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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and NPK International Inc. (NPKI). Click either name above to swap in a different company.
NPK International Inc. is the larger business by last-quarter revenue ($75.2M vs $70.6M, roughly 1.1× MEDALLION FINANCIAL CORP). On growth, NPK International Inc. posted the faster year-over-year revenue change (30.7% vs 25.4%). Over the past eight quarters, NPK International Inc.'s revenue compounded faster (23.9% CAGR vs 15.0%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
MFIN vs NPKI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $75.2M |
| Net Profit | $12.2M | — |
| Gross Margin | — | 37.7% |
| Operating Margin | 29.3% | 16.7% |
| Net Margin | 17.3% | — |
| Revenue YoY | 25.4% | 30.7% |
| Net Profit YoY | 20.3% | — |
| EPS (diluted) | $0.50 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $75.2M | ||
| Q3 25 | $58.7M | $68.8M | ||
| Q2 25 | $62.6M | $68.2M | ||
| Q1 25 | $63.0M | $64.8M | ||
| Q4 24 | $56.3M | $57.5M | ||
| Q3 24 | $53.3M | $44.2M | ||
| Q2 24 | $51.0M | $66.8M | ||
| Q1 24 | $53.3M | $49.0M |
| Q4 25 | $12.2M | — | ||
| Q3 25 | $7.8M | $5.7M | ||
| Q2 25 | $11.1M | $8.7M | ||
| Q1 25 | $12.0M | $10.0M | ||
| Q4 24 | $10.1M | — | ||
| Q3 24 | $8.6M | $-174.3M | ||
| Q2 24 | $7.1M | $8.0M | ||
| Q1 24 | $10.0M | $7.3M |
| Q4 25 | — | 37.7% | ||
| Q3 25 | — | 31.9% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 39.0% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 27.5% | ||
| Q2 24 | — | 37.2% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | 29.3% | 16.7% | ||
| Q3 25 | 33.2% | 13.2% | ||
| Q2 25 | 31.1% | 17.0% | ||
| Q1 25 | 32.1% | 20.9% | ||
| Q4 24 | 32.8% | 20.2% | ||
| Q3 24 | 26.6% | 2.8% | ||
| Q2 24 | 24.3% | 18.7% | ||
| Q1 24 | 33.6% | 14.2% |
| Q4 25 | 17.3% | — | ||
| Q3 25 | 13.2% | 8.2% | ||
| Q2 25 | 17.7% | 12.7% | ||
| Q1 25 | 19.1% | 15.4% | ||
| Q4 24 | 18.0% | — | ||
| Q3 24 | 16.1% | -394.3% | ||
| Q2 24 | 13.9% | 12.0% | ||
| Q1 24 | 18.8% | 14.9% |
| Q4 25 | $0.50 | $0.17 | ||
| Q3 25 | $0.32 | $0.07 | ||
| Q2 25 | $0.46 | $0.10 | ||
| Q1 25 | $0.50 | $0.11 | ||
| Q4 24 | $0.43 | $0.10 | ||
| Q3 24 | $0.37 | $-1.99 | ||
| Q2 24 | $0.30 | $0.09 | ||
| Q1 24 | $0.42 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $5.1M |
| Total DebtLower is stronger | $216.0M | $16.9M |
| Stockholders' EquityBook value | $408.6M | $351.2M |
| Total Assets | $3.0B | $441.8M |
| Debt / EquityLower = less leverage | 0.53× | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | $5.1M | ||
| Q3 25 | $72.5M | $35.6M | ||
