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Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and ATRenew Inc. (RERE). Click either name above to swap in a different company.

MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $43.2M, roughly 1.4× ATRenew Inc.). MID PENN BANCORP INC runs the higher net margin — 31.4% vs 16.9%, a 14.5% gap on every dollar of revenue.

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

ATRenew Inc. operates a leading pre-owned consumer electronics transaction and servicing ecosystem primarily in China. Its core services include end-to-end device recycling, professional quality inspection, certified refurbishment, and resale of smartphones, laptops, tablets and other digital products, serving both individual consumers and enterprise clients across domestic and select Southeast Asian markets.

MPB vs RERE — Head-to-Head

Bigger by revenue
MPB
MPB
1.4× larger
MPB
$62.0M
$43.2M
RERE
Higher net margin
MPB
MPB
14.5% more per $
MPB
31.4%
16.9%
RERE

Income Statement — Q4 FY2025 vs Q1 FY2023

Metric
MPB
MPB
RERE
RERE
Revenue
$62.0M
$43.2M
Net Profit
$19.4M
$7.3M
Gross Margin
Operating Margin
43.6%
Net Margin
31.4%
16.9%
Revenue YoY
30.8%
Net Profit YoY
47.0%
EPS (diluted)
$0.83

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MPB
MPB
RERE
RERE
Q4 25
$62.0M
Q3 25
$61.8M
Q2 25
$54.3M
Q1 25
$47.7M
Q4 24
$47.4M
Q3 24
$45.3M
Q2 24
$44.1M
Q1 24
$42.3M
Net Profit
MPB
MPB
RERE
RERE
Q4 25
$19.4M
Q3 25
$18.3M
Q2 25
$4.8M
Q1 25
$13.7M
Q4 24
$13.2M
Q3 24
$12.3M
Q2 24
$11.8M
Q1 24
$12.1M
Operating Margin
MPB
MPB
RERE
RERE
Q4 25
43.6%
Q3 25
39.3%
Q2 25
7.9%
Q1 25
35.2%
Q4 24
34.1%
Q3 24
32.8%
Q2 24
32.4%
Q1 24
34.8%
Net Margin
MPB
MPB
RERE
RERE
Q4 25
31.4%
Q3 25
29.6%
Q2 25
8.8%
Q1 25
28.8%
Q4 24
27.9%
Q3 24
27.1%
Q2 24
26.7%
Q1 24
28.7%
EPS (diluted)
MPB
MPB
RERE
RERE
Q4 25
$0.83
Q3 25
$0.79
Q2 25
$0.22
Q1 25
$0.71
Q4 24
$0.72
Q3 24
$0.74
Q2 24
$0.71
Q1 24
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MPB
MPB
RERE
RERE
Cash + ST InvestmentsLiquidity on hand
$228.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$814.1M
$557.1M
Total Assets
$6.1B
$722.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
MPB
MPB
RERE
RERE
Q4 25
$814.1M
Q3 25
$796.3M
Q2 25
$775.7M
Q1 25
$667.9M
Q4 24
$655.0M
Q3 24
$573.1M
Q2 24
$559.7M
Q1 24
$551.0M
Total Assets
MPB
MPB
RERE
RERE
Q4 25
$6.1B
Q3 25
$6.3B
Q2 25
$6.4B
Q1 25
$5.5B
Q4 24
$5.5B
Q3 24
$5.5B
Q2 24
$5.4B
Q1 24
$5.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MPB
MPB
RERE
RERE
Operating Cash FlowLast quarter
$80.0M
Free Cash FlowOCF − Capex
$71.8M
FCF MarginFCF / Revenue
115.8%
Capex IntensityCapex / Revenue
13.3%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$132.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MPB
MPB
RERE
RERE
Q4 25
$80.0M
Q3 25
$26.3M
Q2 25
$29.0M
Q1 25
$11.5M
Q4 24
$51.4M
Q3 24
$16.9M
Q2 24
$18.0M
Q1 24
$12.4M
Free Cash Flow
MPB
MPB
RERE
RERE
Q4 25
$71.8M
Q3 25
$24.3M
Q2 25
$27.2M
Q1 25
$8.8M
Q4 24
$44.5M
Q3 24
$16.8M
Q2 24
$17.7M
Q1 24
$12.1M
FCF Margin
MPB
MPB
RERE
RERE
Q4 25
115.8%
Q3 25
39.4%
Q2 25
50.1%
Q1 25
18.4%
Q4 24
93.8%
Q3 24
37.1%
Q2 24
40.2%
Q1 24
28.5%
Capex Intensity
MPB
MPB
RERE
RERE
Q4 25
13.3%
Q3 25
3.1%
Q2 25
3.2%
Q1 25
5.7%
Q4 24
14.6%
Q3 24
0.0%
Q2 24
0.7%
Q1 24
0.8%
Cash Conversion
MPB
MPB
RERE
RERE
Q4 25
4.12×
Q3 25
1.44×
Q2 25
6.08×
Q1 25
0.84×
Q4 24
3.88×
Q3 24
1.37×
Q2 24
1.53×
Q1 24
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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