vs

Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and Twin Hospitality Group Inc. (TWNP). Click either name above to swap in a different company.

Twin Hospitality Group Inc. is the larger business by last-quarter revenue ($82.3M vs $70.6M, roughly 1.2× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -29.7%, a 47.0% gap on every dollar of revenue.

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

Target Hospitality is a company that provides workforce lodging and other temporary, modular housing used for oil, gas and mining operations; large-scale events; and disaster relief. Target Hospitality is based in The Woodlands, Texas, and also has offices in Williston, North Dakota; Denver, Colorado; Calgary, Alberta.

MFIN vs TWNP — Head-to-Head

Bigger by revenue
TWNP
TWNP
1.2× larger
TWNP
$82.3M
$70.6M
MFIN
Higher net margin
MFIN
MFIN
47.0% more per $
MFIN
17.3%
-29.7%
TWNP

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
MFIN
MFIN
TWNP
TWNP
Revenue
$70.6M
$82.3M
Net Profit
$12.2M
$-24.5M
Gross Margin
Operating Margin
29.3%
-16.2%
Net Margin
17.3%
-29.7%
Revenue YoY
25.4%
Net Profit YoY
20.3%
EPS (diluted)
$0.50
$-0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MFIN
MFIN
TWNP
TWNP
Q4 25
$70.6M
Q3 25
$58.7M
$82.3M
Q2 25
$62.6M
$87.8M
Q1 25
$63.0M
$87.1M
Q4 24
$56.3M
Q3 24
$53.3M
Q2 24
$51.0M
Q1 24
$53.3M
Net Profit
MFIN
MFIN
TWNP
TWNP
Q4 25
$12.2M
Q3 25
$7.8M
$-24.5M
Q2 25
$11.1M
$-20.8M
Q1 25
$12.0M
$-12.1M
Q4 24
$10.1M
Q3 24
$8.6M
Q2 24
$7.1M
Q1 24
$10.0M
Operating Margin
MFIN
MFIN
TWNP
TWNP
Q4 25
29.3%
Q3 25
33.2%
-16.2%
Q2 25
31.1%
-13.2%
Q1 25
32.1%
-1.2%
Q4 24
32.8%
Q3 24
26.6%
Q2 24
24.3%
Q1 24
33.6%
Net Margin
MFIN
MFIN
TWNP
TWNP
Q4 25
17.3%
Q3 25
13.2%
-29.7%
Q2 25
17.7%
-23.7%
Q1 25
19.1%
-13.9%
Q4 24
18.0%
Q3 24
16.1%
Q2 24
13.9%
Q1 24
18.8%
EPS (diluted)
MFIN
MFIN
TWNP
TWNP
Q4 25
$0.50
Q3 25
$0.32
$-0.43
Q2 25
$0.46
$-0.38
Q1 25
$0.50
$-0.26
Q4 24
$0.43
Q3 24
$0.37
Q2 24
$0.30
Q1 24
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MFIN
MFIN
TWNP
TWNP
Cash + ST InvestmentsLiquidity on hand
$136.3M
Total DebtLower is stronger
$216.0M
$402.8M
Stockholders' EquityBook value
$408.6M
$-92.1M
Total Assets
$3.0B
$516.8M
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MFIN
MFIN
TWNP
TWNP
Q4 25
$136.3M
Q3 25
$72.5M
Q2 25
$110.4M
Q1 25
$131.5M
Q4 24
$98.2M
Q3 24
$120.6M
Q2 24
$87.7M
Q1 24
$54.8M
Total Debt
MFIN
MFIN
TWNP
TWNP
Q4 25
$216.0M
Q3 25
$215.7M
$402.8M
Q2 25
$199.9M
$411.3M
Q1 25
$199.7M
$413.0M
Q4 24
$232.2M
Q3 24
$232.0M
Q2 24
$230.8M
Q1 24
$225.6M
Stockholders' Equity
MFIN
MFIN
TWNP
TWNP
Q4 25
$408.6M
Q3 25
$397.4M
$-92.1M
Q2 25
$389.9M
$-78.6M
Q1 25
$380.2M
$-101.9M
Q4 24
$370.2M
Q3 24
$362.4M
Q2 24
$354.0M
Q1 24
$349.0M
Total Assets
MFIN
MFIN
TWNP
TWNP
Q4 25
$3.0B
Q3 25
$2.9B
$516.8M
Q2 25
$2.9B
$535.1M
Q1 25
$2.8B
$544.2M
Q4 24
$2.9B
Q3 24
$2.9B
Q2 24
$2.8B
Q1 24
$2.6B
Debt / Equity
MFIN
MFIN
TWNP
TWNP
Q4 25
0.53×
Q3 25
0.54×
Q2 25
0.51×
Q1 25
0.53×
Q4 24
0.63×
Q3 24
0.64×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MFIN
MFIN
TWNP
TWNP
Operating Cash FlowLast quarter
$126.3M
$-5.9M
Free Cash FlowOCF − Capex
$-7.4M
FCF MarginFCF / Revenue
-9.0%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
10.35×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MFIN
MFIN
TWNP
TWNP
Q4 25
$126.3M
Q3 25
$67.0M
$-5.9M
Q2 25
$-10.7M
$-8.8M
Q1 25
$36.3M
$-5.7M
Q4 24
$108.7M
Q3 24
$24.6M
Q2 24
$27.6M
Q1 24
$32.3M
Free Cash Flow
MFIN
MFIN
TWNP
TWNP
Q4 25
Q3 25
$-7.4M
Q2 25
$-10.6M
Q1 25
$-9.7M
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
MFIN
MFIN
TWNP
TWNP
Q4 25
Q3 25
-9.0%
Q2 25
-12.1%
Q1 25
-11.2%
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
MFIN
MFIN
TWNP
TWNP
Q4 25
Q3 25
1.9%
Q2 25
2.1%
Q1 25
4.6%
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
MFIN
MFIN
TWNP
TWNP
Q4 25
10.35×
Q3 25
8.63×
Q2 25
-0.97×
Q1 25
3.02×
Q4 24
10.72×
Q3 24
2.86×
Q2 24
3.89×
Q1 24
3.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons