vs

Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and ZKH Group Ltd (ZKH). Click either name above to swap in a different company.

MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $45.1M, roughly 1.4× ZKH Group Ltd). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -1.0%, a 32.4% gap on every dollar of revenue.

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

ZKH Group Ltd is a leading industrial supply chain service provider headquartered in China, specializing in MRO (Maintenance, Repair and Operations) products, industrial components, and digital procurement solutions. It mainly serves manufacturing, construction and energy sectors across the Asia-Pacific, delivering end-to-end inventory management and cost optimization support for enterprise clients.

MPB vs ZKH — Head-to-Head

Bigger by revenue
MPB
MPB
1.4× larger
MPB
$62.0M
$45.1M
ZKH
Higher net margin
MPB
MPB
32.4% more per $
MPB
31.4%
-1.0%
ZKH

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
MPB
MPB
ZKH
ZKH
Revenue
$62.0M
$45.1M
Net Profit
$19.4M
$-471.3K
Gross Margin
16.8%
Operating Margin
43.6%
-1.4%
Net Margin
31.4%
-1.0%
Revenue YoY
30.8%
Net Profit YoY
47.0%
EPS (diluted)
$0.83

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MPB
MPB
ZKH
ZKH
Q4 25
$62.0M
Q3 25
$61.8M
$45.1M
Q2 25
$54.3M
$41.7M
Q1 25
$47.7M
$36.8M
Q4 24
$47.4M
Q3 24
$45.3M
$44.8M
Q2 24
$44.1M
$42.7M
Q1 24
$42.3M
$35.6M
Net Profit
MPB
MPB
ZKH
ZKH
Q4 25
$19.4M
Q3 25
$18.3M
$-471.3K
Q2 25
$4.8M
$-1.0M
Q1 25
$13.7M
$-1.3M
Q4 24
$13.2M
Q3 24
$12.3M
$-1.6M
Q2 24
$11.8M
$-1.3M
Q1 24
$12.1M
$-1.7M
Gross Margin
MPB
MPB
ZKH
ZKH
Q4 25
Q3 25
16.8%
Q2 25
16.5%
Q1 25
17.2%
Q4 24
Q3 24
17.0%
Q2 24
17.0%
Q1 24
18.0%
Operating Margin
MPB
MPB
ZKH
ZKH
Q4 25
43.6%
Q3 25
39.3%
-1.4%
Q2 25
7.9%
-3.3%
Q1 25
35.2%
-4.2%
Q4 24
34.1%
Q3 24
32.8%
-4.6%
Q2 24
32.4%
-3.2%
Q1 24
34.8%
-7.0%
Net Margin
MPB
MPB
ZKH
ZKH
Q4 25
31.4%
Q3 25
29.6%
-1.0%
Q2 25
8.8%
-2.5%
Q1 25
28.8%
-3.4%
Q4 24
27.9%
Q3 24
27.1%
-3.6%
Q2 24
26.7%
-2.9%
Q1 24
28.7%
-4.9%
EPS (diluted)
MPB
MPB
ZKH
ZKH
Q4 25
$0.83
Q3 25
$0.79
Q2 25
$0.22
Q1 25
$0.71
Q4 24
$0.72
Q3 24
$0.74
Q2 24
$0.71
Q1 24
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MPB
MPB
ZKH
ZKH
Cash + ST InvestmentsLiquidity on hand
$35.3M
Total DebtLower is stronger
$893.8K
Stockholders' EquityBook value
$814.1M
Total Assets
$6.1B
$123.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MPB
MPB
ZKH
ZKH
Q4 25
Q3 25
$35.3M
Q2 25
$33.8M
Q1 25
$32.0M
Q4 24
Q3 24
$39.0M
Q2 24
$35.9M
Q1 24
$36.0M
Total Debt
MPB
MPB
ZKH
ZKH
Q4 25
Q3 25
$893.8K
Q2 25
$888.3K
Q1 25
$854.9K
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MPB
MPB
ZKH
ZKH
Q4 25
$814.1M
Q3 25
$796.3M
Q2 25
$775.7M
Q1 25
$667.9M
Q4 24
$655.0M
Q3 24
$573.1M
$60.6M
Q2 24
$559.7M
$60.7M
Q1 24
$551.0M
$61.5M
Total Assets
MPB
MPB
ZKH
ZKH
Q4 25
$6.1B
Q3 25
$6.3B
$123.8M
Q2 25
$6.4B
$120.6M
Q1 25
$5.5B
$116.4M
Q4 24
$5.5B
Q3 24
$5.5B
$132.6M
Q2 24
$5.4B
$132.9M
Q1 24
$5.3B
$132.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MPB
MPB
ZKH
ZKH
Operating Cash FlowLast quarter
$80.0M
Free Cash FlowOCF − Capex
$71.8M
FCF MarginFCF / Revenue
115.8%
Capex IntensityCapex / Revenue
13.3%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$132.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MPB
MPB
ZKH
ZKH
Q4 25
$80.0M
Q3 25
$26.3M
Q2 25
$29.0M
Q1 25
$11.5M
Q4 24
$51.4M
Q3 24
$16.9M
Q2 24
$18.0M
Q1 24
$12.4M
Free Cash Flow
MPB
MPB
ZKH
ZKH
Q4 25
$71.8M
Q3 25
$24.3M
Q2 25
$27.2M
Q1 25
$8.8M
Q4 24
$44.5M
Q3 24
$16.8M
Q2 24
$17.7M
Q1 24
$12.1M
FCF Margin
MPB
MPB
ZKH
ZKH
Q4 25
115.8%
Q3 25
39.4%
Q2 25
50.1%
Q1 25
18.4%
Q4 24
93.8%
Q3 24
37.1%
Q2 24
40.2%
Q1 24
28.5%
Capex Intensity
MPB
MPB
ZKH
ZKH
Q4 25
13.3%
Q3 25
3.1%
Q2 25
3.2%
Q1 25
5.7%
Q4 24
14.6%
Q3 24
0.0%
Q2 24
0.7%
Q1 24
0.8%
Cash Conversion
MPB
MPB
ZKH
ZKH
Q4 25
4.12×
Q3 25
1.44×
Q2 25
6.08×
Q1 25
0.84×
Q4 24
3.88×
Q3 24
1.37×
Q2 24
1.53×
Q1 24
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons