
Q1 25
$996.6M
$18.3B
Q4 24
$1.0B
$18.0B
Q3 24
$1.1B
$18.0B
Q2 24
$17.5B
Debt / Equity
MDGL
MDGL
RNST
RNST
Q1 26
0.21×
Q4 25
0.56×
0.13×
Q3 25
0.54×
0.15×
Q2 25
0.17×
0.15×
Q1 25
0.17×
0.16×
Q4 24
0.16×
0.16×
Q3 24
0.15×
0.16×
Q2 24
0.18×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MDGL
MDGL
RNST
RNST
Operating Cash FlowLast quarter
$-133.5M
Free Cash FlowOCF − Capex
$-133.8M
FCF MarginFCF / Revenue
-41.7%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MDGL
MDGL
RNST
RNST
Q1 26
Q4 25
$-133.5M
$271.5M
Q3 25
$79.8M
$135.5M
Q2 25
$-47.1M
$-77.3M
Q1 25
$-88.9M
$106.2M
Q4 24
$-104.5M
$106.4M
Q3 24
$-67.0M
$-1.7M
Q2 24
$-49.1M
Free Cash Flow
MDGL
MDGL
RNST
RNST
Q1 26
Q4 25
$-133.8M
$237.8M
Q3 25
$79.0M
$120.1M
Q2 25
$-87.5M
Q1 25
$101.3M
Q4 24
$-104.7M
$92.8M
Q3 24
$-67.8M
$-5.3M
Q2 24
$-52.6M
FCF Margin
MDGL
MDGL
RNST
RNST
Q1 26
Q4 25
-41.7%
85.4%
Q3 25
27.5%
44.6%
Q2 25
-32.7%
Q1 25
59.4%
Q4 24
-101.3%
55.5%
Q3 24
-109.0%
-2.4%
Q2 24
-32.1%
Capex Intensity
MDGL
MDGL
RNST
RNST
Q1 26
Q4 25
0.1%
12.1%
Q3 25
0.3%
5.7%
Q2 25
0.0%
3.8%
Q1 25
0.0%
2.8%
Q4 24
0.2%
8.2%
Q3 24
1.3%
1.6%
Q2 24
2.1%
Cash Conversion
MDGL
MDGL
RNST
RNST
Q1 26
Q4 25
3.44×
Q3 25
2.27×
Q2 25
-75.92×
Q1 25
2.56×
Q4 24
2.38×
Q3 24
-0.02×
Q2 24
-1.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MDGL
MDGL

Rebates Customer Fees Credits Co Pay Assistance And Other$208.5M65%
Other$76.0M24%
Chargebacks Discounts For Prompt Pay And Other Allowances$36.6M11%

RNST
RNST

Net Interest Income$223.6M82%
Noninterest Income$50.3M18%

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