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Side-by-side financial comparison of Martin Marietta Materials (MLM) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Martin Marietta Materials is the larger business by last-quarter revenue ($1.1B vs $731.2M, roughly 1.6× Qfin Holdings, Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 24.5%, a 3.0% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs -4.5%).

Martin Marietta Materials, Inc. is an American company and a supplier of aggregates and heavy building materials, with operations spanning 26 states, Canada, and the Caribbean. In particular, Martin Marietta Materials supplies resources for the construction of roads, sidewalks, and foundations.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

MLM vs QFIN — Head-to-Head

Bigger by revenue
MLM
MLM
1.6× larger
MLM
$1.1B
$731.2M
QFIN
Higher net margin
QFIN
QFIN
3.0% more per $
QFIN
27.5%
24.5%
MLM
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
-4.5%
MLM

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
MLM
MLM
QFIN
QFIN
Revenue
$1.1B
$731.2M
Net Profit
$279.0M
$201.2M
Gross Margin
35.0%
Operating Margin
24.6%
32.7%
Net Margin
24.5%
27.5%
Revenue YoY
-30.1%
Net Profit YoY
-4.8%
EPS (diluted)
$4.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MLM
MLM
QFIN
QFIN
Q4 25
$1.1B
Q3 25
$1.8B
$731.2M
Q2 25
$1.8B
$728.1M
Q1 25
$1.4B
$646.4M
Q4 24
$1.6B
Q3 24
$1.9B
$622.7M
Q2 24
$1.8B
$572.4M
Q1 24
$1.3B
$575.2M
Net Profit
MLM
MLM
QFIN
QFIN
Q4 25
$279.0M
Q3 25
$414.0M
$201.2M
Q2 25
$328.0M
$241.6M
Q1 25
$116.0M
$247.6M
Q4 24
$293.0M
Q3 24
$363.0M
$256.3M
Q2 24
$294.0M
$189.4M
Q1 24
$1.0B
$160.7M
Gross Margin
MLM
MLM
QFIN
QFIN
Q4 25
35.0%
Q3 25
33.1%
Q2 25
30.0%
Q1 25
24.8%
Q4 24
30.0%
Q3 24
31.7%
Q2 24
29.3%
Q1 24
21.7%
Operating Margin
MLM
MLM
QFIN
QFIN
Q4 25
24.6%
Q3 25
27.4%
32.7%
Q2 25
25.3%
41.0%
Q1 25
14.3%
42.1%
Q4 24
24.4%
Q3 24
25.9%
52.4%
Q2 24
22.6%
47.7%
Q1 24
32.8%
Net Margin
MLM
MLM
QFIN
QFIN
Q4 25
24.5%
Q3 25
22.4%
27.5%
Q2 25
18.1%
33.2%
Q1 25
8.6%
38.3%
Q4 24
18.0%
Q3 24
19.2%
41.2%
Q2 24
16.7%
33.1%
Q1 24
83.5%
27.9%
EPS (diluted)
MLM
MLM
QFIN
QFIN
Q4 25
$4.59
Q3 25
$6.85
Q2 25
$5.43
Q1 25
$1.90
Q4 24
$4.87
Q3 24
$5.91
Q2 24
$4.76
Q1 24
$16.87

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MLM
MLM
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$67.0M
$6.5B
Total DebtLower is stronger
$5.3B
Stockholders' EquityBook value
$10.0B
$24.3B
Total Assets
$18.7B
$61.4B
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MLM
MLM
QFIN
QFIN
Q4 25
$67.0M
Q3 25
$57.0M
$6.5B
Q2 25
$225.0M
$5.3B
Q1 25
$101.0M
$8.6B
Q4 24
$670.0M
Q3 24
$52.0M
$4.3B
Q2 24
$109.0M
$6.3B
Q1 24
$2.6B
$5.3B
Total Debt
MLM
MLM
QFIN
QFIN
Q4 25
$5.3B
Q3 25
$5.5B
Q2 25
$5.4B
Q1 25
$5.4B
Q4 24
$5.4B
Q3 24
$4.0B
Q2 24
$4.3B
Q1 24
$4.3B
Stockholders' Equity
MLM
MLM
QFIN
QFIN
Q4 25
$10.0B
Q3 25
$9.7B
$24.3B
Q2 25
$9.4B
$24.1B
Q1 25
$9.1B
$23.1B
Q4 24
$9.5B
Q3 24
$9.2B
$22.9B
Q2 24
$8.8B
$22.6B
Q1 24
$8.9B
$22.1B
Total Assets
MLM
MLM
QFIN
QFIN
Q4 25
$18.7B
Q3 25
$18.7B
$61.4B
Q2 25
$18.1B
$59.8B
Q1 25
$17.7B
$55.6B
Q4 24
$18.2B
Q3 24
$16.5B
$47.0B
Q2 24
$16.3B
$47.0B
Q1 24
$16.2B
$47.4B
Debt / Equity
MLM
MLM
QFIN
QFIN
Q4 25
0.53×
Q3 25
0.57×
Q2 25
0.58×
Q1 25
0.60×
Q4 24
0.57×
Q3 24
0.44×
Q2 24
0.49×
Q1 24
0.49×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MLM
MLM
QFIN
QFIN
Operating Cash FlowLast quarter
$629.0M
$351.4M
Free Cash FlowOCF − Capex
$424.0M
FCF MarginFCF / Revenue
37.2%
Capex IntensityCapex / Revenue
18.0%
Cash ConversionOCF / Net Profit
2.25×
1.75×
TTM Free Cash FlowTrailing 4 quarters
$978.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MLM
MLM
QFIN
QFIN
Q4 25
$629.0M
Q3 25
$551.0M
$351.4M
Q2 25
$387.0M
$366.0M
Q1 25
$218.0M
$386.6M
Q4 24
$686.0M
Q3 24
$600.0M
$338.0M
Q2 24
$1.0M
$269.9M
Q1 24
$172.0M
$271.2M
Free Cash Flow
MLM
MLM
QFIN
QFIN
Q4 25
$424.0M
Q3 25
$361.0M
Q2 25
$208.0M
Q1 25
$-15.0M
Q4 24
$453.0M
Q3 24
$317.0M
Q2 24
$-138.0M
Q1 24
$-28.0M
FCF Margin
MLM
MLM
QFIN
QFIN
Q4 25
37.2%
Q3 25
19.6%
Q2 25
11.5%
Q1 25
-1.1%
Q4 24
27.8%
Q3 24
16.8%
Q2 24
-7.8%
Q1 24
-2.2%
Capex Intensity
MLM
MLM
QFIN
QFIN
Q4 25
18.0%
Q3 25
10.3%
Q2 25
9.9%
Q1 25
17.2%
Q4 24
14.3%
Q3 24
15.0%
Q2 24
7.9%
Q1 24
16.0%
Cash Conversion
MLM
MLM
QFIN
QFIN
Q4 25
2.25×
Q3 25
1.33×
1.75×
Q2 25
1.18×
1.52×
Q1 25
1.88×
1.56×
Q4 24
2.34×
Q3 24
1.65×
1.32×
Q2 24
0.00×
1.43×
Q1 24
0.16×
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MLM
MLM

Building Materials Business East Group$774.0M68%
Building Materials Business West Group$233.0M20%
Services$88.0M8%
Other$45.0M4%

QFIN
QFIN

Segment breakdown not available.

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