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Side-by-side financial comparison of Medirom Healthcare Technologies Inc. (MRM) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

Medirom Healthcare Technologies Inc. is the larger business by last-quarter revenue ($21.1M vs $13.5M, roughly 1.6× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -21.3%, a 46.5% gap on every dollar of revenue. UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-2.4K).

Medirom Healthcare Technologies Inc. develops and delivers integrated digital health and remote patient monitoring solutions targeted at chronic disease management, post-operative care, and senior health support. It serves healthcare providers, insurance payers, and institutional care partners across key markets in North America and the Asia-Pacific region, prioritizing accessible, data-driven care to improve patient outcomes.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

MRM vs UBFO — Head-to-Head

Bigger by revenue
MRM
MRM
1.6× larger
MRM
$21.1M
$13.5M
UBFO
Higher net margin
UBFO
UBFO
46.5% more per $
UBFO
25.2%
-21.3%
MRM
More free cash flow
UBFO
UBFO
$19.8M more FCF
UBFO
$19.8M
$-2.4K
MRM

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
MRM
MRM
UBFO
UBFO
Revenue
$21.1M
$13.5M
Net Profit
$-4.5M
$3.4M
Gross Margin
10.8%
Operating Margin
-28.5%
31.5%
Net Margin
-21.3%
25.2%
Revenue YoY
13.6%
Net Profit YoY
36.8%
EPS (diluted)
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MRM
MRM
UBFO
UBFO
Q4 25
$13.5M
Q3 25
$14.0M
Q2 25
$21.1M
$12.6M
Q1 25
$13.7M
Q4 24
$11.9M
Q3 24
$13.8M
Q2 24
$13.0M
Q1 24
$12.8M
Net Profit
MRM
MRM
UBFO
UBFO
Q4 25
$3.4M
Q3 25
$4.0M
Q2 25
$-4.5M
$2.2M
Q1 25
$2.7M
Q4 24
$2.5M
Q3 24
$3.8M
Q2 24
$4.3M
Q1 24
$4.2M
Gross Margin
MRM
MRM
UBFO
UBFO
Q4 25
Q3 25
Q2 25
10.8%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
MRM
MRM
UBFO
UBFO
Q4 25
31.5%
Q3 25
40.3%
Q2 25
-28.5%
24.0%
Q1 25
27.5%
Q4 24
27.5%
Q3 24
37.1%
Q2 24
46.4%
Q1 24
45.9%
Net Margin
MRM
MRM
UBFO
UBFO
Q4 25
25.2%
Q3 25
28.7%
Q2 25
-21.3%
17.2%
Q1 25
19.6%
Q4 24
20.9%
Q3 24
27.7%
Q2 24
33.0%
Q1 24
32.6%
EPS (diluted)
MRM
MRM
UBFO
UBFO
Q4 25
$0.18
Q3 25
$0.23
Q2 25
$0.13
Q1 25
$0.16
Q4 24
$0.14
Q3 24
$0.22
Q2 24
$0.25
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MRM
MRM
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$252.3K
$264.2M
Total DebtLower is stronger
$8.8M
Stockholders' EquityBook value
$1.6M
$139.7M
Total Assets
$52.0M
$1.2B
Debt / EquityLower = less leverage
5.55×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MRM
MRM
UBFO
UBFO
Q4 25
$264.2M
Q3 25
$211.1M
Q2 25
$252.3K
$199.5M
Q1 25
$198.4M
Q4 24
$216.9M
Q3 24
$216.8M
Q2 24
$166.3M
Q1 24
$168.6M
Total Debt
MRM
MRM
UBFO
UBFO
Q4 25
Q3 25
Q2 25
$8.8M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MRM
MRM
UBFO
UBFO
Q4 25
$139.7M
Q3 25
$137.4M
Q2 25
$1.6M
$134.3M
Q1 25
$132.9M
Q4 24
$130.4M
Q3 24
$132.9M
Q2 24
$127.3M
Q1 24
$124.2M
Total Assets
MRM
MRM
UBFO
UBFO
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$52.0M
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
Q2 24
$1.2B
Q1 24
$1.2B
Debt / Equity
MRM
MRM
UBFO
UBFO
Q4 25
Q3 25
Q2 25
5.55×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MRM
MRM
UBFO
UBFO
Operating Cash FlowLast quarter
$-2.3K
$22.1M
Free Cash FlowOCF − Capex
$-2.4K
$19.8M
FCF MarginFCF / Revenue
-0.0%
146.0%
Capex IntensityCapex / Revenue
0.0%
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MRM
MRM
UBFO
UBFO
Q4 25
$22.1M
Q3 25
$7.0M
Q2 25
$-2.3K
$8.7M
Q1 25
$3.0M
Q4 24
$19.6M
Q3 24
$5.4M
Q2 24
$2.3M
Q1 24
$7.4M
Free Cash Flow
MRM
MRM
UBFO
UBFO
Q4 25
$19.8M
Q3 25
$6.1M
Q2 25
$-2.4K
$8.1M
Q1 25
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$2.0M
Q1 24
$7.0M
FCF Margin
MRM
MRM
UBFO
UBFO
Q4 25
146.0%
Q3 25
43.7%
Q2 25
-0.0%
64.3%
Q1 25
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
15.5%
Q1 24
54.8%
Capex Intensity
MRM
MRM
UBFO
UBFO
Q4 25
16.8%
Q3 25
6.0%
Q2 25
0.0%
4.6%
Q1 25
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
2.2%
Q1 24
3.6%
Cash Conversion
MRM
MRM
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MRM
MRM

Professional services expense$20.0M95%
Other$1.1M5%

UBFO
UBFO

Segment breakdown not available.

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