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Side-by-side financial comparison of Mosaic Company (The) (MOS) and Triumph Financial, Inc. (TFIN). Click either name above to swap in a different company.

Mosaic Company (The) is the larger business by last-quarter revenue ($3.0B vs $2.4B, roughly 1.2× Triumph Financial, Inc.). Triumph Financial, Inc. runs the higher net margin — 0.3% vs -17.5%, a 17.7% gap on every dollar of revenue. On growth, Triumph Financial, Inc. posted the faster year-over-year revenue change (100.5% vs 5.6%). Over the past eight quarters, Triumph Financial, Inc.'s revenue compounded faster (377.6% CAGR vs 5.3%).

The Mosaic Company is an American chemical company based in Tampa, Florida, which mines phosphate, potash, and collects urea for fertilizer, through various international distribution networks, and Mosaic Fertilizantes. It is the largest U.S. producer of potash and phosphate fertilizer.

The Triumph Motor Company was a British car and motor manufacturing company in the 19th and 20th centuries. The marque had its origins in 1885 when Siegfried Bettmann of Nuremberg formed S. Bettmann & Co. and started importing bicycles from Europe and selling them under his own trade name in London. The trade name became "Triumph" the following year, and in 1887 Bettmann was joined by a partner, Moritz Schulte, also from Germany. In 1889, the businessmen started producing their own bicycles i...

MOS vs TFIN — Head-to-Head

Bigger by revenue
MOS
MOS
1.2× larger
MOS
$3.0B
$2.4B
TFIN
Growing faster (revenue YoY)
TFIN
TFIN
+94.9% gap
TFIN
100.5%
5.6%
MOS
Higher net margin
TFIN
TFIN
17.7% more per $
TFIN
0.3%
-17.5%
MOS
Faster 2-yr revenue CAGR
TFIN
TFIN
Annualised
TFIN
377.6%
5.3%
MOS

