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Side-by-side financial comparison of MP Materials Corp. (MP) and S&T BANCORP INC (STBA). Click either name above to swap in a different company.

S&T BANCORP INC is the larger business by last-quarter revenue ($102.1M vs $52.7M, roughly 1.9× MP Materials Corp.). S&T BANCORP INC runs the higher net margin — 34.4% vs 17.9%, a 16.5% gap on every dollar of revenue. Over the past eight quarters, MP Materials Corp.'s revenue compounded faster (4.0% CAGR vs 2.6%).

MP Materials Corp. is a U.S.-based producer of rare earth materials. The company owns and operates the Mountain Pass mine in California, the only active rare earth mining and processing facility in the Western Hemisphere, producing essential materials for electric vehicles, wind turbines, and defense applications.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

MP vs STBA — Head-to-Head

Bigger by revenue
STBA
STBA
1.9× larger
STBA
$102.1M
$52.7M
MP
Higher net margin
STBA
STBA
16.5% more per $
STBA
34.4%
17.9%
MP
Faster 2-yr revenue CAGR
MP
MP
Annualised
MP
4.0%
2.6%
STBA

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MP
MP
STBA
STBA
Revenue
$52.7M
$102.1M
Net Profit
$9.4M
$35.1M
Gross Margin
Operating Margin
-7.0%
Net Margin
17.9%
34.4%
Revenue YoY
-13.6%
Net Profit YoY
142.2%
5.0%
EPS (diluted)
$0.07
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MP
MP
STBA
STBA
Q1 26
$102.1M
Q4 25
$52.7M
$105.3M
Q3 25
$53.6M
$103.0M
Q2 25
$57.4M
$100.1M
Q1 25
$60.8M
$93.8M
Q4 24
$61.0M
$94.3M
Q3 24
$62.9M
$96.4M
Q2 24
$31.3M
$96.9M
Net Profit
MP
MP
STBA
STBA
Q1 26
$35.1M
Q4 25
$9.4M
$34.0M
Q3 25
$-41.8M
$35.0M
Q2 25
$-30.9M
$31.9M
Q1 25
$-22.6M
$33.4M
Q4 24
$-22.3M
$33.1M
Q3 24
$-25.5M
$32.6M
Q2 24
$-34.1M
$34.4M
Operating Margin
MP
MP
STBA
STBA
Q1 26
Q4 25
-7.0%
40.3%
Q3 25
-125.2%
42.6%
Q2 25
-76.5%
40.0%
Q1 25
-57.2%
44.5%
Q4 24
-72.1%
43.8%
Q3 24
-62.8%
43.0%
Q2 24
-171.1%
44.2%
Net Margin
MP
MP
STBA
STBA
Q1 26
34.4%
Q4 25
17.9%
32.3%
Q3 25
-78.0%
33.9%
Q2 25
-53.8%
31.9%
Q1 25
-37.2%
35.6%
Q4 24
-36.6%
35.1%
Q3 24
-40.5%
33.8%
Q2 24
-108.9%
35.5%
EPS (diluted)
MP
MP
STBA
STBA
Q1 26
$0.94
Q4 25
$0.07
$0.88
Q3 25
$-0.24
$0.91
Q2 25
$-0.19
$0.83
Q1 25
$-0.14
$0.87
Q4 24
$-0.12
$0.86
Q3 24
$-0.16
$0.85
Q2 24
$-0.21
$0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MP
MP
STBA
STBA
Cash + ST InvestmentsLiquidity on hand
$1.2B
Total DebtLower is stronger
$998.7M
$100.8M
Stockholders' EquityBook value
$2.0B
$1.4B
Total Assets
$3.9B
$9.9B
Debt / EquityLower = less leverage
0.50×
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MP
MP
STBA
STBA
Q1 26
Q4 25
$1.2B
$163.4M
Q3 25
$1.1B
$196.2M
Q2 25
$261.5M
$203.1M
Q1 25
$198.3M
$211.8M
Q4 24
$282.4M
$244.8M
Q3 24
$284.4M
$228.1M
Q2 24
$295.6M
$246.3M
Total Debt
MP
MP
STBA
STBA
Q1 26
$100.8M
Q4 25
$998.7M
Q3 25
$997.3M
Q2 25
$910.8M
Q1 25
$909.8M
Q4 24
$908.7M
Q3 24
Q2 24
Stockholders' Equity
MP
MP
STBA
STBA
Q1 26
$1.4B
Q4 25
$2.0B
$1.5B
Q3 25
$2.0B
$1.5B
Q2 25
$1.0B
$1.4B
Q1 25
$1.0B
$1.4B
Q4 24
$1.1B
$1.4B
Q3 24
$1.1B
$1.4B
Q2 24
$1.1B
$1.3B
Total Assets
MP
MP
STBA
STBA
Q1 26
$9.9B
Q4 25
$3.9B
$9.9B
Q3 25
$3.8B
$9.8B
Q2 25
$2.3B
$9.8B
Q1 25
$2.4B
$9.7B
Q4 24
$2.3B
$9.7B
Q3 24
$2.3B
$9.6B
Q2 24
$2.4B
$9.6B
Debt / Equity
MP
MP
STBA
STBA
Q1 26
0.07×
Q4 25
0.50×
Q3 25
0.51×
Q2 25
0.90×
Q1 25
0.88×
Q4 24
0.86×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MP
MP
STBA
STBA
Operating Cash FlowLast quarter
$-46.9M
Free Cash FlowOCF − Capex
$-109.3M
FCF MarginFCF / Revenue
-207.4%
Capex IntensityCapex / Revenue
118.5%
Cash ConversionOCF / Net Profit
-4.97×
TTM Free Cash FlowTrailing 4 quarters
$-328.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MP
MP
STBA
STBA
Q1 26
Q4 25
$-46.9M
$133.6M
Q3 25
$-42.0M
$40.5M
Q2 25
$-3.7M
$28.3M
Q1 25
$-63.2M
$28.7M
Q4 24
$30.5M
$173.4M
Q3 24
$-6.8M
$27.6M
Q2 24
$30.8M
$44.7M
Free Cash Flow
MP
MP
STBA
STBA
Q1 26
Q4 25
$-109.3M
$128.8M
Q3 25
$-92.5M
$39.9M
Q2 25
$-32.7M
$27.1M
Q1 25
$-93.7M
$27.0M
Q4 24
$-11.2M
$170.4M
Q3 24
$-53.3M
$26.9M
Q2 24
$-15.6M
$43.9M
FCF Margin
MP
MP
STBA
STBA
Q1 26
Q4 25
-207.4%
122.4%
Q3 25
-172.8%
38.7%
Q2 25
-56.9%
27.1%
Q1 25
-154.0%
28.8%
Q4 24
-18.3%
180.7%
Q3 24
-84.7%
28.0%
Q2 24
-50.1%
45.3%
Capex Intensity
MP
MP
STBA
STBA
Q1 26
Q4 25
118.5%
4.5%
Q3 25
94.3%
0.6%
Q2 25
50.5%
1.2%
Q1 25
50.1%
1.8%
Q4 24
68.3%
3.1%
Q3 24
73.8%
0.7%
Q2 24
148.7%
0.9%
Cash Conversion
MP
MP
STBA
STBA
Q1 26
Q4 25
-4.97×
3.93×
Q3 25
1.16×
Q2 25
0.89×
Q1 25
0.86×
Q4 24
5.24×
Q3 24
0.85×
Q2 24
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MP
MP

Materials Segment$35.6M68%
Other$17.1M32%

STBA
STBA

Net Interest Income$88.4M87%
Noninterest Income$13.6M13%

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