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Side-by-side financial comparison of MidWestOne Financial Group, Inc. (MOFG) and CarParts.com, Inc. (PRTS). Click either name above to swap in a different company.

CarParts.com, Inc. is the larger business by last-quarter revenue ($120.4M vs $61.3M, roughly 2.0× MidWestOne Financial Group, Inc.). MidWestOne Financial Group, Inc. runs the higher net margin — 27.8% vs -9.6%, a 37.4% gap on every dollar of revenue. On growth, MidWestOne Financial Group, Inc. posted the faster year-over-year revenue change (35.9% vs -9.8%). Over the past eight quarters, MidWestOne Financial Group, Inc.'s revenue compounded faster (37.2% CAGR vs -8.6%).

MidWestOne Financial Group, Inc. is a bank holding company headquartered in Iowa City, Iowa. The bank operates 56 branches. It is the 3rd largest bank headquartered in Iowa. It operates in Iowa, Minnesota, Wisconsin, Colorado, and Florida.

Genuine Parts Company (GPC) is an American automotive and industrial parts distributor based in Atlanta, Georgia. Established by brothers Carlyle and Malcolm Fraser in 1928, the company has approximately 60,000 employees. In addition to the United States, GPC has operated in Australasia, Belgium, Canada, France, Germany, Mexico, the Netherlands, Poland, and the United Kingdom. GPC's subsidiaries include industrial parts distributor Motion as well as NAPA Auto Parts, which primarily sells part...

MOFG vs PRTS — Head-to-Head

Bigger by revenue
PRTS
PRTS
2.0× larger
PRTS
$120.4M
$61.3M
MOFG
Growing faster (revenue YoY)
MOFG
MOFG
+45.8% gap
MOFG
35.9%
-9.8%
PRTS
Higher net margin
MOFG
MOFG
37.4% more per $
MOFG
27.8%
-9.6%
PRTS
Faster 2-yr revenue CAGR
MOFG
MOFG
Annualised
MOFG
37.2%
-8.6%
PRTS