| Q2 25 | $110.4M | $26.0M | ||
| Q1 25 | $131.5M | $20.8M | ||
| Q4 24 | $98.2M | $17.8M | ||
| Q3 24 | $120.6M | $42.9M | ||
| Q2 24 | $87.7M | $35.1M | ||
| Q1 24 | $54.8M | $37.7M |
| Q4 25 | $216.0M | $16.9M | ||
| Q3 25 | $215.7M | $9.5M | ||
| Q2 25 | $199.9M | $9.3M | ||
| Q1 25 | $199.7M | $8.1M | ||
| Q4 24 | $232.2M | $7.7M | ||
| Q3 24 | $232.0M | $14.0M | ||
| Q2 24 | $230.8M | $58.0M | ||
| Q1 24 | $225.6M | $77.4M |
| Q4 25 | $408.6M | $351.2M | ||
| Q3 25 | $397.4M | $333.9M | ||
| Q2 25 | $389.9M | $328.8M | ||
| Q1 25 | $380.2M | $326.9M | ||
| Q4 24 | $370.2M | $326.5M | ||
| Q3 24 | $362.4M | $316.5M | ||
| Q2 24 | $354.0M | $426.6M | ||
| Q1 24 | $349.0M | $421.6M |
| Q4 25 | $3.0B | $441.8M | ||
| Q3 25 | $2.9B | $404.5M | ||
| Q2 25 | $2.9B | $393.7M | ||
| Q1 25 | $2.8B | $390.0M | ||
| Q4 24 | $2.9B | $393.7M | ||
| Q3 24 | $2.9B | $389.6M | ||
| Q2 24 | $2.8B | $624.8M | ||
| Q1 24 | $2.6B | $640.8M |
| Q4 25 | 0.53× | 0.05× | ||
| Q3 25 | 0.54× | 0.03× | ||
| Q2 25 | 0.51× | 0.03× | ||
| Q1 25 | 0.53× | 0.02× | ||
| Q4 24 | 0.63× | 0.02× | ||
| Q3 24 | 0.64× | 0.04× | ||
| Q2 24 | 0.65× | 0.14× | ||
| Q1 24 | 0.65× | 0.18× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $18.0M |
| Free Cash FlowOCF − Capex | — | $5.8M |
| FCF MarginFCF / Revenue | — | 7.6% |
| Capex IntensityCapex / Revenue | — | 16.3% |
| Cash ConversionOCF / Net Profit | 10.35× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $26.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $18.0M | ||
| Q3 25 | $67.0M | $24.7M | ||
| Q2 25 | $-10.7M | $21.4M | ||
| Q1 25 | $36.3M | $8.8M | ||
| Q4 24 | $108.7M | $-4.1M | ||
| Q3 24 | $24.6M | $2.8M | ||
| Q2 24 | $27.6M | $27.6M | ||
| Q1 24 | $32.3M | $11.9M |
| Q4 25 | — | $5.8M | ||
| Q3 25 | — | $12.0M | ||
| Q2 25 | — | $9.7M | ||
| Q1 25 | — | $-1.2M | ||
| Q4 24 | — | $-17.7M | ||
| Q3 24 | — | $-6.7M | ||
| Q2 24 | — | $21.0M | ||
| Q1 24 | — | $-1.9M |
| Q4 25 | — | 7.6% | ||
| Q3 25 | — | 17.4% | ||
| Q2 25 | — | 14.3% | ||
| Q1 25 | — | -1.8% | ||
| Q4 24 | — | -30.8% | ||
| Q3 24 | — | -15.2% | ||
| Q2 24 | — | 31.4% | ||
| Q1 24 | — | -3.9% |
| Q4 25 | — | 16.3% | ||
| Q3 25 | — | 18.5% | ||
| Q2 25 | — | 17.1% | ||
| Q1 25 | — | 15.5% | ||
| Q4 24 | — | 23.6% | ||
| Q3 24 | — | 21.4% | ||
| Q2 24 | — | 9.9% | ||
| Q1 24 | — | 28.3% |
| Q4 25 | 10.35× | — | ||
| Q3 25 | 8.63× | 4.37× | ||
| Q2 25 | -0.97× | 2.47× | ||
| Q1 25 | 3.02× | 0.88× | ||
| Q4 24 | 10.72× | — | ||
| Q3 24 | 2.86× | — | ||
| Q2 24 | 3.89× | 3.43× | ||
| Q1 24 | 3.22× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
