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Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and OPAL Fuels Inc. (OPAL). Click either name above to swap in a different company.
OPAL Fuels Inc. is the larger business by last-quarter revenue ($88.4M vs $62.0M, roughly 1.4× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs 18.3%, a 13.0% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs 18.7%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $-13.4M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs 17.6%).
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
OPAL Fuels Inc. is a North American energy company focused on producing and distributing low-carbon renewable natural gas (RNG). It captures methane from landfills, dairy operations and other organic waste streams to produce RNG, which is mainly supplied to heavy-duty transportation fleets, commercial logistics operators and public transport entities to help reduce their greenhouse gas emissions.
MPB vs OPAL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $62.0M | $88.4M |
| Net Profit | $19.4M | $16.2M |
| Gross Margin | — | — |
| Operating Margin | 43.6% | 7.5% |
| Net Margin | 31.4% | 18.3% |
| Revenue YoY | 30.8% | 18.7% |
| Net Profit YoY | 47.0% | 401.5% |
| EPS (diluted) | $0.83 | $0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $62.0M | $88.4M | ||
| Q3 25 | $61.8M | $77.9M | ||
| Q2 25 | $54.3M | $77.4M | ||
| Q1 25 | $47.7M | $83.0M | ||
| Q4 24 | $47.4M | $74.5M | ||
| Q3 24 | $45.3M | $82.6M | ||
| Q2 24 | $44.1M | $69.8M | ||
| Q1 24 | $42.3M | $64.0M |
| Q4 25 | $19.4M | $16.2M | ||
| Q3 25 | $18.3M | $11.4M | ||
| Q2 25 | $4.8M | $7.6M | ||
| Q1 25 | $13.7M | $1.3M | ||
| Q4 24 | $13.2M | $-5.4M | ||
| Q3 24 | $12.3M | $17.1M | ||
| Q2 24 | $11.8M | $1.9M | ||
| Q1 24 | $12.1M | $677.0K |
| Q4 25 | 43.6% | 7.5% | ||
| Q3 25 | 39.3% | 4.6% | ||
| Q2 25 | 7.9% | -1.1% | ||
| Q1 25 | 35.2% | -2.3% | ||
| Q4 24 | 34.1% | -0.5% | ||
| Q3 24 | 32.8% | 14.9% | ||
| Q2 24 | 32.4% | 8.1% | ||
| Q1 24 | 34.8% | 5.6% |
| Q4 25 | 31.4% | 18.3% | ||
| Q3 25 | 29.6% | 14.6% | ||
| Q2 25 | 8.8% | 9.8% | ||
| Q1 25 | 28.8% | 1.5% | ||
| Q4 24 | 27.9% | -7.2% | ||
| Q3 24 | 27.1% | 20.7% | ||
| Q2 24 | 26.7% | 2.7% | ||
| Q1 24 | 28.7% | 1.1% |
| Q4 25 | $0.83 | $0.08 | ||
| Q3 25 | $0.79 | $0.05 | ||
| Q2 25 | $0.22 | $0.03 | ||
| Q1 25 | $0.71 | $-0.01 | ||
| Q4 24 | $0.72 | $-0.05 | ||
| Q3 24 | $0.74 | $0.09 | ||
| Q2 24 | $0.71 | $-0.01 | ||
| Q1 24 | $0.73 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $24.4M |
| Total DebtLower is stronger | — | $361.3M |
| Stockholders' EquityBook value | $814.1M | $-12.9M |
| Total Assets | $6.1B | $959.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $24.4M | ||
| Q3 25 | — | $29.9M | ||
