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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.

MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $39.4M, roughly 1.8× SANDRIDGE ENERGY INC). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 17.3%, a 37.6% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 1.1%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 14.1%).

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

MFIN vs SD — Head-to-Head

Bigger by revenue
MFIN
MFIN
1.8× larger
MFIN
$70.6M
$39.4M
SD
Growing faster (revenue YoY)
MFIN
MFIN
+24.3% gap
MFIN
25.4%
1.1%
SD
Higher net margin
SD
SD
37.6% more per $
SD
54.9%
17.3%
MFIN
Faster 2-yr revenue CAGR
MFIN
MFIN
Annualised
MFIN
15.0%
14.1%
SD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MFIN
MFIN
SD
SD
Revenue
$70.6M
$39.4M
Net Profit
$12.2M
$21.6M
Gross Margin
Operating Margin
29.3%
38.5%
Net Margin
17.3%
54.9%
Revenue YoY
25.4%
1.1%
Net Profit YoY
20.3%
23.1%
EPS (diluted)
$0.50
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MFIN
MFIN
SD
SD
Q4 25
$70.6M
$39.4M
Q3 25
$58.7M
$39.8M
Q2 25
$62.6M
$34.5M
Q1 25
$63.0M
$42.6M
Q4 24
$56.3M
$39.0M
Q3 24
$53.3M
$30.1M
Q2 24
$51.0M
$26.0M
Q1 24
$53.3M
$30.3M
Net Profit
MFIN
MFIN
SD
SD
Q4 25
$12.2M
$21.6M
Q3 25
$7.8M
$16.0M
Q2 25
$11.1M
$19.6M
Q1 25
$12.0M
$13.0M
Q4 24
$10.1M
$17.6M
Q3 24
$8.6M
$25.5M
Q2 24
$7.1M
$8.8M
Q1 24
$10.0M
$11.1M
Operating Margin
MFIN
MFIN
SD
SD
Q4 25
29.3%
38.5%
Q3 25
33.2%
37.8%
Q2 25
31.1%
53.7%
Q1 25
32.1%
28.6%
Q4 24
32.8%
25.9%
Q3 24
26.6%
28.3%
Q2 24
24.3%
23.9%
Q1 24
33.6%
27.8%
Net Margin
MFIN
MFIN
SD
SD
Q4 25
17.3%
54.9%
Q3 25
13.2%
40.1%
Q2 25
17.7%
56.6%
Q1 25
19.1%
30.6%
Q4 24
18.0%
45.1%
Q3 24
16.1%
84.8%
Q2 24
13.9%
33.9%
Q1 24
18.8%
36.7%
EPS (diluted)
MFIN
MFIN
SD
SD
Q4 25
$0.50
$0.59
Q3 25
$0.32
$0.43
Q2 25
$0.46
$0.53
Q1 25
$0.50
$0.35
Q4 24
$0.43
$0.46
Q3 24
$0.37
$0.69
Q2 24
$0.30
$0.24
Q1 24
$0.42
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MFIN
MFIN
SD
SD
Cash + ST InvestmentsLiquidity on hand
$136.3M
$111.0M
Total DebtLower is stronger
$216.0M
Stockholders' EquityBook value
$408.6M
$510.9M
Total Assets
$3.0B
$644.0M
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MFIN
MFIN
SD
SD
Q4 25
$136.3M
$111.0M
Q3 25
$72.5M
$101.2M
Q2 25
$110.4M
$102.8M
Q1 25
$131.5M
$99.7M
Q4 24
$98.2M
$98.1M
Q3 24
$120.6M
$92.7M
Q2 24
$87.7M
$209.9M
Q1 24
$54.8M
$207.0M
Total Debt
MFIN
MFIN
SD
SD
Q4 25
$216.0M
Q3 25
$215.7M
Q2 25
$199.9M
Q1 25
$199.7M
Q4 24
$232.2M
Q3 24
$232.0M
Q2 24
$230.8M
Q1 24
$225.6M
Stockholders' Equity
MFIN
MFIN
SD
SD
Q4 25
$408.6M
$510.9M
Q3 25
$397.4M
$492.4M
Q2 25
$389.9M
$480.2M
Q1 25
$380.2M
$464.9M
Q4 24
$370.2M
$460.5M
Q3 24
$362.4M
$446.8M
Q2 24
$354.0M
$424.8M
Q1 24
$349.0M
$419.7M
Total Assets
MFIN
MFIN
SD
SD
Q4 25
$3.0B
$644.0M
Q3 25
$2.9B
$619.0M
Q2 25
$2.9B
$602.3M
Q1 25
$2.8B
$588.3M
Q4 24
$2.9B
$581.5M
Q3 24
$2.9B
$565.2M
Q2 24
$2.8B
$529.6M
Q1 24
$2.6B
$527.4M
Debt / Equity
MFIN
MFIN
SD
SD
Q4 25
0.53×
Q3 25
0.54×
Q2 25
0.51×
Q1 25
0.53×
Q4 24
0.63×
Q3 24
0.64×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MFIN
MFIN
SD
SD
Operating Cash FlowLast quarter
$126.3M
$31.7M
Free Cash FlowOCF − Capex
$14.4M
FCF MarginFCF / Revenue
36.6%
Capex IntensityCapex / Revenue
43.8%
Cash ConversionOCF / Net Profit
10.35×
1.46×
TTM Free Cash FlowTrailing 4 quarters
$41.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MFIN
MFIN
SD
SD
Q4 25
$126.3M
$31.7M
Q3 25
$67.0M
$25.3M
Q2 25
$-10.7M
$22.9M
Q1 25
$36.3M
$20.3M
Q4 24
$108.7M
$26.0M
Q3 24
$24.6M
$20.8M
Q2 24
$27.6M
$11.4M
Q1 24
$32.3M
$15.7M
Free Cash Flow
MFIN
MFIN
SD
SD
Q4 25
$14.4M
Q3 25
$5.9M
Q2 25
$7.3M
Q1 25
$13.9M
Q4 24
$13.2M
Q3 24
$10.8M
Q2 24
$9.0M
Q1 24
$14.6M
FCF Margin
MFIN
MFIN
SD
SD
Q4 25
36.6%
Q3 25
14.9%
Q2 25
21.0%
Q1 25
32.7%
Q4 24
33.8%
Q3 24
36.1%
Q2 24
34.5%
Q1 24
48.1%
Capex Intensity
MFIN
MFIN
SD
SD
Q4 25
43.8%
Q3 25
48.6%
Q2 25
45.2%
Q1 25
15.0%
Q4 24
32.9%
Q3 24
33.3%
Q2 24
9.4%
Q1 24
3.7%
Cash Conversion
MFIN
MFIN
SD
SD
Q4 25
10.35×
1.46×
Q3 25
8.63×
1.58×
Q2 25
-0.97×
1.17×
Q1 25
3.02×
1.56×
Q4 24
10.72×
1.48×
Q3 24
2.86×
0.82×
Q2 24
3.89×
1.30×
Q1 24
3.22×
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MFIN
MFIN

Segment breakdown not available.

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

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