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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and VERACYTE, INC. (VCYT). Click either name above to swap in a different company.

VERACYTE, INC. is the larger business by last-quarter revenue ($140.6M vs $70.6M, roughly 2.0× MEDALLION FINANCIAL CORP). VERACYTE, INC. runs the higher net margin — 29.3% vs 17.3%, a 12.0% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 18.5%). Over the past eight quarters, VERACYTE, INC.'s revenue compounded faster (20.5% CAGR vs 15.0%).

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

Veracyte Inc. is a leading molecular diagnostics company that develops and commercializes proprietary genomic testing solutions for early, accurate detection of cancer and other complex diseases. Its offerings help healthcare providers make better clinical decisions to improve patient outcomes, with core operations in the U.S. and expanding global market presence across key clinical segments.

MFIN vs VCYT — Head-to-Head

Bigger by revenue
VCYT
VCYT
2.0× larger
VCYT
$140.6M
$70.6M
MFIN
Growing faster (revenue YoY)
MFIN
MFIN
+6.9% gap
MFIN
25.4%
18.5%
VCYT
Higher net margin
VCYT
VCYT
12.0% more per $
VCYT
29.3%
17.3%
MFIN
Faster 2-yr revenue CAGR
VCYT
VCYT
Annualised
VCYT
20.5%
15.0%
MFIN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MFIN
MFIN
VCYT
VCYT
Revenue
$70.6M
$140.6M
Net Profit
$12.2M
$41.1M
Gross Margin
72.5%
Operating Margin
29.3%
26.4%
Net Margin
17.3%
29.3%
Revenue YoY
25.4%
18.5%
Net Profit YoY
20.3%
704.8%
EPS (diluted)
$0.50
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MFIN
MFIN
VCYT
VCYT
Q4 25
$70.6M
$140.6M
Q3 25
$58.7M
$131.9M
Q2 25
$62.6M
$130.2M
Q1 25
$63.0M
$114.5M
Q4 24
$56.3M
$118.6M
Q3 24
$53.3M
$115.9M
Q2 24
$51.0M
$114.4M
Q1 24
$53.3M
$96.8M
Net Profit
MFIN
MFIN
VCYT
VCYT
Q4 25
$12.2M
$41.1M
Q3 25
$7.8M
$19.1M
Q2 25
$11.1M
$-980.0K
Q1 25
$12.0M
$7.0M
Q4 24
$10.1M
$5.1M
Q3 24
$8.6M
$15.2M
Q2 24
$7.1M
$5.7M
Q1 24
$10.0M
$-1.9M
Gross Margin
MFIN
MFIN
VCYT
VCYT
Q4 25
72.5%
Q3 25
69.2%
Q2 25
69.0%
Q1 25
69.5%
Q4 24
66.4%
Q3 24
68.2%
Q2 24
68.1%
Q1 24
64.5%
Operating Margin
MFIN
MFIN
VCYT
VCYT
Q4 25
29.3%
26.4%
Q3 25
33.2%
17.4%
Q2 25
31.1%
-4.0%
Q1 25
32.1%
2.5%
Q4 24
32.8%
3.5%
Q3 24
26.6%
10.4%
Q2 24
24.3%
4.0%
Q1 24
33.6%
-4.8%
Net Margin
MFIN
MFIN
VCYT
VCYT
Q4 25
17.3%
29.3%
Q3 25
13.2%
14.5%
Q2 25
17.7%
-0.8%
Q1 25
19.1%
6.2%
Q4 24
18.0%
4.3%
Q3 24
16.1%
13.1%
Q2 24
13.9%
5.0%
Q1 24
18.8%
-1.9%
EPS (diluted)
MFIN
MFIN
VCYT
VCYT
Q4 25
$0.50
$0.50
Q3 25
$0.32
$0.24
