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Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and Via Transportation, Inc. (VIA). Click either name above to swap in a different company.

Via Transportation, Inc. is the larger business by last-quarter revenue ($109.7M vs $62.0M, roughly 1.8× MID PENN BANCORP INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -33.6%, a 65.0% gap on every dollar of revenue. MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $-31.8M).

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

Via Transportation, Inc. is an American technology company that provides software as a service (SaaS) and operations to improve public transportation networks for cities, transit agencies, schools and universities, healthcare providers, and corporations around the world. Via offers fully managed transit services as well as transportation planning tools, consulting services, operational support, and navigation.

MPB vs VIA — Head-to-Head

Bigger by revenue
VIA
VIA
1.8× larger
VIA
$109.7M
$62.0M
MPB
Higher net margin
MPB
MPB
65.0% more per $
MPB
31.4%
-33.6%
VIA
More free cash flow
MPB
MPB
$103.6M more FCF
MPB
$71.8M
$-31.8M
VIA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
MPB
MPB
VIA
VIA
Revenue
$62.0M
$109.7M
Net Profit
$19.4M
$-36.9M
Gross Margin
39.3%
Operating Margin
43.6%
-17.2%
Net Margin
31.4%
-33.6%
Revenue YoY
30.8%
Net Profit YoY
47.0%
EPS (diluted)
$0.83
$-1.49

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MPB
MPB
VIA
VIA
Q4 25
$62.0M
Q3 25
$61.8M
$109.7M
Q2 25
$54.3M
Q1 25
$47.7M
Q4 24
$47.4M
Q3 24
$45.3M
Q2 24
$44.1M
Q1 24
$42.3M
Net Profit
MPB
MPB
VIA
VIA
Q4 25
$19.4M
Q3 25
$18.3M
$-36.9M
Q2 25
$4.8M
Q1 25
$13.7M
Q4 24
$13.2M
Q3 24
$12.3M
Q2 24
$11.8M
Q1 24
$12.1M
Gross Margin
MPB
MPB
VIA
VIA
Q4 25
Q3 25
39.3%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
MPB
MPB
VIA
VIA
Q4 25
43.6%
Q3 25
39.3%
-17.2%
Q2 25
7.9%
Q1 25
35.2%
Q4 24
34.1%
Q3 24
32.8%
Q2 24
32.4%
Q1 24
34.8%
Net Margin
MPB
MPB
VIA
VIA
Q4 25
31.4%
Q3 25
29.6%
-33.6%
Q2 25
8.8%
Q1 25
28.8%
Q4 24
27.9%
Q3 24
27.1%
Q2 24
26.7%
Q1 24
28.7%
EPS (diluted)
MPB
MPB
VIA
VIA
Q4 25
$0.83
Q3 25
$0.79
$-1.49
Q2 25
$0.22
Q1 25
$0.71
Q4 24
$0.72
Q3 24
$0.74
Q2 24
$0.71
Q1 24
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MPB
MPB
VIA
VIA
Cash + ST InvestmentsLiquidity on hand
$378.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$814.1M
$574.6M
Total Assets
$6.1B
$702.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MPB
MPB
VIA
VIA
Q4 25
Q3 25
$378.2M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MPB
MPB
VIA
VIA
Q4 25
$814.1M
Q3 25
$796.3M
$574.6M
Q2 25
$775.7M
Q1 25
$667.9M
Q4 24
$655.0M
Q3 24
$573.1M
Q2 24
$559.7M
Q1 24
$551.0M
Total Assets
MPB
MPB
VIA
VIA
Q4 25
$6.1B
Q3 25
$6.3B
$702.1M
Q2 25
$6.4B
Q1 25
$5.5B
Q4 24
$5.5B
Q3 24
$5.5B
Q2 24
$5.4B
Q1 24
$5.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MPB
MPB
VIA
VIA
Operating Cash FlowLast quarter
$80.0M
$-30.4M
Free Cash FlowOCF − Capex
$71.8M
$-31.8M
FCF MarginFCF / Revenue
115.8%
-29.0%
Capex IntensityCapex / Revenue
13.3%
1.2%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$132.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MPB
MPB
VIA
VIA
Q4 25
$80.0M
Q3 25
$26.3M
$-30.4M
Q2 25
$29.0M
Q1 25
$11.5M
Q4 24
$51.4M
Q3 24
$16.9M
Q2 24
$18.0M
Q1 24
$12.4M
Free Cash Flow
MPB
MPB
VIA
VIA
Q4 25
$71.8M
Q3 25
$24.3M
$-31.8M
Q2 25
$27.2M
Q1 25
$8.8M
Q4 24
$44.5M
Q3 24
$16.8M
Q2 24
$17.7M
Q1 24
$12.1M
FCF Margin
MPB
MPB
VIA
VIA
Q4 25
115.8%
Q3 25
39.4%
-29.0%
Q2 25
50.1%
Q1 25
18.4%
Q4 24
93.8%
Q3 24
37.1%
Q2 24
40.2%
Q1 24
28.5%
Capex Intensity
MPB
MPB
VIA
VIA
Q4 25
13.3%
Q3 25
3.1%
1.2%
Q2 25
3.2%
Q1 25
5.7%
Q4 24
14.6%
Q3 24
0.0%
Q2 24
0.7%
Q1 24
0.8%
Cash Conversion
MPB
MPB
VIA
VIA
Q4 25
4.12×
Q3 25
1.44×
Q2 25
6.08×
Q1 25
0.84×
Q4 24
3.88×
Q3 24
1.37×
Q2 24
1.53×
Q1 24
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MPB
MPB

Segment breakdown not available.

VIA
VIA

Government Customer$103.7M95%
Commercial Customer$5.9M5%

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