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Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $36.5M, roughly 1.7× SmartRent, Inc.). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -8.9%, a 40.2% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs 3.1%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $7.7M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs -15.0%).
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
MPB vs SMRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $62.0M | $36.5M |
| Net Profit | $19.4M | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | 43.6% | -10.9% |
| Net Margin | 31.4% | -8.9% |
| Revenue YoY | 30.8% | 3.1% |
| Net Profit YoY | 47.0% | 71.6% |
| EPS (diluted) | $0.83 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $62.0M | $36.5M | ||
| Q3 25 | $61.8M | $36.2M | ||
| Q2 25 | $54.3M | $38.3M | ||
| Q1 25 | $47.7M | $41.3M | ||
| Q4 24 | $47.4M | $35.4M | ||
| Q3 24 | $45.3M | $40.5M | ||
| Q2 24 | $44.1M | $48.5M | ||
| Q1 24 | $42.3M | $50.5M |
| Q4 25 | $19.4M | $-3.2M | ||
| Q3 25 | $18.3M | $-6.3M | ||
| Q2 25 | $4.8M | $-10.9M | ||
| Q1 25 | $13.7M | $-40.2M | ||
| Q4 24 | $13.2M | $-11.4M | ||
| Q3 24 | $12.3M | $-9.9M | ||
| Q2 24 | $11.8M | $-4.6M | ||
| Q1 24 | $12.1M | $-7.7M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 38.5% |
| Q4 25 | 43.6% | -10.9% | ||
| Q3 25 | 39.3% | -19.4% | ||
| Q2 25 | 7.9% | -30.5% | ||
| Q1 25 | 35.2% | -99.9% | ||
| Q4 24 | 34.1% | -36.6% | ||
| Q3 24 | 32.8% | -29.0% | ||
| Q2 24 | 32.4% | -14.3% | ||
| Q1 24 | 34.8% | -20.1% |
| Q4 25 | 31.4% | -8.9% | ||
| Q3 25 | 29.6% | -17.3% | ||
| Q2 25 | 8.8% | -28.3% | ||
| Q1 25 | 28.8% | -97.2% | ||
| Q4 24 | 27.9% | -32.3% | ||
| Q3 24 | 27.1% | -24.5% | ||
| Q2 24 | 26.7% | -9.5% | ||
| Q1 24 | 28.7% | -15.2% |
| Q4 25 | $0.83 | $-0.02 | ||
| Q3 25 | $0.79 | $-0.03 | ||
| Q2 25 | $0.22 | $-0.06 | ||
| Q1 25 | $0.71 | $-0.21 | ||
| Q4 24 | $0.72 | $-0.06 | ||
| Q3 24 | $0.74 | $-0.05 | ||
| Q2 24 | $0.71 | $-0.02 | ||
| Q1 24 | $0.73 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $104.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $814.1M | $232.1M |
| Total Assets | $6.1B | $320.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $104.5M | ||
| Q3 25 | — | $100.0M | ||
| Q2 25 | — | $105.0M | ||
| Q1 25 | — | $125.6M | ||
| Q4 24 | — | $142.5M | ||
| Q3 24 | — | $163.4M | ||
| Q2 24 | — | $187.4M | ||
| Q1 24 | — | $204.7M |
| Q4 25 | $814.1M | $232.1M | ||
| Q3 25 | $796.3M | $234.4M | ||
| Q2 25 | $775.7M | $238.8M | ||
| Q1 25 | $667.9M | $250.7M | ||
| Q4 24 | $655.0M | $289.4M | ||
| Q3 24 | $573.1M | $305.1M | ||
| Q2 24 | $559.7M | $329.4M | ||
| Q1 24 | $551.0M | $333.1M |
| Q4 25 | $6.1B | $320.9M | ||
| Q3 25 | $6.3B | $335.8M | ||
| Q2 25 | $6.4B | $354.0M | ||
| Q1 25 | $5.5B | $366.1M | ||
| Q4 24 | $5.5B | $420.2M | ||
| Q3 24 | $5.5B | $448.6M | ||
| Q2 24 | $5.4B | $475.3M | ||
| Q1 24 | $5.3B | $485.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $80.0M | $7.7M |
| Free Cash FlowOCF − Capex | $71.8M | $7.7M |
| FCF MarginFCF / Revenue | 115.8% | 21.0% |
| Capex IntensityCapex / Revenue | 13.3% | 0.0% |
| Cash ConversionOCF / Net Profit | 4.12× | — |
| TTM Free Cash FlowTrailing 4 quarters | $132.1M | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $80.0M | $7.7M | ||
| Q3 25 | $26.3M | $-2.1M | ||
| Q2 25 | $29.0M | $-14.9M | ||
| Q1 25 | $11.5M | $-12.2M | ||
| Q4 24 | $51.4M | $-12.0M | ||
| Q3 24 | $16.9M | $-3.7M | ||
| Q2 24 | $18.0M | $-13.9M | ||
| Q1 24 | $12.4M | $-3.3M |
| Q4 25 | $71.8M | $7.7M | ||
| Q3 25 | $24.3M | $-2.2M | ||
| Q2 25 | $27.2M | $-16.2M | ||
| Q1 25 | $8.8M | $-14.3M | ||
| Q4 24 | $44.5M | $-13.3M | ||
| Q3 24 | $16.8M | $-3.9M | ||
| Q2 24 | $17.7M | $-14.1M | ||
| Q1 24 | $12.1M | $-3.4M |
| Q4 25 | 115.8% | 21.0% | ||
| Q3 25 | 39.4% | -6.1% | ||
| Q2 25 | 50.1% | -42.3% | ||
| Q1 25 | 18.4% | -34.7% | ||
| Q4 24 | 93.8% | -37.5% | ||
| Q3 24 | 37.1% | -9.7% | ||
| Q2 24 | 40.2% | -29.1% | ||
| Q1 24 | 28.5% | -6.7% |
| Q4 25 | 13.3% | 0.0% | ||
| Q3 25 | 3.1% | 0.2% | ||
| Q2 25 | 3.2% | 3.3% | ||
| Q1 25 | 5.7% | 5.3% | ||
| Q4 24 | 14.6% | 3.5% | ||
| Q3 24 | 0.0% | 0.6% | ||
| Q2 24 | 0.7% | 0.5% | ||
| Q1 24 | 0.8% | 0.1% |
| Q4 25 | 4.12× | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 6.08× | — | ||
| Q1 25 | 0.84× | — | ||
| Q4 24 | 3.88× | — | ||
| Q3 24 | 1.37× | — | ||
| Q2 24 | 1.53× | — | ||
| Q1 24 | 1.02× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MPB
Segment breakdown not available.
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