Q2 25
$0.46
$-0.01
Q1 25
$0.50
$0.09
Q4 24
$0.43
$0.07
Q3 24
$0.37
$0.19
Q2 24
$0.30
$0.07
Q1 24
$0.42
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MFIN
MFIN
VCYT
VCYT
Cash + ST InvestmentsLiquidity on hand
$136.3M
$362.6M
Total DebtLower is stronger
$216.0M
Stockholders' EquityBook value
$408.6M
$1.3B
Total Assets
$3.0B
$1.4B
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MFIN
MFIN
VCYT
VCYT
Q4 25
$136.3M
$362.6M
Q3 25
$72.5M
$315.6M
Q2 25
$110.4M
$219.5M
Q1 25
$131.5M
$186.1M
Q4 24
$98.2M
$239.1M
Q3 24
$120.6M
$274.1M
Q2 24
$87.7M
$235.9M
Q1 24
$54.8M
$209.2M
Total Debt
MFIN
MFIN
VCYT
VCYT
Q4 25
$216.0M
Q3 25
$215.7M
Q2 25
$199.9M
Q1 25
$199.7M
Q4 24
$232.2M
Q3 24
$232.0M
Q2 24
$230.8M
Q1 24
$225.6M
Stockholders' Equity
MFIN
MFIN
VCYT
VCYT
Q4 25
$408.6M
$1.3B
Q3 25
$397.4M
$1.3B
Q2 25
$389.9M
$1.2B
Q1 25
$380.2M
$1.2B
Q4 24
$370.2M
$1.2B
Q3 24
$362.4M
$1.2B
Q2 24
$354.0M
$1.1B
Q1 24
$349.0M
$1.1B
Total Assets
MFIN
MFIN
VCYT
VCYT
Q4 25
$3.0B
$1.4B
Q3 25
$2.9B
$1.4B
Q2 25
$2.9B
$1.3B
Q1 25
$2.8B
$1.3B
Q4 24
$2.9B
$1.3B
Q3 24
$2.9B
$1.3B
Q2 24
$2.8B
$1.2B
Q1 24
$2.6B
$1.2B
Debt / Equity
MFIN
MFIN
VCYT
VCYT
Q4 25
0.53×
Q3 25
0.54×
Q2 25
0.51×
Q1 25
0.53×
Q4 24
0.63×
Q3 24
0.64×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MFIN
MFIN
VCYT
VCYT
Operating Cash FlowLast quarter
$126.3M
$52.6M
Free Cash FlowOCF − Capex
$48.8M
FCF MarginFCF / Revenue
34.7%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
10.35×
1.28×
TTM Free Cash FlowTrailing 4 quarters
$126.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MFIN
MFIN
VCYT
VCYT
Q4 25
$126.3M
$52.6M
Q3 25
$67.0M
$44.8M
Q2 25
$-10.7M
$33.6M
Q1 25
$36.3M
$5.4M
Q4 24
$108.7M
$24.5M
Q3 24
$24.6M
$30.0M
Q2 24
$27.6M
$29.6M
Q1 24
$32.3M
$-9.0M
Free Cash Flow
MFIN
MFIN
VCYT
VCYT
Q4 25
$48.8M
Q3 25
$42.0M
Q2 25
$32.3M
Q1 25
$3.5M
Q4 24
$20.4M
Q3 24
$27.7M
Q2 24
$26.8M
Q1 24
$-11.1M
FCF Margin
MFIN
MFIN
VCYT
VCYT
Q4 25
34.7%
Q3 25
31.8%
Q2 25
24.8%
Q1 25
3.1%
Q4 24
17.2%
Q3 24
23.9%
Q2 24
23.4%
Q1 24
-11.5%
Capex Intensity
MFIN
MFIN
VCYT
VCYT
Q4 25
2.7%
Q3 25
2.1%
Q2 25
1.0%
Q1 25
1.6%
Q4 24
3.5%
Q3 24
1.9%
Q2 24
2.4%
Q1 24
2.2%
Cash Conversion
MFIN
MFIN
VCYT
VCYT
Q4 25
10.35×
1.28×
Q3 25
8.63×
2.34×
Q2 25
-0.97×
Q1 25
3.02×
0.76×
Q4 24
10.72×
4.80×
Q3 24
2.86×
1.98×
Q2 24
3.89×
5.16×
Q1 24
3.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MFIN
MFIN

Segment breakdown not available.

VCYT
VCYT

Testing$135.8M97%
Products$3.8M3%
Biopharmaceutical And Other$686.0K0%

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