vs

Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and SYNCHRONOSS TECHNOLOGIES INC (SNCR). Click either name above to swap in a different company.

MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $42.0M, roughly 1.7× SYNCHRONOSS TECHNOLOGIES INC). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs 13.8%, a 3.4% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs -2.2%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 0.7%).

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

Synchronoss Technologies Inc develops cloud-based digital transformation, subscriber management and messaging solutions for global telecom operators and enterprise clients. Its core offerings support connectivity onboarding, IoT service enablement, with key markets spanning North America, Europe and Asia-Pacific.

MFIN vs SNCR — Head-to-Head

Bigger by revenue
MFIN
MFIN
1.7× larger
MFIN
$70.6M
$42.0M
SNCR
Growing faster (revenue YoY)
MFIN
MFIN
+27.7% gap
MFIN
25.4%
-2.2%
SNCR
Higher net margin
MFIN
MFIN
3.4% more per $
MFIN
17.3%
13.8%
SNCR
Faster 2-yr revenue CAGR
MFIN
MFIN
Annualised
MFIN
15.0%
0.7%
SNCR

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
MFIN
MFIN
SNCR
SNCR
Revenue
$70.6M
$42.0M
Net Profit
$12.2M
$5.8M
Gross Margin
79.4%
Operating Margin
29.3%
14.0%
Net Margin
17.3%
13.8%
Revenue YoY
25.4%
-2.2%
Net Profit YoY
20.3%
201.7%
EPS (diluted)
$0.50
$0.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MFIN
MFIN
SNCR
SNCR
Q4 25
$70.6M
Q3 25
$58.7M
$42.0M
Q2 25
$62.6M
$42.5M
Q1 25
$63.0M
$42.2M
Q4 24
$56.3M
$44.2M
Q3 24
$53.3M
$43.0M
Q2 24
$51.0M
$43.5M
Q1 24
$53.3M
$43.0M
Net Profit
MFIN
MFIN
SNCR
SNCR
Q4 25
$12.2M
Q3 25
$7.8M
$5.8M
Q2 25
$11.1M
$-19.6M
Q1 25
$12.0M
$-3.8M
Q4 24
$10.1M
$7.9M
Q3 24
$8.6M
$-5.7M
Q2 24
$7.1M
$-494.0K
Q1 24
$10.0M
$4.5M
Gross Margin
MFIN
MFIN
SNCR
SNCR
Q4 25
Q3 25
79.4%
Q2 25
79.0%
Q1 25
79.4%
Q4 24
78.6%
Q3 24
79.1%
Q2 24
76.1%
Q1 24
76.2%
Operating Margin
MFIN
MFIN
SNCR
SNCR
Q4 25
29.3%
Q3 25
33.2%
14.0%
Q2 25
31.1%
16.1%
Q1 25
32.1%
19.5%
Q4 24
32.8%
16.5%
Q3 24
26.6%
12.8%
Q2 24
24.3%
9.9%
Q1 24
33.6%
10.7%
Net Margin
MFIN
MFIN
SNCR
SNCR
Q4 25
17.3%
Q3 25
13.2%
13.8%
Q2 25
17.7%
-46.1%
Q1 25
19.1%
-9.0%
Q4 24
18.0%
17.8%
Q3 24
16.1%
-13.3%
Q2 24
13.9%
-1.1%
Q1 24
18.8%
10.4%
EPS (diluted)
MFIN
MFIN
SNCR
SNCR
Q4 25
$0.50
Q3 25
$0.32
$0.51
Q2 25
$0.46
$-1.87
Q1 25
$0.50
$-0.37
Q4 24
$0.43
$0.75
Q3 24
$0.37
$-0.56
Q2 24
$0.30
$0.01
Q1 24
$0.42
$0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MFIN