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MOS
MOS
TFIN
TFIN
Revenue
$3.0B
$2.4B
Net Profit
$-519.5M
$6.4M
Gross Margin
11.5%
86.1%
Operating Margin
-3.4%
Net Margin
-17.5%
0.3%
Revenue YoY
5.6%
100.5%
Net Profit YoY
-407.4%
EPS (diluted)
$-1.63
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MOS
MOS
TFIN
TFIN
Q1 26
$2.4B
Q4 25
$3.0B
$120.1M
Q3 25
$3.5B
$109.3M
Q2 25
$3.0B
$108.1M
Q1 25
$2.6B
$101.6M
Q4 24
$2.8B
$103.6M
Q3 24
$2.8B
$106.2M
Q2 24
$2.8B
$105.1M
Net Profit
MOS
MOS
TFIN
TFIN
Q1 26
$6.4M
Q4 25
$-519.5M
Q3 25
$411.4M
$1.7M
Q2 25
$410.7M
$4.4M
Q1 25
$238.1M
$17.0K
Q4 24
$169.0M
$3.8M
Q3 24
$122.2M
$5.3M
Q2 24
$-161.5M
$2.7M
Gross Margin
MOS
MOS
TFIN
TFIN
Q1 26
86.1%
Q4 25
11.5%
Q3 25
16.0%
Q2 25
17.3%
Q1 25
18.6%
Q4 24
10.7%
Q3 24
14.8%
Q2 24
14.0%
Operating Margin
MOS
MOS
TFIN
TFIN
Q1 26
Q4 25
-3.4%
Q3 25
9.8%
1.2%
Q2 25
8.1%
7.3%
Q1 25
12.9%
0.1%
Q4 24
3.5%
5.6%
Q3 24
4.1%
5.9%
Q2 24
8.3%
3.4%
Net Margin
MOS
MOS
TFIN
TFIN
Q1 26
0.3%
Q4 25
-17.5%
Q3 25
11.9%
1.6%
Q2 25
13.7%
4.1%
Q1 25
9.1%
0.0%
Q4 24
6.0%
3.7%
Q3 24
4.3%
5.0%
Q2 24
-5.7%
2.6%
EPS (diluted)
MOS
MOS
TFIN
TFIN
Q1 26
$0.23
Q4 25
$-1.63
Q3 25
$1.29
$0.04
Q2 25
$1.29
$0.15
Q1 25
$0.75
$-0.03
Q4 24
$0.53
$0.13
Q3 24
$0.38
$0.19
Q2 24
$-0.50
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MOS
MOS
TFIN
TFIN
Cash + ST InvestmentsLiquidity on hand
$276.6M
Total DebtLower is stronger
$4.3B
Stockholders' EquityBook value
$12.1B
$950.7M
Total Assets
$24.5B
$6.9B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MOS
MOS
TFIN
TFIN
Q1 26
Q4 25
$276.6M
$248.5M
Q3 25
$153.3M
$147.2M
Q2 25
$286.2M
$282.3M
Q1 25
$259.2M
$502.9M
Q4 24
$272.8M
$330.1M
Q3 24
$301.6M
$489.3M
Q2 24
$322.0M
$500.7M
Total Debt
MOS
MOS
TFIN
TFIN
Q1 26
Q4 25
$4.3B
Q3 25
$3.4B
Q2 25
$3.3B
Q1 25
$3.3B
Q4 24
$3.3B
Q3 24
$3.2B
Q2 24
$3.2B
Stockholders' Equity
MOS
MOS
TFIN
TFIN
Q1 26
$950.7M
Q4 25
$12.1B
$941.8M
Q3 25
$12.8B
$919.3M
Q2 25
$12.4B
$912.4M
Q1 25
$11.8B
$893.9M
Q4 24
$11.5B
$890.9M
Q3 24
$11.8B
$885.8M
Q2 24
$11.7B
$874.2M
Total Assets
MOS
MOS
TFIN
TFIN
Q1 26
$6.9B
Q4 25
$24.5B
$6.4B
Q3 25
$24.7B
$6.4B
Q2 25
$24.3B
$6.5B
Q1 25
$23.2B
$6.3B
Q4 24
$22.9B
$5.9B
Q3 24
$23.3B
$5.9B
Q2 24
$22.6B
$5.8B
Debt / Equity
MOS
MOS
TFIN
TFIN
Q1 26
Q4 25
0.35×
Q3 25
0.26×
Q2 25
0.27×
Q1 25
0.28×
Q4 24
0.29×
Q3 24
0.27×
Q2 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MOS
MOS
TFIN
TFIN
Operating Cash FlowLast quarter
$-56.1M
Free Cash FlowOCF − Capex
$-405.7M
FCF MarginFCF / Revenue
-13.6%
Capex IntensityCapex / Revenue
11.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-534.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MOS
MOS
TFIN
TFIN
Q1 26
Q4 25
$-56.1M
$67.1M
Q3 25
$228.5M
$24.4M
Q2 25
$609.5M
$9.8M
Q1 25
$42.9M
$-3.6M
Q4 24
$219.3M
$58.5M
Q3 24
$312.9M
$26.6M
Q2 24
$847.0M
$21.9M
Free Cash Flow
MOS
MOS
TFIN
TFIN
Q1 26
Q4 25
$-405.7M
Q3 25
$-135.9M
$22.4M
Q2 25
$304.9M
$6.8M
Q1 25
$-297.9M
$-7.9M
Q4 24
$-74.8M
Q3 24
$72.1M
$25.8M
Q2 24
$513.1M
$-31.9M
FCF Margin
MOS
MOS
TFIN
TFIN
Q1 26
Q4 25
-13.6%
Q3 25
-3.9%
20.5%
Q2 25
10.1%
6.2%
Q1 25
-11.4%
-7.7%
Q4 24
-2.7%
Q3 24
2.6%
24.3%
Q2 24
18.2%
-30.3%
Capex Intensity
MOS
MOS
TFIN
TFIN
Q1 26
Q4 25
11.8%
Q3 25
10.6%
1.8%
Q2 25
10.1%
2.8%
Q1 25
13.0%
4.2%
Q4 24
10.4%
Q3 24
8.6%
0.8%
Q2 24
11.9%
51.1%
Cash Conversion
MOS
MOS
TFIN
TFIN
Q1 26
Q4 25
Q3 25
0.56×
14.29×
Q2 25
1.48×
2.22×
Q1 25
0.18×
-212.82×
Q4 24
1.30×
15.25×
Q3 24
2.56×
4.97×
Q2 24
7.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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