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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and RCI HOSPITALITY HOLDINGS, INC. (RICK). Click either name above to swap in a different company.

RCI HOSPITALITY HOLDINGS, INC. is the larger business by last-quarter revenue ($70.9M vs $70.6M, roughly 1.0× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -7.8%, a 25.0% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs -3.1%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs -2.0%).

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

RCI Hospitality Holdings, Inc., through its subsidiaries, operates strip clubs, nightclubs, sports bars/restaurants, and a media and convention company that serves the adult club industry. RCI went public with an IPO in 1995 is listed on The NASDAQ Global Market under the symbol RICK.

MFIN vs RICK — Head-to-Head

Bigger by revenue
RICK
RICK
1.0× larger
RICK
$70.9M
$70.6M
MFIN
Growing faster (revenue YoY)
MFIN
MFIN
+28.6% gap
MFIN
25.4%
-3.1%
RICK
Higher net margin
MFIN
MFIN
25.0% more per $
MFIN
17.3%
-7.8%
RICK
Faster 2-yr revenue CAGR
MFIN
MFIN
Annualised
MFIN
15.0%
-2.0%
RICK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MFIN
MFIN
RICK
RICK
Revenue
$70.6M
$70.9M
Net Profit
$12.2M
$-5.5M
Gross Margin
Operating Margin
29.3%
-0.7%
Net Margin
17.3%
-7.8%
Revenue YoY
25.4%
-3.1%
Net Profit YoY
20.3%
-2354.9%
EPS (diluted)
$0.50
$-0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MFIN
MFIN
RICK
RICK
Q4 25
$70.6M
Q3 25
$58.7M
$70.9M
Q2 25
$62.6M
$71.1M
Q1 25
$63.0M
$65.9M
Q4 24
$56.3M
$71.5M
Q3 24
$53.3M
$73.2M
Q2 24
$51.0M
$76.2M
Q1 24
$53.3M
$72.3M
Net Profit
MFIN
MFIN
RICK
RICK
Q4 25
$12.2M
Q3 25
$7.8M
$-5.5M
Q2 25
$11.1M
$4.1M
Q1 25
$12.0M
$3.2M
Q4 24
$10.1M
$9.0M
Q3 24
$8.6M
$244.0K
Q2 24
$7.1M
$-5.2M
Q1 24
$10.0M
$774.0K
Operating Margin
MFIN
MFIN
RICK
RICK
Q4 25
29.3%
Q3 25
33.2%
-0.7%
Q2 25
31.1%
12.2%
Q1 25
32.1%
12.4%
Q4 24
32.8%
19.5%
Q3 24
26.6%
4.8%
Q2 24
24.3%
-3.3%
Q1 24
33.6%
6.4%
Net Margin
MFIN
MFIN
RICK
RICK
Q4 25
17.3%
Q3 25
13.2%
-7.8%
Q2 25
17.7%
5.7%
Q1 25
19.1%
4.9%
Q4 24
18.0%
12.6%
Q3 24
16.1%
0.3%
Q2 24
13.9%
-6.9%
Q1 24
18.8%
1.1%
EPS (diluted)
MFIN
MFIN
RICK
RICK
Q4 25
$0.50
Q3 25
$0.32
$-0.60
Q2 25
$0.46
$0.46
Q1 25
$0.50
$0.36
Q4 24
$0.43
$1.01
Q3 24
$0.37
$0.04
Q2 24
$0.30
$-0.56
Q1 24
$0.42
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MFIN
MFIN
RICK
RICK