MFIN
SNCR
SNCR
Cash + ST InvestmentsLiquidity on hand
$136.3M
$34.8M
Total DebtLower is stronger
$216.0M
$163.2M
Stockholders' EquityBook value
$408.6M
$55.4M
Total Assets
$3.0B
$278.2M
Debt / EquityLower = less leverage
0.53×
2.95×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MFIN
MFIN
SNCR
SNCR
Q4 25
$136.3M
Q3 25
$72.5M
$34.8M
Q2 25
$110.4M
$24.6M
Q1 25
$131.5M
$29.1M
Q4 24
$98.2M
$33.4M
Q3 24
$120.6M
$25.2M
Q2 24
$87.7M
$23.6M
Q1 24
$54.8M
$19.1M
Total Debt
MFIN
MFIN
SNCR
SNCR
Q4 25
$216.0M
Q3 25
$215.7M
$163.2M
Q2 25
$199.9M
$186.2M
Q1 25
$199.7M
$187.0M
Q4 24
$232.2M
$186.7M
Q3 24
$232.0M
$186.4M
Q2 24
$230.8M
$186.2M
Q1 24
$225.6M
$136.6M
Stockholders' Equity
MFIN
MFIN
SNCR
SNCR
Q4 25
$408.6M
Q3 25
$397.4M
$55.4M
Q2 25
$389.9M
$49.4M
Q1 25
$380.2M
$35.4M
Q4 24
$370.2M
$29.8M
Q3 24
$362.4M
$35.3M
Q2 24
$354.0M
$30.6M
Q1 24
$349.0M
$24.0M
Total Assets
MFIN
MFIN
SNCR
SNCR
Q4 25
$3.0B
Q3 25
$2.9B
$278.2M
Q2 25
$2.9B
$291.4M
Q1 25
$2.8B
$293.3M
Q4 24
$2.9B
$293.8M
Q3 24
$2.9B
$299.7M
Q2 24
$2.8B
$295.7M
Q1 24
$2.6B
$298.5M
Debt / Equity
MFIN
MFIN
SNCR
SNCR
Q4 25
0.53×
Q3 25
0.54×
2.95×
Q2 25
0.51×
3.77×
Q1 25
0.53×
5.28×
Q4 24
0.63×
6.27×
Q3 24
0.64×
5.28×
Q2 24
0.65×
6.08×
Q1 24
0.65×
5.70×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MFIN
MFIN
SNCR
SNCR
Operating Cash FlowLast quarter
$126.3M
$39.4M
Free Cash FlowOCF − Capex
$39.0M
FCF MarginFCF / Revenue
92.9%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
10.35×
6.77×
TTM Free Cash FlowTrailing 4 quarters
$53.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MFIN
MFIN
SNCR
SNCR
Q4 25
$126.3M
Q3 25
$67.0M
$39.4M
Q2 25
$-10.7M
$2.3M
Q1 25
$36.3M
$293.0K
Q4 24
$108.7M
$13.1M
Q3 24
$24.6M
$3.4M
Q2 24
$27.6M
$11.3M
Q1 24
$32.3M
$527.0K
Free Cash Flow
MFIN
MFIN
SNCR
SNCR
Q4 25
Q3 25
$39.0M
Q2 25
$2.0M
Q1 25
$-31.0K
Q4 24
$12.2M
Q3 24
$3.2M
Q2 24
$10.9M
Q1 24
$10.0K
FCF Margin
MFIN
MFIN
SNCR
SNCR
Q4 25
Q3 25
92.9%
Q2 25
4.6%
Q1 25
-0.1%
Q4 24
27.6%
Q3 24
7.5%
Q2 24
25.2%
Q1 24
0.0%
Capex Intensity
MFIN
MFIN
SNCR
SNCR
Q4 25
Q3 25
0.9%
Q2 25
0.8%
Q1 25
0.8%
Q4 24
1.9%
Q3 24
0.3%
Q2 24
0.9%
Q1 24
1.2%
Cash Conversion
MFIN
MFIN
SNCR
SNCR
Q4 25
10.35×
Q3 25
8.63×
6.77×
Q2 25
-0.97×
Q1 25
3.02×
Q4 24
10.72×
1.66×
Q3 24
2.86×
Q2 24
3.89×
Q1 24
3.22×
0.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MFIN
MFIN

Segment breakdown not available.

SNCR
SNCR

Subscription Services$39.4M94%
Professional Services$2.6M6%

Related Comparisons