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Side-by-side financial comparison of MILLER INDUSTRIES INC (MLR) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.

MILLER INDUSTRIES INC is the larger business by last-quarter revenue ($171.9M vs $159.0M, roughly 1.1× ServisFirst Bancshares, Inc.). Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs -29.9%).

Miller Industries is an American tow truck and towing equipment manufacturing company based in the Chattanooga suburb of Ooltewah, Tennessee. Its primary subsidiary, Miller Industries Towing Equipment Inc., manufactures a variety of light- to heavy-duty wreckers, car carriers, and rotators under several brand names, including Century, Vulcan, Chevron, and Holmes. Miller Industries also operates international brands with Boniface (U.K.) and Jige (France). It is listed on the New York Stock Exc...

ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.

MLR vs SFBS — Head-to-Head

Bigger by revenue
MLR
MLR
1.1× larger
MLR
$171.9M
$159.0M
SFBS
Faster 2-yr revenue CAGR
SFBS
SFBS
Annualised
SFBS
17.7%
-29.9%
MLR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MLR
MLR
SFBS
SFBS
Revenue
$171.9M
$159.0M
Net Profit
$83.0M
Gross Margin
15.4%
Operating Margin
2.9%
Net Margin
52.2%
Revenue YoY
-22.5%
Net Profit YoY
31.2%
EPS (diluted)
$0.29
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MLR
MLR
SFBS
SFBS
Q1 26
$159.0M
Q4 25
$171.9M
$162.2M
Q3 25
$178.7M
$136.3M
Q2 25
$214.0M
$132.1M
Q1 25
$225.7M
$131.8M
Q4 24
$221.9M
$131.9M
Q3 24
$314.3M
$123.7M
Q2 24
$371.5M
$114.8M
Net Profit
MLR
MLR
SFBS
SFBS
Q1 26
$83.0M
Q4 25
$86.4M
Q3 25
$3.1M
$65.6M
Q2 25
$8.5M
$61.4M
Q1 25
$8.1M
$63.2M
Q4 24
$65.2M
Q3 24
$15.4M
$59.9M
Q2 24
$20.5M
$52.1M
Gross Margin
MLR
MLR
SFBS
SFBS
Q1 26
Q4 25
15.4%
Q3 25
14.2%
Q2 25
16.2%
Q1 25
15.0%
Q4 24
15.1%
Q3 24
13.4%
Q2 24
13.8%
Operating Margin
MLR
MLR
SFBS
SFBS
Q1 26
Q4 25
2.9%
66.3%
Q3 25
2.4%
57.8%
Q2 25
5.3%
58.0%
Q1 25
4.8%
60.0%
Q4 24
5.7%
60.2%
Q3 24
6.3%
58.5%
Q2 24
7.1%
58.0%
Net Margin
MLR
MLR
SFBS
SFBS
Q1 26
52.2%
Q4 25
59.0%
Q3 25
1.7%
48.1%
Q2 25
4.0%
46.5%
Q1 25
3.6%
48.0%
Q4 24
52.9%
Q3 24
4.9%
48.4%
Q2 24
5.5%
45.4%
EPS (diluted)
MLR
MLR
SFBS
SFBS
Q1 26
$1.52
Q4 25
$0.29
$1.58
Q3 25
$0.27
$1.20
Q2 25
$0.73
$1.12
Q1 25
$0.69
$1.16
Q4 24
$0.89
$1.19
Q3 24
$1.33
$1.10
Q2 24
$1.78
$0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MLR
MLR
SFBS
SFBS
Cash + ST InvestmentsLiquidity on hand
$1.8B
Total DebtLower is stronger
Stockholders' EquityBook value
$420.6M
$1.9B
Total Assets
$589.7M
$18.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MLR
MLR
SFBS
SFBS
Q1 26
$1.8B
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
MLR
MLR
SFBS
SFBS
Q1 26
$1.9B
Q4 25
$420.6M
$1.8B
Q3 25
$420.7M
$1.8B
Q2 25
$418.6M
$1.7B
Q1 25
$406.5M
$1.7B
Q4 24
$401.0M
$1.6B
Q3 24
$395.2M
$1.6B
Q2 24
$379.9M
$1.5B
Total Assets
MLR
MLR
SFBS
SFBS
Q1 26
$18.2B
Q4 25
$589.7M
$17.7B
Q3 25
$604.3M
$17.6B
Q2 25
$622.9M
$17.4B
Q1 25
$639.7M
$18.6B
Q4 24
$667.0M
$17.4B
Q3 24
$755.3M
$16.4B
Q2 24
$748.2M
$16.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MLR
MLR
SFBS
SFBS
Operating Cash FlowLast quarter
$48.9M
Free Cash FlowOCF − Capex
$43.8M
FCF MarginFCF / Revenue
25.5%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$85.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MLR
MLR
SFBS
SFBS
Q1 26
Q4 25
$48.9M
$355.2M
Q3 25
$19.9M
$140.9M
Q2 25
$27.2M
$67.6M
Q1 25
$2.7M
$48.0M
Q4 24
$-11.7M
$252.9M
Q3 24
$30.3M
$84.0M
Q2 24
$-10.7M
$48.3M
Free Cash Flow
MLR
MLR
SFBS
SFBS
Q1 26
Q4 25
$43.8M
Q3 25
$18.1M
Q2 25
$25.6M
Q1 25
$-2.4M
Q4 24
$-13.0M
Q3 24
$24.0M
Q2 24
$-13.8M
FCF Margin
MLR
MLR
SFBS
SFBS
Q1 26
Q4 25
25.5%
Q3 25
10.1%
Q2 25
11.9%
Q1 25
-1.1%
Q4 24
-5.9%
Q3 24
7.6%
Q2 24
-3.7%
Capex Intensity
MLR
MLR
SFBS
SFBS
Q1 26
Q4 25
3.0%
Q3 25
1.0%
Q2 25
0.8%
Q1 25
2.3%
Q4 24
0.6%
Q3 24
2.0%
Q2 24
0.8%
Cash Conversion
MLR
MLR
SFBS
SFBS
Q1 26
Q4 25
4.11×
Q3 25
6.46×
2.15×
Q2 25
3.22×
1.10×
Q1 25
0.34×
0.76×
Q4 24
3.88×
Q3 24
1.96×
1.40×
Q2 24
-0.52×
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MLR
MLR

Segment breakdown not available.

SFBS
SFBS

Net Interest Income$148.1M93%
Noninterest Income$10.8M7%

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