Cash + ST InvestmentsLiquidity on hand
$136.3M
$33.7M
Total DebtLower is stronger
$216.0M
$238.2M
Stockholders' EquityBook value
$408.6M
$261.1M
Total Assets
$3.0B
$596.9M
Debt / EquityLower = less leverage
0.53×
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MFIN
MFIN
RICK
RICK
Q4 25
$136.3M
Q3 25
$72.5M
$33.7M
Q2 25
$110.4M
$29.3M
Q1 25
$131.5M
$32.7M
Q4 24
$98.2M
$34.7M
Q3 24
$120.6M
$32.4M
Q2 24
$87.7M
$34.9M
Q1 24
$54.8M
$20.0M
Total Debt
MFIN
MFIN
RICK
RICK
Q4 25
$216.0M
Q3 25
$215.7M
$238.2M
Q2 25
$199.9M
$243.8M
Q1 25
$199.7M
$244.1M
Q4 24
$232.2M
Q3 24
$232.0M
$241.1M
Q2 24
$230.8M
Q1 24
$225.6M
Stockholders' Equity
MFIN
MFIN
RICK
RICK
Q4 25
$408.6M
Q3 25
$397.4M
$261.1M
Q2 25
$389.9M
$269.5M
Q1 25
$380.2M
$268.8M
Q4 24
$370.2M
$269.0M
Q3 24
$362.4M
$263.4M
Q2 24
$354.0M
$271.2M
Q1 24
$349.0M
$285.8M
Total Assets
MFIN
MFIN
RICK
RICK
Q4 25
$3.0B
Q3 25
$2.9B
$596.9M
Q2 25
$2.9B
$597.4M
Q1 25
$2.8B
$589.8M
Q4 24
$2.9B
$586.2M
Q3 24
$2.9B
$584.4M
Q2 24
$2.8B
$601.0M
Q1 24
$2.6B
$609.9M
Debt / Equity
MFIN
MFIN
RICK
RICK
Q4 25
0.53×
Q3 25
0.54×
0.91×
Q2 25
0.51×
0.90×
Q1 25
0.53×
0.91×
Q4 24
0.63×
Q3 24
0.64×
0.92×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MFIN
MFIN
RICK
RICK
Operating Cash FlowLast quarter
$126.3M
$13.7M
Free Cash FlowOCF − Capex
$11.5M
FCF MarginFCF / Revenue
16.2%
Capex IntensityCapex / Revenue
3.2%
Cash ConversionOCF / Net Profit
10.35×
TTM Free Cash FlowTrailing 4 quarters
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MFIN
MFIN
RICK
RICK
Q4 25
$126.3M
Q3 25
$67.0M
$13.7M
Q2 25
$-10.7M
$13.8M
Q1 25
$36.3M
$8.5M
Q4 24
$108.7M
$13.3M
Q3 24
$24.6M
$15.7M
Q2 24
$27.6M
$15.8M
Q1 24
$32.3M
$10.8M
Free Cash Flow
MFIN
MFIN
RICK
RICK
Q4 25
Q3 25
$11.5M
Q2 25
$10.1M
Q1 25
$5.7M
Q4 24
$7.6M
Q3 24
$10.3M
Q2 24
$9.3M
Q1 24
$3.2M
FCF Margin
MFIN
MFIN
RICK
RICK
Q4 25
Q3 25
16.2%
Q2 25
14.2%
Q1 25
8.6%
Q4 24
10.6%
Q3 24
14.0%
Q2 24
12.3%
Q1 24
4.4%
Capex Intensity
MFIN
MFIN
RICK
RICK
Q4 25
Q3 25
3.2%
Q2 25
5.2%
Q1 25
4.3%
Q4 24
8.0%
Q3 24
7.3%
Q2 24
8.4%
Q1 24
10.6%
Cash Conversion
MFIN
MFIN
RICK
RICK
Q4 25
10.35×
Q3 25
8.63×
Q2 25
-0.97×
3.40×
Q1 25
3.02×
2.65×
Q4 24
10.72×
1.48×
Q3 24
2.86×
64.14×
Q2 24
3.89×
Q1 24
3.22×
14.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MFIN
MFIN

Segment breakdown not available.

RICK
RICK

Transferred At Point In Time$60.8M86%
Food And Merchandise$10.4M15%

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