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Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $62.0M, roughly 1.5× MID PENN BANCORP INC). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $7.1M).

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

MPB vs SJ — Head-to-Head

Bigger by revenue
SJ
SJ
1.5× larger
SJ
$91.6M
$62.0M
MPB
More free cash flow
MPB
MPB
$64.7M more FCF
MPB
$71.8M
$7.1M
SJ

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
MPB
MPB
SJ
SJ
Revenue
$62.0M
$91.6M
Net Profit
$19.4M
Gross Margin
Operating Margin
43.6%
Net Margin
31.4%
Revenue YoY
30.8%
Net Profit YoY
47.0%
EPS (diluted)
$0.83

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MPB
MPB
SJ
SJ
Q4 25
$62.0M
Q3 25
$61.8M
Q2 25
$54.3M
$91.6M
Q1 25
$47.7M
Q4 24
$47.4M
Q3 24
$45.3M
Q2 24
$44.1M
Q1 24
$42.3M
Net Profit
MPB
MPB
SJ
SJ
Q4 25
$19.4M
Q3 25
$18.3M
Q2 25
$4.8M
Q1 25
$13.7M
Q4 24
$13.2M
Q3 24
$12.3M
Q2 24
$11.8M
Q1 24
$12.1M
Operating Margin
MPB
MPB
SJ
SJ
Q4 25
43.6%
Q3 25
39.3%
Q2 25
7.9%
Q1 25
35.2%
Q4 24
34.1%
Q3 24
32.8%
Q2 24
32.4%
Q1 24
34.8%
Net Margin
MPB
MPB
SJ
SJ
Q4 25
31.4%
Q3 25
29.6%
Q2 25
8.8%
Q1 25
28.8%
Q4 24
27.9%
Q3 24
27.1%
Q2 24
26.7%
Q1 24
28.7%
EPS (diluted)
MPB
MPB
SJ
SJ
Q4 25
$0.83
Q3 25
$0.79
Q2 25
$0.22
Q1 25
$0.71
Q4 24
$0.72
Q3 24
$0.74
Q2 24
$0.71
Q1 24
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MPB
MPB
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$913.0K
Total DebtLower is stronger
Stockholders' EquityBook value
$814.1M
$170.2M
Total Assets
$6.1B
$199.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MPB
MPB
SJ
SJ
Q4 25
Q3 25
Q2 25
$913.0K
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MPB
MPB
SJ
SJ
Q4 25
$814.1M
Q3 25
$796.3M
Q2 25
$775.7M
$170.2M
Q1 25
$667.9M
Q4 24
$655.0M
Q3 24
$573.1M
Q2 24
$559.7M
Q1 24
$551.0M
Total Assets
MPB
MPB
SJ
SJ
Q4 25
$6.1B
Q3 25
$6.3B
Q2 25
$6.4B
$199.9M
Q1 25
$5.5B
Q4 24
$5.5B
Q3 24
$5.5B
Q2 24
$5.4B
Q1 24
$5.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MPB
MPB
SJ
SJ
Operating Cash FlowLast quarter
$80.0M
$7.1M
Free Cash FlowOCF − Capex
$71.8M
$7.1M
FCF MarginFCF / Revenue
115.8%
7.7%
Capex IntensityCapex / Revenue
13.3%
0.0%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$132.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MPB
MPB
SJ
SJ
Q4 25
$80.0M
Q3 25
$26.3M
Q2 25
$29.0M
$7.1M
Q1 25
$11.5M
Q4 24
$51.4M
Q3 24
$16.9M
Q2 24
$18.0M
Q1 24
$12.4M
Free Cash Flow
MPB
MPB
SJ
SJ
Q4 25
$71.8M
Q3 25
$24.3M
Q2 25
$27.2M
$7.1M
Q1 25
$8.8M
Q4 24
$44.5M
Q3 24
$16.8M
Q2 24
$17.7M
Q1 24
$12.1M
FCF Margin
MPB
MPB
SJ
SJ
Q4 25
115.8%
Q3 25
39.4%
Q2 25
50.1%
7.7%
Q1 25
18.4%
Q4 24
93.8%
Q3 24
37.1%
Q2 24
40.2%
Q1 24
28.5%
Capex Intensity
MPB
MPB
SJ
SJ
Q4 25
13.3%
Q3 25
3.1%
Q2 25
3.2%
0.0%
Q1 25
5.7%
Q4 24
14.6%
Q3 24
0.0%
Q2 24
0.7%
Q1 24
0.8%
Cash Conversion
MPB
MPB
SJ
SJ
Q4 25
4.12×
Q3 25
1.44×
Q2 25
6.08×
Q1 25
0.84×
Q4 24
3.88×
Q3 24
1.37×
Q2 24
1.53×
Q1 24
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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