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Side-by-side financial comparison of M/I HOMES, INC. (MHO) and WEBSTER FINANCIAL CORP (WBS). Click either name above to swap in a different company.
M/I HOMES, INC. is the larger business by last-quarter revenue ($1.1B vs $735.9M, roughly 1.6× WEBSTER FINANCIAL CORP). WEBSTER FINANCIAL CORP runs the higher net margin — 33.5% vs 5.6%, a 27.9% gap on every dollar of revenue. Over the past eight quarters, WEBSTER FINANCIAL CORP's revenue compounded faster (9.4% CAGR vs 4.7%).
M/I Homes, Inc. is a leading U.S. residential construction company that designs, builds and sells single-family homes, townhomes and duplexes across multiple U.S. states. It caters to entry-level, move-up and luxury homebuyers, offering energy-efficient designs, flexible floor plans and personalized customization options.
Webster Bank is an American commercial bank based in Stamford, Connecticut. It has 177 branches and 316 ATMs located in Connecticut; Massachusetts; Rhode Island; New Jersey; Westchester, Orange, Ulster, and Rockland counties in New York as well as New York City.
MHO vs WBS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $735.9M |
| Net Profit | $64.0M | $246.2M |
| Gross Margin | 17.4% | — |
| Operating Margin | 6.5% | — |
| Net Margin | 5.6% | 33.5% |
| Revenue YoY | -4.8% | — |
| Net Profit YoY | -52.1% | 8.5% |
| EPS (diluted) | $2.42 | $1.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $735.9M | ||
| Q4 25 | $1.1B | $746.2M | ||
| Q3 25 | $1.1B | $732.6M | ||
| Q2 25 | $1.2B | $715.8M | ||
| Q1 25 | $976.1M | $704.8M | ||
| Q4 24 | $1.2B | $661.0M | ||
| Q3 24 | $1.1B | $647.6M | ||
| Q2 24 | $1.1B | $614.6M |
| Q1 26 | — | $246.2M | ||
| Q4 25 | $64.0M | $255.8M | ||
| Q3 25 | $106.5M | $261.2M | ||
| Q2 25 | $121.2M | $258.8M | ||
| Q1 25 | $111.2M | $226.9M | ||
| Q4 24 | $133.5M | $177.8M | ||
| Q3 24 | $145.4M | $193.0M | ||
| Q2 24 | $146.7M | $181.6M |
| Q1 26 | — | — | ||
| Q4 25 | 17.4% | — | ||
| Q3 25 | 24.5% | — | ||
| Q2 25 | 24.7% | — | ||
| Q1 25 | 25.9% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 27.1% | — | ||
| Q2 24 | 27.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | 48.6% | ||
| Q3 25 | 12.0% | 51.3% | ||
| Q2 25 | 13.4% | 51.7% | ||
| Q1 25 | 14.4% | 51.2% | ||
| Q4 24 | 13.6% | 48.5% | ||
| Q3 24 | 15.9% | 46.1% | ||
| Q2 24 | 16.8% | 47.0% |
| Q1 26 | — | 33.5% | ||
| Q4 25 | 5.6% | 34.3% | ||
| Q3 25 | 9.4% | 35.7% | ||
| Q2 25 | 10.4% | 36.2% | ||
| Q1 25 | 11.4% | 32.2% | ||
| Q4 24 | 11.1% | 26.9% | ||
| Q3 24 | 12.7% | 29.8% | ||
| Q2 24 | 13.2% | 29.6% |
| Q1 26 | — | $1.50 | ||
| Q4 25 | $2.42 | $1.54 | ||
| Q3 25 | $3.92 | $1.54 | ||
| Q2 25 | $4.42 | $1.52 | ||
| Q1 25 | $3.98 | $1.30 | ||
| Q4 24 | $4.71 | $1.01 | ||
