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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $36.5M, roughly 1.9× SmartRent, Inc.). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -8.9%, a 26.2% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 3.1%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs -15.0%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
MFIN vs SMRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $36.5M |
| Net Profit | $12.2M | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | 29.3% | -10.9% |
| Net Margin | 17.3% | -8.9% |
| Revenue YoY | 25.4% | 3.1% |
| Net Profit YoY | 20.3% | 71.6% |
| EPS (diluted) | $0.50 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $36.5M | ||
| Q3 25 | $58.7M | $36.2M | ||
| Q2 25 | $62.6M | $38.3M | ||
| Q1 25 | $63.0M | $41.3M | ||
| Q4 24 | $56.3M | $35.4M | ||
| Q3 24 | $53.3M | $40.5M | ||
| Q2 24 | $51.0M | $48.5M | ||
| Q1 24 | $53.3M | $50.5M |
| Q4 25 | $12.2M | $-3.2M | ||
| Q3 25 | $7.8M | $-6.3M | ||
| Q2 25 | $11.1M | $-10.9M | ||
| Q1 25 | $12.0M | $-40.2M | ||
| Q4 24 | $10.1M | $-11.4M | ||
| Q3 24 | $8.6M | $-9.9M | ||
| Q2 24 | $7.1M | $-4.6M | ||
| Q1 24 | $10.0M | $-7.7M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 38.5% |
| Q4 25 | 29.3% | -10.9% | ||
| Q3 25 | 33.2% | -19.4% | ||
| Q2 25 | 31.1% | -30.5% | ||
| Q1 25 | 32.1% | -99.9% | ||
| Q4 24 | 32.8% | -36.6% | ||
| Q3 24 | 26.6% | -29.0% | ||
| Q2 24 | 24.3% | -14.3% | ||
| Q1 24 | 33.6% | -20.1% |
| Q4 25 | 17.3% | -8.9% | ||
| Q3 25 | 13.2% | -17.3% | ||
| Q2 25 | 17.7% | -28.3% | ||
| Q1 25 | 19.1% | -97.2% | ||
| Q4 24 | 18.0% | -32.3% | ||
| Q3 24 | 16.1% | -24.5% | ||
| Q2 24 | 13.9% | -9.5% | ||
| Q1 24 | 18.8% | -15.2% |
| Q4 25 | $0.50 | $-0.02 | ||
| Q3 25 | $0.32 | $-0.03 | ||
| Q2 25 | $0.46 | $-0.06 | ||
| Q1 25 | $0.50 | $-0.21 | ||
| Q4 24 | $0.43 | $-0.06 | ||
| Q3 24 | $0.37 | $-0.05 | ||
| Q2 24 | $0.30 | $-0.02 | ||
| Q1 24 | $0.42 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $104.5M |
| Total DebtLower is stronger | $216.0M | — |
| Stockholders' EquityBook value | $408.6M | $232.1M |
| Total Assets | $3.0B | $320.9M |
| Debt / EquityLower = less leverage | 0.53× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | $104.5M | ||
| Q3 25 | $72.5M | $100.0M | ||
| Q2 25 | $110.4M | $105.0M | ||
| Q1 25 | $131.5M | $125.6M | ||
| Q4 24 | $98.2M | $142.5M | ||
| Q3 24 | $120.6M | $163.4M | ||
| Q2 24 | $87.7M | $187.4M | ||
| Q1 24 | $54.8M | $204.7M |
| Q4 25 | $216.0M | — | ||
| Q3 25 | $215.7M | — | ||
| Q2 25 | $199.9M | — | ||
| Q1 25 | $199.7M | — | ||
| Q4 24 | $232.2M | — | ||
| Q3 24 | $232.0M | — | ||
| Q2 24 | $230.8M | — | ||
| Q1 24 | $225.6M | — |
| Q4 25 | $408.6M | $232.1M | ||
| Q3 25 | $397.4M | $234.4M | ||
| Q2 25 | $389.9M | $238.8M | ||
| Q1 25 | $380.2M | $250.7M | ||
| Q4 24 | $370.2M | $289.4M | ||
| Q3 24 | $362.4M | $305.1M | ||
| Q2 24 | $354.0M | $329.4M | ||
| Q1 24 | $349.0M | $333.1M |
| Q4 25 | $3.0B | $320.9M | ||
| Q3 25 | $2.9B | $335.8M | ||
| Q2 25 | $2.9B | $354.0M | ||
| Q1 25 | $2.8B | $366.1M | ||
| Q4 24 | $2.9B | $420.2M | ||
| Q3 24 | $2.9B | $448.6M | ||
| Q2 24 | $2.8B | $475.3M | ||
| Q1 24 | $2.6B | $485.5M |
| Q4 25 | 0.53× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.63× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.65× | — | ||
| Q1 24 | 0.65× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $7.7M |
| Free Cash FlowOCF − Capex | — | $7.7M |
| FCF MarginFCF / Revenue | — | 21.0% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | 10.35× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $7.7M | ||
| Q3 25 | $67.0M | $-2.1M | ||
| Q2 25 | $-10.7M | $-14.9M | ||
| Q1 25 | $36.3M | $-12.2M | ||
| Q4 24 | $108.7M | $-12.0M | ||
| Q3 24 | $24.6M | $-3.7M | ||
| Q2 24 | $27.6M | $-13.9M | ||
| Q1 24 | $32.3M | $-3.3M |
| Q4 25 | — | $7.7M | ||
| Q3 25 | — | $-2.2M | ||
| Q2 25 | — | $-16.2M | ||
| Q1 25 | — | $-14.3M | ||
| Q4 24 | — | $-13.3M | ||
| Q3 24 | — | $-3.9M | ||
| Q2 24 | — | $-14.1M | ||
| Q1 24 | — | $-3.4M |
| Q4 25 | — | 21.0% | ||
| Q3 25 | — | -6.1% | ||
| Q2 25 | — | -42.3% | ||
| Q1 25 | — | -34.7% | ||
| Q4 24 | — | -37.5% | ||
| Q3 24 | — | -9.7% | ||
| Q2 24 | — | -29.1% | ||
| Q1 24 | — | -6.7% |
| Q4 25 | — | 0.0% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | 10.35× | — | ||
| Q3 25 | 8.63× | — | ||
| Q2 25 | -0.97× | — | ||
| Q1 25 | 3.02× | — | ||
| Q4 24 | 10.72× | — | ||
| Q3 24 | 2.86× | — | ||
| Q2 24 | 3.89× | — | ||
| Q1 24 | 3.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
