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Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and Smart Sand, Inc. (SND). Click either name above to swap in a different company.
Smart Sand, Inc. is the larger business by last-quarter revenue ($86.0M vs $62.0M, roughly 1.4× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs 1.4%, a 30.0% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs -5.8%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $20.4M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs 1.8%).
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
Sand 9 is a fabless Micro-electromechanical system (MEMS) company based in Cambridge, Massachusetts. Sand 9 developed a piezoelectric MEMS resonator to serve as an alternative for quartz timing devices in applications such as smart phones, low-power wireless devices, and communications infrastructure equipment.
MPB vs SND — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $62.0M | $86.0M |
| Net Profit | $19.4M | $1.2M |
| Gross Margin | — | 13.0% |
| Operating Margin | 43.6% | -3.1% |
| Net Margin | 31.4% | 1.4% |
| Revenue YoY | 30.8% | -5.8% |
| Net Profit YoY | 47.0% | -68.5% |
| EPS (diluted) | $0.83 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $62.0M | $86.0M | ||
| Q3 25 | $61.8M | $92.8M | ||
| Q2 25 | $54.3M | $85.8M | ||
| Q1 25 | $47.7M | $65.6M | ||
| Q4 24 | $47.4M | $91.4M | ||
| Q3 24 | $45.3M | $63.2M | ||
| Q2 24 | $44.1M | $73.8M | ||
| Q1 24 | $42.3M | $83.1M |
| Q4 25 | $19.4M | $1.2M | ||
| Q3 25 | $18.3M | $3.0M | ||
| Q2 25 | $4.8M | $21.4M | ||
| Q1 25 | $13.7M | $-24.2M | ||
| Q4 24 | $13.2M | $3.7M | ||
| Q3 24 | $12.3M | $-98.0K | ||
| Q2 24 | $11.8M | $-430.0K | ||
| Q1 24 | $12.1M | $-216.0K |
| Q4 25 | — | 13.0% | ||
| Q3 25 | — | 16.1% | ||
| Q2 25 | — | 10.4% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | — | 10.3% | ||
| Q2 24 | — | 17.7% | ||
| Q1 24 | — | 14.2% |
| Q4 25 | 43.6% | -3.1% | ||
| Q3 25 | 39.3% | 5.8% | ||
| Q2 25 | 7.9% | -0.1% | ||
| Q1 25 | 35.2% | -10.8% | ||
| Q4 24 | 34.1% | 3.9% | ||
| Q3 24 | 32.8% | -7.8% | ||
| Q2 24 | 32.4% | 4.8% | ||
| Q1 24 | 34.8% | 0.9% |
| Q4 25 | 31.4% | 1.4% | ||
| Q3 25 | 29.6% | 3.2% | ||
| Q2 25 | 8.8% | 24.9% | ||
| Q1 25 | 28.8% | -37.0% | ||
| Q4 24 | 27.9% | 4.1% | ||
| Q3 24 | 27.1% | -0.2% | ||
| Q2 24 | 26.7% | -0.6% | ||
| Q1 24 | 28.7% | -0.3% |
| Q4 25 | $0.83 | $0.03 | ||
| Q3 25 | $0.79 | $0.08 | ||
| Q2 25 | $0.22 | $0.54 | ||
| Q1 25 | $0.71 | $-0.62 | ||
| Q4 24 | $0.72 | $0.10 | ||
| Q3 24 | $0.74 | $0.00 | ||
| Q2 24 | $0.71 | $-0.01 | ||
| Q1 24 | $0.73 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $22.6M |
| Total DebtLower is stronger | — | $15.0M |
| Stockholders' EquityBook value | $814.1M | $239.7M |
| Total Assets | $6.1B | $340.0M |