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
MOFG
MOFG
PRTS
PRTS
Revenue
$61.3M
$120.4M
Net Profit
$17.0M
$-11.6M
Gross Margin
33.2%
Operating Margin
35.1%
Net Margin
27.8%
-9.6%
Revenue YoY
35.9%
-9.8%
Net Profit YoY
117.8%
25.0%
EPS (diluted)
$0.82
$-0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MOFG
MOFG
PRTS
PRTS
Q4 25
$120.4M
Q3 25
$61.3M
$127.8M
Q2 25
$60.2M
$151.9M
Q1 25
$57.6M
$147.4M
Q4 24
$48.9M
$133.5M
Q3 24
$37.5M
$144.8M
Q2 24
$57.9M
$144.3M
Q1 24
$44.5M
Net Profit
MOFG
MOFG
PRTS
PRTS
Q4 25
$-11.6M
Q3 25
$17.0M
$-10.9M
Q2 25
$10.0M
$-12.7M
Q1 25
$15.1M
$-15.3M
Q4 24
$16.3M
$-15.4M
Q3 24
$-95.7M
$-10.0M
Q2 24
$15.8M
$-8.7M
Q1 24
$3.3M
Gross Margin
MOFG
MOFG
PRTS
PRTS
Q4 25
33.2%
Q3 25
33.1%
Q2 25
32.8%
Q1 25
32.1%
Q4 24
32.5%
Q3 24
35.2%
Q2 24
33.5%
Q1 24
Operating Margin
MOFG
MOFG
PRTS
PRTS
Q4 25
Q3 25
35.1%
-7.9%
Q2 25
20.9%
-8.2%
Q1 25
34.0%
-10.3%
Q4 24
43.1%
-11.6%
Q3 24
-347.0%
-6.9%
Q2 24
36.0%
-6.0%
Q1 24
9.5%
Net Margin
MOFG
MOFG
PRTS
PRTS
Q4 25
-9.6%
Q3 25
27.8%
-8.5%
Q2 25
16.6%
-8.4%
Q1 25
26.3%
-10.4%
Q4 24
33.4%
-11.5%
Q3 24
-255.1%
-6.9%
Q2 24
27.3%
-6.0%
Q1 24
7.3%
EPS (diluted)
MOFG
MOFG
PRTS
PRTS
Q4 25
$-0.82
Q3 25
$0.82
$-0.19
Q2 25
$0.48
$-0.23
Q1 25
$0.73
$-0.27
Q4 24
$1.30
$-0.28
Q3 24
$-6.05
$-0.17
Q2 24
$1.00
$-0.15
Q1 24
$0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MOFG
MOFG
PRTS
PRTS
Cash + ST InvestmentsLiquidity on hand
$25.8M
Total DebtLower is stronger
$98.0M
Stockholders' EquityBook value
$606.1M
$53.5M
Total Assets
$6.2B
$184.9M
Debt / EquityLower = less leverage
0.16×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MOFG
MOFG
PRTS
PRTS
Q4 25
$25.8M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
MOFG
MOFG
PRTS
PRTS
Q4 25
Q3 25
$98.0M
Q2 25
$112.3M
Q1 25
$111.4M
Q4 24
$113.4M
Q3 24
$115.1M
Q2 24
$114.8M
Q1 24
$122.1M
Stockholders' Equity
MOFG
MOFG
PRTS
PRTS
Q4 25
$53.5M
Q3 25
$606.1M
$64.2M
Q2 25
$589.0M
$62.4M
Q1 25
$579.6M
$72.8M
Q4 24
$559.7M
$85.2M
Q3 24
$562.2M
$97.2M
Q2 24
$543.3M
$103.9M
Q1 24
$528.0M
Total Assets
MOFG
MOFG
PRTS
PRTS
Q4 25
$184.9M
Q3 25
$6.2B
$200.3M
Q2 25
$6.2B
$189.6M
Q1 25
$6.3B
$216.5M
Q4 24
$6.2B
$210.6M
Q3 24
$6.6B
$227.6M
Q2 24
$6.6B
$238.0M
Q1 24
$6.7B
Debt / Equity
MOFG
MOFG
PRTS
PRTS
Q4 25
Q3 25
0.16×
Q2 25
0.19×
Q1 25
0.19×
Q4 24
0.20×
Q3 24
0.20×
Q2 24
0.21×
Q1 24
0.23×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MOFG
MOFG
PRTS
PRTS
Operating Cash FlowLast quarter
$17.7M
Free Cash FlowOCF − Capex
$16.7M
FCF MarginFCF / Revenue
27.3%
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
1.04×
TTM Free Cash FlowTrailing 4 quarters
$109.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MOFG
MOFG
PRTS
PRTS
Q4 25
Q3 25
$17.7M
$-6.4M
Q2 25
$24.9M
$-25.6M
Q1 25
$8.7M
$5.5M
Q4 24
$63.2M
$1.8M
Q3 24
$-2.8M
$8.5M
Q2 24
$25.2M
$-3.6M
Q1 24
$9.6M
Free Cash Flow
MOFG
MOFG
PRTS
PRTS
Q4 25
Q3 25
$16.7M
$-8.3M
Q2 25
$23.8M
$-27.9M
Q1 25
$8.3M
$3.4M
Q4 24
$60.8M
$-631.0K
Q3 24
$-3.0M
$4.9M
Q2 24
$24.6M
$-10.8M
Q1 24
$9.1M
FCF Margin
MOFG
MOFG
PRTS
PRTS
Q4 25
Q3 25
27.3%
-6.5%
Q2 25
39.5%
-18.3%
Q1 25
14.4%
2.3%
Q4 24
124.2%
-0.5%
Q3 24
-7.9%
3.4%
Q2 24
42.5%
-7.5%
Q1 24
20.4%
Capex Intensity
MOFG
MOFG
PRTS
PRTS
Q4 25
Q3 25
1.5%
1.5%
Q2 25
1.9%
1.5%
Q1 25
0.7%
1.4%
Q4 24
4.9%
1.8%
Q3 24
0.6%
2.5%
Q2 24
1.1%
4.9%
Q1 24
1.2%
Cash Conversion
MOFG
MOFG
PRTS
PRTS
Q4 25
Q3 25
1.04×
Q2 25
2.50×
Q1 25
0.57×
Q4 24
3.87×
Q3 24
Q2 24
1.60×
Q1 24
2.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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