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Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and NPK International Inc. (NPKI). Click either name above to swap in a different company.
NPK International Inc. is the larger business by last-quarter revenue ($75.2M vs $62.0M, roughly 1.2× MID PENN BANCORP INC). On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs 30.7%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $5.8M). Over the past eight quarters, NPK International Inc.'s revenue compounded faster (23.9% CAGR vs 21.1%).
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
MPB vs NPKI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $62.0M | $75.2M |
| Net Profit | $19.4M | — |
| Gross Margin | — | 37.7% |
| Operating Margin | 43.6% | 16.7% |
| Net Margin | 31.4% | — |
| Revenue YoY | 30.8% | 30.7% |
| Net Profit YoY | 47.0% | — |
| EPS (diluted) | $0.83 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $62.0M | $75.2M | ||
| Q3 25 | $61.8M | $68.8M | ||
| Q2 25 | $54.3M | $68.2M | ||
| Q1 25 | $47.7M | $64.8M | ||
| Q4 24 | $47.4M | $57.5M | ||
| Q3 24 | $45.3M | $44.2M | ||
| Q2 24 | $44.1M | $66.8M | ||
| Q1 24 | $42.3M | $49.0M |
| Q4 25 | $19.4M | — | ||
| Q3 25 | $18.3M | $5.7M | ||
| Q2 25 | $4.8M | $8.7M | ||
| Q1 25 | $13.7M | $10.0M | ||
| Q4 24 | $13.2M | — | ||
| Q3 24 | $12.3M | $-174.3M | ||
| Q2 24 | $11.8M | $8.0M | ||
| Q1 24 | $12.1M | $7.3M |
| Q4 25 | — | 37.7% | ||
| Q3 25 | — | 31.9% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 39.0% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 27.5% | ||
| Q2 24 | — | 37.2% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | 43.6% | 16.7% | ||
| Q3 25 | 39.3% | 13.2% | ||
| Q2 25 | 7.9% | 17.0% | ||
| Q1 25 | 35.2% | 20.9% | ||
| Q4 24 | 34.1% | 20.2% | ||
| Q3 24 | 32.8% | 2.8% | ||
| Q2 24 | 32.4% | 18.7% | ||
| Q1 24 | 34.8% | 14.2% |
| Q4 25 | 31.4% | — | ||
| Q3 25 | 29.6% | 8.2% | ||
| Q2 25 | 8.8% | 12.7% | ||
| Q1 25 | 28.8% | 15.4% | ||
| Q4 24 | 27.9% | — | ||
| Q3 24 | 27.1% | -394.3% | ||
| Q2 24 | 26.7% | 12.0% | ||
| Q1 24 | 28.7% | 14.9% |
| Q4 25 | $0.83 | $0.17 | ||
| Q3 25 | $0.79 | $0.07 | ||
| Q2 25 | $0.22 | $0.10 | ||
| Q1 25 | $0.71 | $0.11 | ||
| Q4 24 | $0.72 | $0.10 | ||
| Q3 24 | $0.74 | $-1.99 | ||
| Q2 24 | $0.71 | $0.09 | ||
| Q1 24 | $0.73 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.1M |
| Total DebtLower is stronger | — | $16.9M |
| Stockholders' EquityBook value | $814.1M | $351.2M |
| Total Assets | $6.1B | $441.8M |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $5.1M | ||
| Q3 25 | — | $35.6M | ||
| Q2 25 | — | $26.0M | ||
| Q1 25 | — | $20.8M | ||
| Q4 24 | — | $17.8M | ||
| Q3 24 | — | $42.9M | ||
| Q2 24 | — | $35.1M | ||
| Q1 24 | — | $37.7M |
| Q4 25 | — | $16.9M | ||
| Q3 25 | — | $9.5M | ||
| Q2 25 | — | $9.3M | ||
| Q1 25 | — | $8.1M | ||
| Q4 24 | — | $7.7M | ||
| Q3 24 | — | $14.0M | ||
| Q2 24 | — | $58.0M | ||
| Q1 24 | — | $77.4M |
| Q4 25 | $814.1M | $351.2M | ||
| Q3 25 | $796.3M | $333.9M | ||
| Q2 25 | $775.7M | $328.8M | ||
| Q1 25 | $667.9M | $326.9M | ||
| Q4 24 | $655.0M | $326.5M | ||
| Q3 24 | $573.1M | $316.5M | ||
| Q2 24 | $559.7M | $426.6M | ||
| Q1 24 | $551.0M | $421.6M |
| Q4 25 | $6.1B | $441.8M | ||
| Q3 25 | $6.3B | $404.5M | ||
| Q2 25 | $6.4B | $393.7M | ||
| Q1 25 | $5.5B | $390.0M | ||
| Q4 24 | $5.5B | $393.7M | ||
| Q3 24 | $5.5B | $389.6M | ||
| Q2 24 | $5.4B | $624.8M | ||
| Q1 24 | $5.3B | $640.8M |
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.18× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $80.0M | $18.0M |
| Free Cash FlowOCF − Capex | $71.8M | $5.8M |
| FCF MarginFCF / Revenue | 115.8% | 7.6% |
| Capex IntensityCapex / Revenue | 13.3% | 16.3% |
| Cash ConversionOCF / Net Profit | 4.12× | — |
| TTM Free Cash FlowTrailing 4 quarters | $132.1M | $26.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $80.0M | $18.0M | ||
| Q3 25 | $26.3M | $24.7M | ||
| Q2 25 | $29.0M | $21.4M | ||
| Q1 25 | $11.5M | $8.8M | ||
| Q4 24 | $51.4M | $-4.1M | ||
| Q3 24 | $16.9M | $2.8M | ||
| Q2 24 | $18.0M | $27.6M | ||
| Q1 24 | $12.4M | $11.9M |
| Q4 25 | $71.8M | $5.8M | ||
| Q3 25 | $24.3M | $12.0M | ||
| Q2 25 | $27.2M | $9.7M | ||
| Q1 25 | $8.8M | $-1.2M | ||
| Q4 24 | $44.5M | $-17.7M | ||
| Q3 24 | $16.8M | $-6.7M | ||
| Q2 24 | $17.7M | $21.0M | ||
| Q1 24 | $12.1M | $-1.9M |
| Q4 25 | 115.8% | 7.6% | ||
| Q3 25 | 39.4% | 17.4% | ||
| Q2 25 | 50.1% | 14.3% | ||
| Q1 25 | 18.4% | -1.8% | ||
| Q4 24 | 93.8% | -30.8% | ||
| Q3 24 | 37.1% | -15.2% | ||
| Q2 24 | 40.2% | 31.4% | ||
| Q1 24 | 28.5% | -3.9% |
| Q4 25 | 13.3% | 16.3% | ||
| Q3 25 | 3.1% | 18.5% | ||
| Q2 25 | 3.2% | 17.1% | ||
| Q1 25 | 5.7% | 15.5% | ||
| Q4 24 | 14.6% | 23.6% | ||
| Q3 24 | 0.0% | 21.4% | ||
| Q2 24 | 0.7% | 9.9% | ||
| Q1 24 | 0.8% | 28.3% |
| Q4 25 | 4.12× | — | ||
| Q3 25 | 1.44× | 4.37× | ||
| Q2 25 | 6.08× | 2.47× | ||
| Q1 25 | 0.84× | 0.88× | ||
| Q4 24 | 3.88× | — | ||
| Q3 24 | 1.37× | — | ||
| Q2 24 | 1.53× | 3.43× | ||
| Q1 24 | 1.02× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MPB
Segment breakdown not available.
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