| Q3 24 | $5.10 | $1.10 | ||
| Q2 24 | $5.12 | $1.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $738.3M |
| Stockholders' EquityBook value | $3.2B | $9.6B |
| Total Assets | $4.8B | $85.6B |
| Debt / EquityLower = less leverage | — | 0.08× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $738.3M | ||
| Q4 25 | — | $739.5M | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $905.6M | ||
| Q1 25 | — | $907.4M | ||
| Q4 24 | — | $909.2M | ||
| Q3 24 | — | $911.0M | ||
| Q2 24 | — | $912.7M |
| Q1 26 | — | $9.6B | ||
| Q4 25 | $3.2B | $9.5B | ||
| Q3 25 | $3.1B | $9.5B | ||
| Q2 25 | $3.1B | $9.3B | ||
| Q1 25 | $3.0B | $9.2B | ||
| Q4 24 | $2.9B | $9.1B | ||
| Q3 24 | $2.8B | $9.2B | ||
| Q2 24 | $2.7B | $8.8B |
| Q1 26 | — | $85.6B | ||
| Q4 25 | $4.8B | $84.1B | ||
| Q3 25 | $4.8B | $83.2B | ||
| Q2 25 | $4.7B | $81.9B | ||
| Q1 25 | $4.6B | $80.3B | ||
| Q4 24 | $4.5B | $79.0B | ||
| Q3 24 | $4.5B | $79.5B | ||
| Q2 24 | $4.3B | $76.8B |
| Q1 26 | — | 0.08× | ||
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.10× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-8.7M | — |
| Free Cash FlowOCF − Capex | $-13.0M | — |
| FCF MarginFCF / Revenue | -1.1% | — |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | -0.14× | — |
| TTM Free Cash FlowTrailing 4 quarters | $127.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-8.7M | $1.1B | ||
| Q3 25 | $43.4M | $374.7M | ||
| Q2 25 | $37.8M | $270.9M | ||
| Q1 25 | $64.9M | $94.9M | ||
| Q4 24 | $104.4M | $1.4B | ||
| Q3 24 | $-67.9M | $45.3M | ||
| Q2 24 | $27.5M | $224.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-13.0M | $1.0B | ||
| Q3 25 | $42.0M | $362.5M | ||
| Q2 25 | $35.1M | $257.7M | ||
| Q1 25 | $63.5M | $86.6M | ||
| Q4 24 | $102.3M | $1.4B | ||
| Q3 24 | $-68.5M | $35.3M | ||
| Q2 24 | $22.0M | $215.6M |
| Q1 26 | — | — | ||
| Q4 25 | -1.1% | 135.2% | ||
| Q3 25 | 3.7% | 49.5% | ||
| Q2 25 | 3.0% | 36.0% | ||
| Q1 25 | 6.5% | 12.3% | ||
| Q4 24 | 8.5% | 207.0% | ||
| Q3 24 | -6.0% | 5.4% | ||
| Q2 24 | 2.0% | 35.1% |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 6.6% | ||
| Q3 25 | 0.1% | 1.7% | ||
| Q2 25 | 0.2% | 1.8% | ||
| Q1 25 | 0.1% | 1.2% | ||
| Q4 24 | 0.2% | 5.4% | ||
| Q3 24 | 0.1% | 1.5% | ||
| Q2 24 | 0.5% | 1.4% |
| Q1 26 | — | — | ||
| Q4 25 | -0.14× | 4.14× | ||
| Q3 25 | 0.41× | 1.43× | ||
| Q2 25 | 0.31× | 1.05× | ||
| Q1 25 | 0.58× | 0.42× | ||
| Q4 24 | 0.78× | 7.90× | ||
| Q3 24 | -0.47× | 0.23× | ||
| Q2 24 | 0.19× | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MHO
| Southern Homebuilding | $615.6M | 54% |
| Northern Homebuilding | $503.9M | 44% |
| Financial Service | $27.8M | 2% |
| Land | $4.7M | 0% |
WBS
| Net Interest Income | $634.4M | 86% |
| Noninterest Income | $101.5M | 14% |
