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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and PagerDuty, Inc. (PD). Click either name above to swap in a different company.
PagerDuty, Inc. is the larger business by last-quarter revenue ($124.5M vs $70.6M, roughly 1.8× MEDALLION FINANCIAL CORP). PagerDuty, Inc. runs the higher net margin — 129.7% vs 17.3%, a 112.5% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 4.7%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 5.9%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.
MFIN vs PD — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $124.5M |
| Net Profit | $12.2M | $161.6M |
| Gross Margin | — | 85.3% |
| Operating Margin | 29.3% | 6.5% |
| Net Margin | 17.3% | 129.7% |
| Revenue YoY | 25.4% | 4.7% |
| Net Profit YoY | 20.3% | 2827.7% |
| EPS (diluted) | $0.50 | $1.69 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $124.5M | ||
| Q3 25 | $58.7M | $123.4M | ||
| Q2 25 | $62.6M | $119.8M | ||
| Q1 25 | $63.0M | $121.4M | ||
| Q4 24 | $56.3M | $118.9M | ||
| Q3 24 | $53.3M | $115.9M | ||
| Q2 24 | $51.0M | $111.2M | ||
| Q1 24 | $53.3M | $111.1M |
| Q4 25 | $12.2M | $161.6M | ||
| Q3 25 | $7.8M | $9.6M | ||
| Q2 25 | $11.1M | $-7.2M | ||
| Q1 25 | $12.0M | $-8.8M | ||
| Q4 24 | $10.1M | $-5.9M | ||
| Q3 24 | $8.6M | $-10.9M | ||
| Q2 24 | $7.1M | $-17.1M | ||
| Q1 24 | $10.0M | $-28.2M |
| Q4 25 | — | 85.3% | ||
| Q3 25 | — | 84.6% | ||
| Q2 25 | — | 84.0% | ||
| Q1 25 | — | 83.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 82.7% | ||
| Q2 24 | — | 82.6% | ||
| Q1 24 | — | 81.7% |
| Q4 25 | 29.3% | 6.5% | ||
| Q3 25 | 33.2% | 2.9% | ||
| Q2 25 | 31.1% | -8.6% | ||
| Q1 25 | 32.1% | -9.6% | ||
| Q4 24 | 32.8% | -8.7% | ||
| Q3 24 | 26.6% | -13.8% | ||
| Q2 24 | 24.3% | -19.5% | ||
| Q1 24 | 33.6% | -30.1% |
| Q4 25 | 17.3% | 129.7% | ||
| Q3 25 | 13.2% | 7.8% | ||
| Q2 25 | 17.7% | -6.0% | ||
| Q1 25 | 19.1% | -7.2% | ||
| Q4 24 | 18.0% | -5.0% | ||
| Q3 24 | 16.1% | -9.4% | ||
| Q2 24 | 13.9% | -15.4% | ||
| Q1 24 | 18.8% | -25.3% |
| Q4 25 | $0.50 | $1.69 | ||
| Q3 25 | $0.32 | $0.10 | ||
| Q2 25 | $0.46 | $-0.07 | ||
| Q1 25 | $0.50 | $-0.12 | ||
| Q4 24 | $0.43 | $-0.07 | ||
| Q3 24 | $0.37 | $-0.14 | ||
| Q2 24 | $0.30 | $-0.26 | ||
| Q1 24 | $0.42 | $-0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $547.8M |
| Total DebtLower is stronger | $216.0M | — |
| Stockholders' EquityBook value | $408.6M | $320.5M |
| Total Assets | $3.0B | $1.0B |
| Debt / EquityLower = less leverage | 0.53× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | $547.8M | ||
| Q3 25 | $72.5M | $567.9M | ||
| Q2 25 | $110.4M | $597.1M | ||
| Q1 25 | $131.5M | $570.8M | ||
| Q4 24 | $98.2M | $542.2M | ||
| Q3 24 | $120.6M | $599.3M | ||
| Q2 24 | $87.7M | $592.8M | ||
| Q1 24 | $54.8M | $571.2M |
| Q4 25 | $216.0M | — | ||
| Q3 25 | $215.7M | — | ||
| Q2 25 | $199.9M | — | ||
| Q1 25 | $199.7M | $484.5M | ||
| Q4 24 | $232.2M | — | ||
| Q3 24 | $232.0M | — | ||
| Q2 24 | $230.8M | — | ||
| Q1 24 | $225.6M | $489.5M |
| Q4 25 | $408.6M | $320.5M | ||
| Q3 25 | $397.4M | $180.7M | ||
| Q2 25 | $389.9M | $145.7M | ||
| Q1 25 | $380.2M | $129.8M | ||
| Q4 24 | $370.2M | $111.6M | ||
| Q3 24 | $362.4M | $164.7M | ||
| Q2 24 | $354.0M | $174.0M | ||
| Q1 24 | $349.0M | $171.6M |
| Q4 25 | $3.0B | $1.0B | ||
| Q3 25 | $2.9B | $891.5M | ||
| Q2 25 | $2.9B | $926.8M | ||
| Q1 25 | $2.8B | $927.3M | ||
| Q4 24 | $2.9B | $866.8M | ||
| Q3 24 | $2.9B | $916.0M | ||
| Q2 24 | $2.8B | $924.0M | ||
| Q1 24 | $2.6B | $925.3M |
| Q4 25 | 0.53× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.53× | 3.73× | ||
| Q4 24 | 0.63× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.65× | — | ||
| Q1 24 | 0.65× | 2.85× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $24.8M |
| Free Cash FlowOCF − Capex | — | $24.1M |
| FCF MarginFCF / Revenue | — | 19.3% |
| Capex IntensityCapex / Revenue | — | 0.6% |
| Cash ConversionOCF / Net Profit | 10.35× | 0.15× |
| TTM Free Cash FlowTrailing 4 quarters | — | $117.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $24.8M | ||
| Q3 25 | $67.0M | $34.0M | ||
| Q2 25 | $-10.7M | $30.7M | ||
| Q1 25 | $36.3M | $31.4M | ||
| Q4 24 | $108.7M | $22.1M | ||
| Q3 24 | $24.6M | $35.8M | ||
| Q2 24 | $27.6M | $28.6M | ||
| Q1 24 | $32.3M | $22.2M |
| Q4 25 | — | $24.1M | ||
| Q3 25 | — | $33.1M | ||
| Q2 25 | — | $30.2M | ||
| Q1 25 | — | $30.3M | ||
| Q4 24 | — | $21.5M | ||
| Q3 24 | — | $35.1M | ||
| Q2 24 | — | $28.2M | ||
| Q1 24 | — | $21.2M |
| Q4 25 | — | 19.3% | ||
| Q3 25 | — | 26.8% | ||
| Q2 25 | — | 25.2% | ||
| Q1 25 | — | 24.9% | ||
| Q4 24 | — | 18.1% | ||
| Q3 24 | — | 30.3% | ||
| Q2 24 | — | 25.4% | ||
| Q1 24 | — | 19.1% |
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.9% |
| Q4 25 | 10.35× | 0.15× | ||
| Q3 25 | 8.63× | 3.55× | ||
| Q2 25 | -0.97× | — | ||
| Q1 25 | 3.02× | — | ||
| Q4 24 | 10.72× | — | ||
| Q3 24 | 2.86× | — | ||
| Q2 24 | 3.89× | — | ||
| Q1 24 | 3.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
PD
| US | $88.8M | 71% |
| Non Us | $35.7M | 29% |
