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Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $62.0M, roughly 2.0× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -3.9%, a 35.2% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 30.8%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 21.1%).
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
MPB vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $62.0M | $121.1M |
| Net Profit | $19.4M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 43.6% | 34.7% |
| Net Margin | 31.4% | -3.9% |
| Revenue YoY | 30.8% | 100.0% |
| Net Profit YoY | 47.0% | 2.0% |
| EPS (diluted) | $0.83 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $62.0M | $112.3M | ||
| Q3 25 | $61.8M | $115.1M | ||
| Q2 25 | $54.3M | $107.0M | ||
| Q1 25 | $47.7M | $84.5M | ||
| Q4 24 | $47.4M | $75.3M | ||
| Q3 24 | $45.3M | $77.7M | ||
| Q2 24 | $44.1M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $19.4M | $-3.5M | ||
| Q3 25 | $18.3M | $-10.9M | ||
| Q2 25 | $4.8M | $2.6M | ||
| Q1 25 | $13.7M | $8.4M | ||
| Q4 24 | $13.2M | $30.5M | ||
| Q3 24 | $12.3M | $14.4M | ||
| Q2 24 | $11.8M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 43.6% | 14.7% | ||
| Q3 25 | 39.3% | 14.2% | ||
| Q2 25 | 7.9% | 4.7% | ||
| Q1 25 | 35.2% | -1.5% | ||
| Q4 24 | 34.1% | 33.3% | ||
| Q3 24 | 32.8% | -3.2% | ||
| Q2 24 | 32.4% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 31.4% | -3.1% | ||
| Q3 25 | 29.6% | -9.4% | ||
| Q2 25 | 8.8% | 2.4% | ||
| Q1 25 | 28.8% | 9.9% | ||
| Q4 24 | 27.9% | 40.5% | ||
| Q3 24 | 27.1% | 18.5% | ||
| Q2 24 | 26.7% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $0.83 | $0.00 | ||
| Q3 25 | $0.79 | $-0.10 | ||
| Q2 25 | $0.22 | $0.00 | ||
| Q1 25 | $0.71 | $0.07 | ||
| Q4 24 | $0.72 | $0.34 | ||
| Q3 24 | $0.74 | $0.12 | ||
| Q2 24 | $0.71 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $68.4M |
| Total DebtLower is stronger | — | $391.3M |
| Stockholders' EquityBook value | $814.1M | $26.3M |
| Total Assets | $6.1B | $806.6M |
| Debt / EquityLower = less leverage | — | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | — | $392.8M | ||
| Q3 25 | — | $387.1M | ||
| Q2 25 | — | $394.1M | ||
| Q1 25 | — | $409.2M | ||
| Q4 24 | — | $403.9M | ||
| Q3 24 | — | $399.0M | ||
| Q2 24 | — | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $814.1M | $-24.6M | ||
| Q3 25 | $796.3M | $-27.9M | ||
| Q2 25 | $775.7M | $-29.3M | ||
| Q1 25 | $667.9M | $-52.4M | ||
| Q4 24 | $655.0M | $-43.2M | ||
| Q3 24 | $573.1M | $-77.0M | ||
| Q2 24 | $559.7M | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $6.1B | $797.4M | ||
| Q3 25 | $6.3B | $787.7M | ||
| Q2 25 | $6.4B | $770.7M | ||
| Q1 25 | $5.5B | $802.3M | ||
| Q4 24 | $5.5B | $814.0M | ||
| Q3 24 | $5.5B | $867.3M | ||
| Q2 24 | $5.4B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $80.0M | — |
| Free Cash FlowOCF − Capex | $71.8M | — |
| FCF MarginFCF / Revenue | 115.8% | — |
| Capex IntensityCapex / Revenue | 13.3% | — |
| Cash ConversionOCF / Net Profit | 4.12× | — |
| TTM Free Cash FlowTrailing 4 quarters | $132.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $80.0M | $1.2M | ||
| Q3 25 | $26.3M | $40.8M | ||
| Q2 25 | $29.0M | $35.6M | ||
| Q1 25 | $11.5M | $-11.2M | ||
| Q4 24 | $51.4M | $-26.6M | ||
| Q3 24 | $16.9M | $12.4M | ||
| Q2 24 | $18.0M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $71.8M | $1.1M | ||
| Q3 25 | $24.3M | $40.7M | ||
| Q2 25 | $27.2M | $35.4M | ||
| Q1 25 | $8.8M | $-11.2M | ||
| Q4 24 | $44.5M | $-26.8M | ||
| Q3 24 | $16.8M | $12.2M | ||
| Q2 24 | $17.7M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 115.8% | 1.0% | ||
| Q3 25 | 39.4% | 35.4% | ||
| Q2 25 | 50.1% | 33.0% | ||
| Q1 25 | 18.4% | -13.3% | ||
| Q4 24 | 93.8% | -35.6% | ||
| Q3 24 | 37.1% | 15.7% | ||
| Q2 24 | 40.2% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 13.3% | 0.1% | ||
| Q3 25 | 3.1% | 0.1% | ||
| Q2 25 | 3.2% | 0.2% | ||
| Q1 25 | 5.7% | 0.1% | ||
| Q4 24 | 14.6% | 0.3% | ||
| Q3 24 | 0.0% | 0.3% | ||
| Q2 24 | 0.7% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.12× | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 6.08× | 13.79× | ||
| Q1 25 | 0.84× | -1.33× | ||
| Q4 24 | 3.88× | -0.87× | ||
| Q3 24 | 1.37× | 0.86× | ||
| Q2 24 | 1.53× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
