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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and Via Transportation, Inc. (VIA). Click either name above to swap in a different company.

Via Transportation, Inc. is the larger business by last-quarter revenue ($109.7M vs $70.6M, roughly 1.6× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -33.6%, a 50.9% gap on every dollar of revenue.

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

Via Transportation, Inc. is an American technology company that provides software as a service (SaaS) and operations to improve public transportation networks for cities, transit agencies, schools and universities, healthcare providers, and corporations around the world. Via offers fully managed transit services as well as transportation planning tools, consulting services, operational support, and navigation.

MFIN vs VIA — Head-to-Head

Bigger by revenue
VIA
VIA
1.6× larger
VIA
$109.7M
$70.6M
MFIN
Higher net margin
MFIN
MFIN
50.9% more per $
MFIN
17.3%
-33.6%
VIA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
MFIN
MFIN
VIA
VIA
Revenue
$70.6M
$109.7M
Net Profit
$12.2M
$-36.9M
Gross Margin
39.3%
Operating Margin
29.3%
-17.2%
Net Margin
17.3%
-33.6%
Revenue YoY
25.4%
Net Profit YoY
20.3%
EPS (diluted)
$0.50
$-1.49

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MFIN
MFIN
VIA
VIA
Q4 25
$70.6M
Q3 25
$58.7M
$109.7M
Q2 25
$62.6M
Q1 25
$63.0M
Q4 24
$56.3M
Q3 24
$53.3M
Q2 24
$51.0M
Q1 24
$53.3M
Net Profit
MFIN
MFIN
VIA
VIA
Q4 25
$12.2M
Q3 25
$7.8M
$-36.9M
Q2 25
$11.1M
Q1 25
$12.0M
Q4 24
$10.1M
Q3 24
$8.6M
Q2 24
$7.1M
Q1 24
$10.0M
Gross Margin
MFIN
MFIN
VIA
VIA
Q4 25
Q3 25
39.3%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
MFIN
MFIN
VIA
VIA
Q4 25
29.3%
Q3 25
33.2%
-17.2%
Q2 25
31.1%
Q1 25
32.1%
Q4 24
32.8%
Q3 24
26.6%
Q2 24
24.3%
Q1 24
33.6%
Net Margin
MFIN
MFIN
VIA
VIA
Q4 25
17.3%
Q3 25
13.2%
-33.6%
Q2 25
17.7%
Q1 25
19.1%
Q4 24
18.0%
Q3 24
16.1%
Q2 24
13.9%
Q1 24
18.8%
EPS (diluted)
MFIN
MFIN
VIA
VIA
Q4 25
$0.50
Q3 25
$0.32
$-1.49
Q2 25
$0.46
Q1 25
$0.50
Q4 24
$0.43
Q3 24
$0.37
Q2 24
$0.30
Q1 24
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MFIN
MFIN
VIA
VIA
Cash + ST InvestmentsLiquidity on hand
$136.3M
$378.2M
Total DebtLower is stronger
$216.0M
Stockholders' EquityBook value
$408.6M
$574.6M
Total Assets
$3.0B
$702.1M
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MFIN
MFIN
VIA
VIA
Q4 25
$136.3M
Q3 25
$72.5M
$378.2M
Q2 25
$110.4M
Q1 25
$131.5M
Q4 24
$98.2M
Q3 24
$120.6M
Q2 24
$87.7M
Q1 24
$54.8M
Total Debt
MFIN
MFIN
VIA
VIA
Q4 25
$216.0M
Q3 25
$215.7M
Q2 25
$199.9M
Q1 25
$199.7M
Q4 24
$232.2M
Q3 24
$232.0M
Q2 24
$230.8M
Q1 24
$225.6M
Stockholders' Equity
MFIN
MFIN
VIA
VIA
Q4 25
$408.6M
Q3 25
$397.4M
$574.6M
Q2 25
$389.9M
Q1 25
$380.2M
Q4 24
$370.2M
Q3 24
$362.4M
Q2 24
$354.0M
Q1 24
$349.0M
Total Assets
MFIN
MFIN
VIA
VIA
Q4 25
$3.0B
Q3 25
$2.9B
$702.1M
Q2 25
$2.9B
Q1 25
$2.8B
Q4 24
$2.9B
Q3 24
$2.9B
Q2 24
$2.8B
Q1 24
$2.6B
Debt / Equity
MFIN
MFIN
VIA
VIA
Q4 25
0.53×
Q3 25
0.54×
Q2 25
0.51×
Q1 25
0.53×
Q4 24
0.63×
Q3 24
0.64×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MFIN
MFIN
VIA
VIA
Operating Cash FlowLast quarter
$126.3M
$-30.4M
Free Cash FlowOCF − Capex
$-31.8M
FCF MarginFCF / Revenue
-29.0%
Capex IntensityCapex / Revenue
1.2%
Cash ConversionOCF / Net Profit
10.35×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MFIN
MFIN
VIA
VIA
Q4 25
$126.3M
Q3 25
$67.0M
$-30.4M
Q2 25
$-10.7M
Q1 25
$36.3M
Q4 24
$108.7M
Q3 24
$24.6M
Q2 24
$27.6M
Q1 24
$32.3M
Free Cash Flow
MFIN
MFIN
VIA
VIA
Q4 25
Q3 25
$-31.8M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
MFIN
MFIN
VIA
VIA
Q4 25
Q3 25
-29.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
MFIN
MFIN
VIA
VIA
Q4 25
Q3 25
1.2%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
MFIN
MFIN
VIA
VIA
Q4 25
10.35×
Q3 25
8.63×
Q2 25
-0.97×
Q1 25
3.02×
Q4 24
10.72×
Q3 24
2.86×
Q2 24
3.89×
Q1 24
3.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MFIN
MFIN

Segment breakdown not available.

VIA
VIA

Government Customer$103.7M95%
Commercial Customer$5.9M5%

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