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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and OPAL Fuels Inc. (OPAL). Click either name above to swap in a different company.
OPAL Fuels Inc. is the larger business by last-quarter revenue ($88.4M vs $70.6M, roughly 1.3× MEDALLION FINANCIAL CORP). OPAL Fuels Inc. runs the higher net margin — 18.3% vs 17.3%, a 1.0% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 18.7%). Over the past eight quarters, OPAL Fuels Inc.'s revenue compounded faster (17.6% CAGR vs 15.0%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
OPAL Fuels Inc. is a North American energy company focused on producing and distributing low-carbon renewable natural gas (RNG). It captures methane from landfills, dairy operations and other organic waste streams to produce RNG, which is mainly supplied to heavy-duty transportation fleets, commercial logistics operators and public transport entities to help reduce their greenhouse gas emissions.
MFIN vs OPAL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $88.4M |
| Net Profit | $12.2M | $16.2M |
| Gross Margin | — | — |
| Operating Margin | 29.3% | 7.5% |
| Net Margin | 17.3% | 18.3% |
| Revenue YoY | 25.4% | 18.7% |
| Net Profit YoY | 20.3% | 401.5% |
| EPS (diluted) | $0.50 | $0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $88.4M | ||
| Q3 25 | $58.7M | $77.9M | ||
| Q2 25 | $62.6M | $77.4M | ||
| Q1 25 | $63.0M | $83.0M | ||
| Q4 24 | $56.3M | $74.5M | ||
| Q3 24 | $53.3M | $82.6M | ||
| Q2 24 | $51.0M | $69.8M | ||
| Q1 24 | $53.3M | $64.0M |
| Q4 25 | $12.2M | $16.2M | ||
| Q3 25 | $7.8M | $11.4M | ||
| Q2 25 | $11.1M | $7.6M | ||
| Q1 25 | $12.0M | $1.3M | ||
| Q4 24 | $10.1M | $-5.4M | ||
| Q3 24 | $8.6M | $17.1M | ||
| Q2 24 | $7.1M | $1.9M | ||
| Q1 24 | $10.0M | $677.0K |
| Q4 25 | 29.3% | 7.5% | ||
| Q3 25 | 33.2% | 4.6% | ||
| Q2 25 | 31.1% | -1.1% | ||
| Q1 25 | 32.1% | -2.3% | ||
| Q4 24 | 32.8% | -0.5% | ||
| Q3 24 | 26.6% | 14.9% | ||
| Q2 24 | 24.3% | 8.1% | ||
| Q1 24 | 33.6% | 5.6% |
| Q4 25 | 17.3% | 18.3% | ||
| Q3 25 | 13.2% | 14.6% | ||
| Q2 25 | 17.7% | 9.8% | ||
| Q1 25 | 19.1% | 1.5% | ||
| Q4 24 | 18.0% | -7.2% | ||
| Q3 24 | 16.1% | 20.7% | ||
| Q2 24 | 13.9% | 2.7% | ||
| Q1 24 | 18.8% | 1.1% |
| Q4 25 | $0.50 | $0.08 | ||
| Q3 25 | $0.32 | $0.05 | ||
| Q2 25 | $0.46 | $0.03 | ||
| Q1 25 | $0.50 | $-0.01 | ||
| Q4 24 | $0.43 | $-0.05 | ||
| Q3 24 | $0.37 | $0.09 | ||
| Q2 24 | $0.30 | $-0.01 | ||
| Q1 24 | $0.42 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $24.4M |
| Total DebtLower is stronger | $216.0M | $361.3M |
| Stockholders' EquityBook value | $408.6M | $-12.9M |
| Total Assets | $3.0B | $959.5M |
| Debt / EquityLower = less leverage | 0.53× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | $24.4M | ||
| Q3 25 | $72.5M | $29.9M | ||
