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Side-by-side financial comparison of Magyar Bancorp, Inc. (MGYR) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.

Spire Global, Inc. is the larger business by last-quarter revenue ($15.8M vs $8.9M, roughly 1.8× Magyar Bancorp, Inc.). Magyar Bancorp, Inc. runs the higher net margin — 35.4% vs -176.6%, a 212.0% gap on every dollar of revenue. On growth, Magyar Bancorp, Inc. posted the faster year-over-year revenue change (19.0% vs -26.9%). Magyar Bancorp, Inc. produced more free cash flow last quarter ($3.7M vs $-16.2M).

Magyar Bank is a bank based in New Brunswick, New Jersey with branches in Central Jersey.

Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.

MGYR vs SPIR — Head-to-Head

Bigger by revenue
SPIR
SPIR
1.8× larger
SPIR
$15.8M
$8.9M
MGYR
Growing faster (revenue YoY)
MGYR
MGYR
+45.9% gap
MGYR
19.0%
-26.9%
SPIR
Higher net margin
MGYR
MGYR
212.0% more per $
MGYR
35.4%
-176.6%
SPIR
More free cash flow
MGYR
MGYR
$19.8M more FCF
MGYR
$3.7M
$-16.2M
SPIR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MGYR
MGYR
SPIR
SPIR
Revenue
$8.9M
$15.8M
Net Profit
$3.1M
$-28.0M
Gross Margin
40.2%
Operating Margin
48.3%
-164.1%
Net Margin
35.4%
-176.6%
Revenue YoY
19.0%
-26.9%
Net Profit YoY
50.4%
42.7%
EPS (diluted)
$0.50
$-0.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MGYR
MGYR
SPIR
SPIR
Q4 25
$8.9M
$15.8M
Q3 25
$12.7M
Q2 25
$19.2M
Q1 25
$23.9M
Q4 24
$21.7M
Q3 24
$28.6M
Q2 24
$7.2M
$25.4M
Q1 24
$7.5M
$34.8M
Net Profit
MGYR
MGYR
SPIR
SPIR
Q4 25
$3.1M
$-28.0M
Q3 25
$-19.7M
Q2 25
$119.6M
Q1 25
$-20.7M
Q4 24
$-48.8M
Q3 24
$-12.5M
Q2 24
$1.7M
$-16.6M
Q1 24
$1.9M
$-25.5M
Gross Margin
MGYR
MGYR
SPIR
SPIR
Q4 25
40.2%
Q3 25
36.6%
Q2 25
48.9%
Q1 25
36.8%
Q4 24
32.4%
Q3 24
44.5%
Q2 24
43.0%
Q1 24
26.5%
Operating Margin
MGYR
MGYR
SPIR
SPIR
Q4 25
48.3%
-164.1%
Q3 25
-166.1%
Q2 25
-122.7%
Q1 25
-106.5%
Q4 24
-144.1%
Q3 24
-48.0%
Q2 24
30.5%
-48.6%
Q1 24
32.1%
-34.4%
Net Margin
MGYR
MGYR
SPIR
SPIR
Q4 25
35.4%
-176.6%
Q3 25
-155.3%
Q2 25
623.4%
Q1 25
-86.5%
Q4 24
-225.2%
Q3 24
-43.7%
Q2 24
23.5%
-65.2%
Q1 24
25.1%
-73.3%
EPS (diluted)
MGYR
MGYR
SPIR
SPIR
Q4 25
$0.50
$-0.85
Q3 25
$-0.61
Q2 25
$3.72
Q1 25
$-0.77
Q4 24
$-1.93
Q3 24
$-0.50
Q2 24
$0.27
$-0.68
Q1 24
$0.30
$-1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MGYR
MGYR
SPIR
SPIR
Cash + ST InvestmentsLiquidity on hand
$34.1M
$81.8M
Total DebtLower is stronger
$49.1M
Stockholders' EquityBook value
$121.7M
$112.9M
Total Assets
$1.0B
$211.0M
Debt / EquityLower = less leverage
0.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MGYR
MGYR
SPIR
SPIR
Q4 25
$34.1M
$81.8M
Q3 25
$96.8M
Q2 25
$117.6M
Q1 25
$35.9M
Q4 24
$19.2M
Q3 24
$36.6M
Q2 24
$49.0M
$45.8M
Q1 24
$50.0M
$63.7M
Total Debt
MGYR
MGYR
SPIR
SPIR
Q4 25
$49.1M
Q3 25
Q2 25
Q1 25
$103.7M
Q4 24
$103.1M
Q3 24
$4.9M
Q2 24
$4.9M
Q1 24
$123.1M
Stockholders' Equity
MGYR
MGYR
SPIR
SPIR
Q4 25
$121.7M
$112.9M
Q3 25
$133.1M
Q2 25
$149.2M
Q1 25
$3.7M
Q4 24
$-11.7M
Q3 24
$30.8M
Q2 24
$109.0M
$40.3M
Q1 24
$107.6M
$52.5M
Total Assets
MGYR
MGYR
SPIR
SPIR
Q4 25
$1.0B
$211.0M
Q3 25
$224.3M
Q2 25
$239.5M
Q1 25
$208.8M
Q4 24
$193.6M
Q3 24
$224.2M
Q2 24
$944.4M
$230.8M
Q1 24
$928.6M
$252.3M
Debt / Equity
MGYR
MGYR
SPIR
SPIR
Q4 25
0.40×
Q3 25
Q2 25
Q1 25
27.92×
Q4 24
Q3 24
0.16×
Q2 24
0.12×
Q1 24
2.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MGYR
MGYR
SPIR
SPIR
Operating Cash FlowLast quarter
$3.7M
$-4.3M
Free Cash FlowOCF − Capex
$3.7M
$-16.2M
FCF MarginFCF / Revenue
41.4%
-102.1%
Capex IntensityCapex / Revenue
0.0%
75.1%
Cash ConversionOCF / Net Profit
1.17×
TTM Free Cash FlowTrailing 4 quarters
$8.7M
$-92.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MGYR
MGYR
SPIR
SPIR
Q4 25
$3.7M
$-4.3M
Q3 25
$-12.0M
Q2 25
$-35.1M
Q1 25
$-8.4M
Q4 24
$-19.2M
Q3 24
$14.0M
Q2 24
$1.7M
$-4.4M
Q1 24
$553.0K
$-8.8M
Free Cash Flow
MGYR
MGYR
SPIR
SPIR
Q4 25
$3.7M
$-16.2M
Q3 25
$-20.4M
Q2 25
$-38.7M
Q1 25
$-17.3M
Q4 24
$-24.3M
Q3 24
$5.1M
Q2 24
$1.5M
$-9.9M
Q1 24
$428.0K
$-15.9M
FCF Margin
MGYR
MGYR
SPIR
SPIR
Q4 25
41.4%
-102.1%
Q3 25
-161.3%
Q2 25
-201.7%
Q1 25
-72.6%
Q4 24
-112.2%
Q3 24
17.8%
Q2 24
21.5%
-39.0%
Q1 24
5.7%
-45.7%
Capex Intensity
MGYR
MGYR
SPIR
SPIR
Q4 25
0.0%
75.1%
Q3 25
66.2%
Q2 25
18.8%
Q1 25
37.3%
Q4 24
23.5%
Q3 24
31.2%
Q2 24
2.0%
21.8%
Q1 24
1.7%
20.3%
Cash Conversion
MGYR
MGYR
SPIR
SPIR
Q4 25
1.17×
Q3 25
Q2 25
-0.29×
Q1 25
Q4 24
Q3 24
Q2 24
1.00×
Q1 24
0.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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