vs

Side-by-side financial comparison of Medirom Healthcare Technologies Inc. (MRM) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

Medirom Healthcare Technologies Inc. is the larger business by last-quarter revenue ($21.1M vs $14.0M, roughly 1.5× RIVERVIEW BANCORP INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -21.3%, a 31.1% gap on every dollar of revenue. Medirom Healthcare Technologies Inc. produced more free cash flow last quarter ($-2.4K vs $-736.0K).

Medirom Healthcare Technologies Inc. develops and delivers integrated digital health and remote patient monitoring solutions targeted at chronic disease management, post-operative care, and senior health support. It serves healthcare providers, insurance payers, and institutional care partners across key markets in North America and the Asia-Pacific region, prioritizing accessible, data-driven care to improve patient outcomes.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

MRM vs RVSB — Head-to-Head

Bigger by revenue
MRM
MRM
1.5× larger
MRM
$21.1M
$14.0M
RVSB
Higher net margin
RVSB
RVSB
31.1% more per $
RVSB
9.8%
-21.3%
MRM
More free cash flow
MRM
MRM
$733.6K more FCF
MRM
$-2.4K
$-736.0K
RVSB

Income Statement — Q2 FY2025 vs Q3 FY2026

Metric
MRM
MRM
RVSB
RVSB
Revenue
$21.1M
$14.0M
Net Profit
$-4.5M
$1.4M
Gross Margin
10.8%
Operating Margin
-28.5%
12.4%
Net Margin
-21.3%
9.8%
Revenue YoY
10.4%
Net Profit YoY
11.8%
EPS (diluted)
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MRM
MRM
RVSB
RVSB
Q4 25
$14.0M
Q3 25
$13.6M
Q2 25
$21.1M
$13.3M
Q1 25
$12.9M
Q4 24
$12.7M
Q3 24
$12.8M
Q2 24
$12.2M
Q1 24
$9.0M
Net Profit
MRM
MRM
RVSB
RVSB
Q4 25
$1.4M
Q3 25
$1.1M
Q2 25
$-4.5M
$1.2M
Q1 25
$1.1M
Q4 24
$1.2M
Q3 24
$1.6M
Q2 24
$966.0K
Q1 24
$-3.0M
Gross Margin
MRM
MRM
RVSB
RVSB
Q4 25
Q3 25
Q2 25
10.8%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
MRM
MRM
RVSB
RVSB
Q4 25
12.4%
Q3 25
10.2%
Q2 25
-28.5%
11.7%
Q1 25
11.3%
Q4 24
12.4%
Q3 24
15.5%
Q2 24
10.0%
Q1 24
-47.5%
Net Margin
MRM
MRM
RVSB
RVSB
Q4 25
9.8%
Q3 25
8.1%
Q2 25
-21.3%
9.2%
Q1 25
8.9%
Q4 24
9.7%
Q3 24
12.2%
Q2 24
7.9%
Q1 24
-34.7%
EPS (diluted)
MRM
MRM
RVSB
RVSB
Q4 25
$0.07
Q3 25
$0.05
Q2 25
$0.06
Q1 25
$0.05
Q4 24
$0.06
Q3 24
$0.07
Q2 24
$0.05
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MRM
MRM
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$252.3K
$28.6M
Total DebtLower is stronger
$8.8M
Stockholders' EquityBook value
$1.6M
$164.2M
Total Assets
$52.0M
$1.5B
Debt / EquityLower = less leverage
5.55×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MRM
MRM
RVSB
RVSB
Q4 25
$28.6M
Q3 25
$32.8M
Q2 25
$252.3K
$34.2M
Q1 25
$29.4M
Q4 24
$25.3M
Q3 24
$31.0M
Q2 24
$27.8M
Q1 24
$23.6M
Total Debt
MRM
MRM
RVSB
RVSB
Q4 25
Q3 25
Q2 25
$8.8M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MRM
MRM
RVSB
RVSB
Q4 25
$164.2M
Q3 25
$163.5M
Q2 25
$1.6M
$162.0M
Q1 25
$160.0M
Q4 24
$158.3M
Q3 24
$160.8M
Q2 24
$155.9M
Q1 24
$155.6M
Total Assets
MRM
MRM
RVSB
RVSB
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$52.0M
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.5B
Q1 24
$1.5B
Debt / Equity
MRM
MRM
RVSB
RVSB
Q4 25
Q3 25
Q2 25
5.55×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MRM
MRM
RVSB
RVSB
Operating Cash FlowLast quarter
$-2.3K
$-506.0K
Free Cash FlowOCF − Capex
$-2.4K
$-736.0K
FCF MarginFCF / Revenue
-0.0%
-5.2%
Capex IntensityCapex / Revenue
0.0%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MRM
MRM
RVSB
RVSB
Q4 25
$-506.0K
Q3 25
$16.8M
Q2 25
$-2.3K
$-697.0K
Q1 25
$8.3M
Q4 24
$2.2M
Q3 24
$764.0K
Q2 24
$5.4M
Q1 24
$12.8M
Free Cash Flow
MRM
MRM
RVSB
RVSB
Q4 25
$-736.0K
Q3 25
$16.4M
Q2 25
$-2.4K
$-773.0K
Q1 25
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
MRM
MRM
RVSB
RVSB
Q4 25
-5.2%
Q3 25
120.1%
Q2 25
-0.0%
-5.8%
Q1 25
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
MRM
MRM
RVSB
RVSB
Q4 25
1.6%
Q3 25
2.9%
Q2 25
0.0%
0.6%
Q1 25
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
0.9%
Q1 24
62.0%
Cash Conversion
MRM
MRM
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MRM
MRM

Professional services expense$20.0M95%
Other$1.1M5%

RVSB
RVSB

Segment breakdown not available.

Related Comparisons