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Side-by-side financial comparison of MicroAlgo Inc. (MLGO) and UNION BANKSHARES INC (UNB). Click either name above to swap in a different company.

MicroAlgo Inc. is the larger business by last-quarter revenue ($26.3M vs $14.1M, roughly 1.9× UNION BANKSHARES INC). On growth, UNION BANKSHARES INC posted the faster year-over-year revenue change (6.3% vs -35.5%).

MicroAlgo Inc. is a technology enterprise specializing in custom algorithm optimization solutions. It mainly serves clients across smart city management, industrial internet, and e-commerce sectors, helping enterprises improve operational efficiency, reduce operating costs, and optimize data processing performance for real business scenarios.

Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.

MLGO vs UNB — Head-to-Head

Bigger by revenue
MLGO
MLGO
1.9× larger
MLGO
$26.3M
$14.1M
UNB
Growing faster (revenue YoY)
UNB
UNB
+41.8% gap
UNB
6.3%
-35.5%
MLGO

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
MLGO
MLGO
UNB
UNB
Revenue
$26.3M
$14.1M
Net Profit
Gross Margin
Operating Margin
Net Margin
Revenue YoY
-35.5%
6.3%
Net Profit YoY
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MLGO
MLGO
UNB
UNB
Q4 25
$14.1M
Q3 25
$14.5M
Q2 25
$26.3M
$13.2M
Q1 25
$12.7M
Q4 24
$34.6M
$13.2M
Q3 24
$11.0M
Q2 24
$40.8M
$12.2M
Q1 24
$11.6M
Net Profit
MLGO
MLGO
UNB
UNB
Q4 25
Q3 25
$3.4M
Q2 25
$2.4M
Q1 25
$2.5M
Q4 24
$4.2M
Q3 24
$1.3M
Q2 24
$2.0M
Q1 24
$2.4M
Gross Margin
MLGO
MLGO
UNB
UNB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
26.4%
Q3 24
Q2 24
Q1 24
Operating Margin
MLGO
MLGO
UNB
UNB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
7.0%
Q3 24
Q2 24
Q1 24
Net Margin
MLGO
MLGO
UNB
UNB
Q4 25
Q3 25
23.7%
Q2 25
18.1%
Q1 25
19.7%
Q4 24
12.1%
Q3 24
12.0%
Q2 24
16.5%
Q1 24
20.9%
EPS (diluted)
MLGO
MLGO
UNB
UNB
Q4 25
$0.59
Q3 25
$0.75
Q2 25
$0.52
Q1 25
$0.55
Q4 24
$0.56
$0.65
Q3 24
$0.29
Q2 24
$0.45
Q1 24
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MLGO
MLGO
UNB
UNB
Cash + ST InvestmentsLiquidity on hand
$319.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$317.6M
$80.9M
Total Assets
$330.8M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MLGO
MLGO
UNB
UNB
Q4 25
Q3 25
Q2 25
$319.4M
Q1 25
Q4 24
$164.9M
Q3 24
Q2 24
$66.7M
Q1 24
Stockholders' Equity
MLGO
MLGO
UNB
UNB
Q4 25
$80.9M
Q3 25
$77.7M
Q2 25
$317.6M
$71.3M
Q1 25
$70.1M
Q4 24
$144.9M
$66.5M
Q3 24
$72.3M
Q2 24
$76.0M
$64.0M
Q1 24
$63.8M
Total Assets
MLGO
MLGO
UNB
UNB
Q4 25
$1.6B
Q3 25
$1.6B
Q2 25
$330.8M
$1.5B
Q1 25
$1.5B
Q4 24
$176.3M
$1.5B
Q3 24
$1.5B
Q2 24
$107.6M
$1.4B
Q1 24
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MLGO
MLGO
UNB
UNB
Operating Cash FlowLast quarter
$17.2M
Free Cash FlowOCF − Capex
$16.0M
FCF MarginFCF / Revenue
113.6%
Capex IntensityCapex / Revenue
8.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MLGO
MLGO
UNB
UNB
Q4 25
$17.2M
Q3 25
$9.7M
Q2 25
$288.0K
Q1 25
$4.1M
Q4 24
$4.8M
$12.2M
Q3 24
$1.3M
Q2 24
$3.3M
Q1 24
$1.9M
Free Cash Flow
MLGO
MLGO
UNB
UNB
Q4 25
$16.0M
Q3 25
$9.6M
Q2 25
$-381.0K
Q1 25
$3.9M
Q4 24
$4.8M
$11.1M
Q3 24
$1.1M
Q2 24
$2.9M
Q1 24
$1.5M
FCF Margin
MLGO
MLGO
UNB
UNB
Q4 25
113.6%
Q3 25
65.9%
Q2 25
-2.9%
Q1 25
30.8%
Q4 24
13.8%
83.8%
Q3 24
9.7%
Q2 24
23.8%
Q1 24
12.8%
Capex Intensity
MLGO
MLGO
UNB
UNB
Q4 25
8.9%
Q3 25
1.1%
Q2 25
5.1%
Q1 25
1.1%
Q4 24
0.0%
8.1%
Q3 24
1.9%
Q2 24
0.0%
2.7%
Q1 24
3.3%
Cash Conversion
MLGO
MLGO
UNB
UNB
Q4 25
Q3 25
2.83×
Q2 25
0.12×
Q1 25
1.62×
Q4 24
1.15×
Q3 24
0.97×
Q2 24
1.61×
Q1 24
0.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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