| Debt / EquityLower = less leverage | — | 0.06× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $22.6M | ||
| Q3 25 | — | $5.1M | ||
| Q2 25 | — | $4.3M | ||
| Q1 25 | — | $5.1M | ||
| Q4 24 | — | $1.6M | ||
| Q3 24 | — | $7.2M | ||
| Q2 24 | — | $6.3M | ||
| Q1 24 | — | $4.6M |
| Q4 25 | — | $15.0M | ||
| Q3 25 | — | $14.3M | ||
| Q2 25 | — | $23.5M | ||
| Q1 25 | — | $13.7M | ||
| Q4 24 | — | $14.7M | ||
| Q3 24 | — | $15.7M | ||
| Q2 24 | — | $17.1M | ||
| Q1 24 | — | $25.5M |
| Q4 25 | $814.1M | $239.7M | ||
| Q3 25 | $796.3M | $239.9M | ||
| Q2 25 | $775.7M | $240.5M | ||
| Q1 25 | $667.9M | $219.9M | ||
| Q4 24 | $655.0M | $243.8M | ||
| Q3 24 | $573.1M | $243.6M | ||
| Q2 24 | $559.7M | $242.9M | ||
| Q1 24 | $551.0M | $242.5M |
| Q4 25 | $6.1B | $340.0M | ||
| Q3 25 | $6.3B | $343.1M | ||
| Q2 25 | $6.4B | $345.8M | ||
| Q1 25 | $5.5B | $326.9M | ||
| Q4 24 | $5.5B | $341.5M | ||
| Q3 24 | $5.5B | $335.8M | ||
| Q2 24 | $5.4B | $341.8M | ||
| Q1 24 | $5.3B | $349.3M |
| Q4 25 | — | 0.06× | ||
| Q3 25 | — | 0.06× | ||
| Q2 25 | — | 0.10× | ||
| Q1 25 | — | 0.06× | ||
| Q4 24 | — | 0.06× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.11× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $80.0M | $22.4M |
| Free Cash FlowOCF − Capex | $71.8M | $20.4M |
| FCF MarginFCF / Revenue | 115.8% | 23.7% |
| Capex IntensityCapex / Revenue | 13.3% | 2.3% |
| Cash ConversionOCF / Net Profit | 4.12× | 18.99× |
| TTM Free Cash FlowTrailing 4 quarters | $132.1M | $32.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $80.0M | $22.4M | ||
| Q3 25 | $26.3M | $18.2M | ||
| Q2 25 | $29.0M | $-5.1M | ||
| Q1 25 | $11.5M | $8.7M | ||
| Q4 24 | $51.4M | $1.0M | ||
| Q3 24 | $16.9M | $5.8M | ||
| Q2 24 | $18.0M | $14.9M | ||
| Q1 24 | $12.4M | $-3.9M |
| Q4 25 | $71.8M | $20.4M | ||
| Q3 25 | $24.3M | $14.8M | ||
| Q2 25 | $27.2M | $-7.8M | ||
| Q1 25 | $8.8M | $5.2M | ||
| Q4 24 | $44.5M | $-840.0K | ||
| Q3 24 | $16.8M | $3.7M | ||
| Q2 24 | $17.7M | $13.5M | ||
| Q1 24 | $12.1M | $-5.5M |
| Q4 25 | 115.8% | 23.7% | ||
| Q3 25 | 39.4% | 15.9% | ||
| Q2 25 | 50.1% | -9.1% | ||
| Q1 25 | 18.4% | 7.9% | ||
| Q4 24 | 93.8% | -0.9% | ||
| Q3 24 | 37.1% | 5.8% | ||
| Q2 24 | 40.2% | 18.3% | ||
| Q1 24 | 28.5% | -6.6% |
| Q4 25 | 13.3% | 2.3% | ||
| Q3 25 | 3.1% | 3.6% | ||
| Q2 25 | 3.2% | 3.1% | ||
| Q1 25 | 5.7% | 5.4% | ||
| Q4 24 | 14.6% | 2.1% | ||
| Q3 24 | 0.0% | 3.4% | ||
| Q2 24 | 0.7% | 1.8% | ||
| Q1 24 | 0.8% | 2.0% |
| Q4 25 | 4.12× | 18.99× | ||
| Q3 25 | 1.44× | 6.05× | ||
| Q2 25 | 6.08× | -0.24× | ||
| Q1 25 | 0.84× | — | ||
| Q4 24 | 3.88× | 0.28× | ||
| Q3 24 | 1.37× | — | ||
| Q2 24 | 1.53× | — | ||
| Q1 24 | 1.02× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MPB
Segment breakdown not available.
SND
| Sand | $85.1M | 99% |
| Smart Systems Segment | $980.0K | 1% |