| Q2 25 | — | $29.3M | ||
| Q1 25 | — | $40.1M | ||
| Q4 24 | — | $24.3M | ||
| Q3 24 | — | $31.0M | ||
| Q2 24 | — | $27.6M | ||
| Q1 24 | — | $34.2M |
| Q4 25 | — | $361.3M | ||
| Q3 25 | — | $351.2M | ||
| Q2 25 | — | $331.6M | ||
| Q1 25 | — | $307.0M | ||
| Q4 24 | — | $307.5M | ||
| Q3 24 | — | $252.9M | ||
| Q2 24 | — | $233.3M | ||
| Q1 24 | — | $208.7M |
| Q4 25 | $814.1M | $-12.9M | ||
| Q3 25 | $796.3M | $7.5M | ||
| Q2 25 | $775.7M | $-25.0M | ||
| Q1 25 | $667.9M | $57.1M | ||
| Q4 24 | $655.0M | $-148.4M | ||
| Q3 24 | $573.1M | $-180.1M | ||
| Q2 24 | $559.7M | $-273.0M | ||
| Q1 24 | $551.0M | $-382.4M |
| Q4 25 | $6.1B | $959.5M | ||
| Q3 25 | $6.3B | $916.7M | ||
| Q2 25 | $6.4B | $905.5M | ||
| Q1 25 | $5.5B | $884.9M | ||
| Q4 24 | $5.5B | $881.1M | ||
| Q3 24 | $5.5B | $831.1M | ||
| Q2 24 | $5.4B | $782.3M | ||
| Q1 24 | $5.3B | $750.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | 46.95× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 5.38× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $80.0M | $-3.5M |
| Free Cash FlowOCF − Capex | $71.8M | $-13.4M |
| FCF MarginFCF / Revenue | 115.8% | -15.1% |
| Capex IntensityCapex / Revenue | 13.3% | 11.1% |
| Cash ConversionOCF / Net Profit | 4.12× | -0.22× |
| TTM Free Cash FlowTrailing 4 quarters | $132.1M | $-34.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $80.0M | $-3.5M | ||
| Q3 25 | $26.3M | $18.2M | ||
| Q2 25 | $29.0M | $-7.9M | ||
| Q1 25 | $11.5M | $29.7M | ||
| Q4 24 | $51.4M | $-532.0K | ||
| Q3 24 | $16.9M | $17.7M | ||
| Q2 24 | $18.0M | $533.0K | ||
| Q1 24 | $12.4M | $13.7M |
| Q4 25 | $71.8M | $-13.4M | ||
| Q3 25 | $24.3M | $-9.3M | ||
| Q2 25 | $27.2M | $-29.7M | ||
| Q1 25 | $8.8M | $18.1M | ||
| Q4 24 | $44.5M | $-55.0M | ||
| Q3 24 | $16.8M | $-5.4M | ||
| Q2 24 | $17.7M | $-22.5M | ||
| Q1 24 | $12.1M | $-13.0M |
| Q4 25 | 115.8% | -15.1% | ||
| Q3 25 | 39.4% | -11.9% | ||
| Q2 25 | 50.1% | -38.4% | ||
| Q1 25 | 18.4% | 21.8% | ||
| Q4 24 | 93.8% | -73.8% | ||
| Q3 24 | 37.1% | -6.5% | ||
| Q2 24 | 40.2% | -32.2% | ||
| Q1 24 | 28.5% | -20.4% |
| Q4 25 | 13.3% | 11.1% | ||
| Q3 25 | 3.1% | 35.3% | ||
| Q2 25 | 3.2% | 28.2% | ||
| Q1 25 | 5.7% | 13.9% | ||
| Q4 24 | 14.6% | 73.1% | ||
| Q3 24 | 0.0% | 27.9% | ||
| Q2 24 | 0.7% | 32.9% | ||
| Q1 24 | 0.8% | 41.8% |
| Q4 25 | 4.12× | -0.22× | ||
| Q3 25 | 1.44× | 1.60× | ||
| Q2 25 | 6.08× | -1.04× | ||
| Q1 25 | 0.84× | 23.11× | ||
| Q4 24 | 3.88× | — | ||
| Q3 24 | 1.37× | 1.03× | ||
| Q2 24 | 1.53× | 0.28× | ||
| Q1 24 | 1.02× | 20.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MPB
Segment breakdown not available.
OPAL
| Fuel Station Services Segment | $65.1M | 74% |
| Related Party | $12.1M | 14% |
| Renewable Power Segment | $8.6M | 10% |
| Other | $2.6M | 3% |