| Q2 25 | $110.4M | $29.3M | ||
| Q1 25 | $131.5M | $40.1M | ||
| Q4 24 | $98.2M | $24.3M | ||
| Q3 24 | $120.6M | $31.0M | ||
| Q2 24 | $87.7M | $27.6M | ||
| Q1 24 | $54.8M | $34.2M |
| Q4 25 | $216.0M | $361.3M | ||
| Q3 25 | $215.7M | $351.2M | ||
| Q2 25 | $199.9M | $331.6M | ||
| Q1 25 | $199.7M | $307.0M | ||
| Q4 24 | $232.2M | $307.5M | ||
| Q3 24 | $232.0M | $252.9M | ||
| Q2 24 | $230.8M | $233.3M | ||
| Q1 24 | $225.6M | $208.7M |
| Q4 25 | $408.6M | $-12.9M | ||
| Q3 25 | $397.4M | $7.5M | ||
| Q2 25 | $389.9M | $-25.0M | ||
| Q1 25 | $380.2M | $57.1M | ||
| Q4 24 | $370.2M | $-148.4M | ||
| Q3 24 | $362.4M | $-180.1M | ||
| Q2 24 | $354.0M | $-273.0M | ||
| Q1 24 | $349.0M | $-382.4M |
| Q4 25 | $3.0B | $959.5M | ||
| Q3 25 | $2.9B | $916.7M | ||
| Q2 25 | $2.9B | $905.5M | ||
| Q1 25 | $2.8B | $884.9M | ||
| Q4 24 | $2.9B | $881.1M | ||
| Q3 24 | $2.9B | $831.1M | ||
| Q2 24 | $2.8B | $782.3M | ||
| Q1 24 | $2.6B | $750.5M |
| Q4 25 | 0.53× | — | ||
| Q3 25 | 0.54× | 46.95× | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.53× | 5.38× | ||
| Q4 24 | 0.63× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.65× | — | ||
| Q1 24 | 0.65× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $-3.5M |
| Free Cash FlowOCF − Capex | — | $-13.4M |
| FCF MarginFCF / Revenue | — | -15.1% |
| Capex IntensityCapex / Revenue | — | 11.1% |
| Cash ConversionOCF / Net Profit | 10.35× | -0.22× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-34.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $-3.5M | ||
| Q3 25 | $67.0M | $18.2M | ||
| Q2 25 | $-10.7M | $-7.9M | ||
| Q1 25 | $36.3M | $29.7M | ||
| Q4 24 | $108.7M | $-532.0K | ||
| Q3 24 | $24.6M | $17.7M | ||
| Q2 24 | $27.6M | $533.0K | ||
| Q1 24 | $32.3M | $13.7M |
| Q4 25 | — | $-13.4M | ||
| Q3 25 | — | $-9.3M | ||
| Q2 25 | — | $-29.7M | ||
| Q1 25 | — | $18.1M | ||
| Q4 24 | — | $-55.0M | ||
| Q3 24 | — | $-5.4M | ||
| Q2 24 | — | $-22.5M | ||
| Q1 24 | — | $-13.0M |
| Q4 25 | — | -15.1% | ||
| Q3 25 | — | -11.9% | ||
| Q2 25 | — | -38.4% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | -73.8% | ||
| Q3 24 | — | -6.5% | ||
| Q2 24 | — | -32.2% | ||
| Q1 24 | — | -20.4% |
| Q4 25 | — | 11.1% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 28.2% | ||
| Q1 25 | — | 13.9% | ||
| Q4 24 | — | 73.1% | ||
| Q3 24 | — | 27.9% | ||
| Q2 24 | — | 32.9% | ||
| Q1 24 | — | 41.8% |
| Q4 25 | 10.35× | -0.22× | ||
| Q3 25 | 8.63× | 1.60× | ||
| Q2 25 | -0.97× | -1.04× | ||
| Q1 25 | 3.02× | 23.11× | ||
| Q4 24 | 10.72× | — | ||
| Q3 24 | 2.86× | 1.03× | ||
| Q2 24 | 3.89× | 0.28× | ||
| Q1 24 | 3.22× | 20.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
OPAL
| Fuel Station Services Segment | $65.1M | 74% |
| Related Party | $12.1M | 14% |
| Renewable Power Segment | $8.6M | 10% |
| Other | $2.6M | 3% |
