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Side-by-side financial comparison of MSC INDUSTRIAL DIRECT CO INC (MSM) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.
MSC INDUSTRIAL DIRECT CO INC is the larger business by last-quarter revenue ($965.7M vs $540.4M, roughly 1.8× VALLEY NATIONAL BANCORP). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs 5.4%, a 25.0% gap on every dollar of revenue. On growth, VALLEY NATIONAL BANCORP posted the faster year-over-year revenue change (13.0% vs 4.0%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs -3.4%).
MSC Industrial Direct Co., Inc (MSC), through its subsidiaries, primarily MSC Industrial Supply Co., is one of the largest industrial equipment distributors in the United States, distributing more than 1.5 million metalworking and other industrial products.
VALLEY NATIONAL BANCORPVLYEarnings & Financial Report
North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.
MSM vs VLY — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $965.7M | $540.4M |
| Net Profit | $51.8M | $163.9M |
| Gross Margin | 40.7% | — |
| Operating Margin | 7.9% | — |
| Net Margin | 5.4% | 30.3% |
| Revenue YoY | 4.0% | 13.0% |
| Net Profit YoY | 11.1% | 54.6% |
| EPS (diluted) | $0.93 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $540.4M | ||
| Q4 25 | $965.7M | $464.9M | ||
| Q3 25 | $978.2M | $446.2M | ||
| Q2 25 | $971.1M | $432.4M | ||
| Q1 25 | — | $420.1M | ||
| Q4 24 | $928.5M | $423.0M | ||
| Q3 24 | — | $410.5M | ||
| Q2 24 | $979.4M | $401.7M |
| Q1 26 | — | $163.9M | ||
| Q4 25 | $51.8M | $195.4M | ||
| Q3 25 | $56.5M | $163.4M | ||
| Q2 25 | $56.8M | $133.2M | ||
| Q1 25 | — | $106.1M | ||
| Q4 24 | $46.6M | $115.7M | ||
| Q3 24 | — | $97.9M | ||
| Q2 24 | $71.7M | $70.4M |
| Q1 26 | — | — | ||
| Q4 25 | 40.7% | — | ||
| Q3 25 | 40.4% | — | ||
| Q2 25 | 41.0% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 40.7% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 40.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 7.9% | 47.7% | ||
| Q3 25 | 8.6% | 47.1% | ||
| Q2 25 | 8.5% | 40.0% | ||
| Q1 25 | — | 33.1% | ||
| Q4 24 | 7.8% | 21.1% | ||
| Q3 24 | — | 30.9% | ||
| Q2 24 | 10.9% | 23.2% |
| Q1 26 | — | 30.3% | ||
| Q4 25 | 5.4% | 42.0% | ||
| Q3 25 | 5.8% | 36.6% | ||
| Q2 25 | 5.9% | 30.8% | ||
| Q1 25 | — | 25.2% | ||
| Q4 24 | 5.0% | 27.4% | ||
| Q3 24 | — | 23.8% | ||
| Q2 24 | 7.3% | 17.5% |
| Q1 26 | — | $0.29 | ||
| Q4 25 | $0.93 | $0.33 | ||
| Q3 25 | $1.02 | $0.28 | ||
| Q2 25 | $1.02 | $0.22 | ||
| Q1 25 | — | $0.18 | ||
| Q4 24 | $0.83 | $0.20 | ||
| Q3 24 | — | $0.18 | ||
| Q2 24 | $1.27 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $40.3M | — |
| Total DebtLower is stronger | $214.1M | $2.6B |
| Stockholders' EquityBook value | $1.4B | $7.9B |
| Total Assets | $2.5B | $64.5B |
| Debt / EquityLower = less leverage | 0.16× | 0.33× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $40.3M | — | ||
| Q3 25 | $56.2M | — | ||
| Q2 25 | $71.7M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $57.3M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $25.9M | — |
| Q1 26 | — | $2.6B | ||
| Q4 25 | $214.1M | — | ||
| Q3 25 | $168.8M | — | ||
| Q2 25 | $285.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $289.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $299.8M | — |
| Q1 26 | — | $7.9B | ||
| Q4 25 | $1.4B | $7.8B | ||
| Q3 25 | $1.4B | $7.7B | ||
| Q2 25 | $1.4B | $7.6B | ||
| Q1 25 | — | $7.5B | ||
| Q4 24 | $1.4B | $7.4B | ||
| Q3 24 | — | $7.0B | ||
| Q2 24 | $1.4B | $6.7B |
| Q1 26 | — | $64.5B | ||
| Q4 25 | $2.5B | $64.1B | ||
| Q3 25 | $2.5B | $63.0B | ||
| Q2 25 | $2.5B | $62.7B | ||
| Q1 25 | — | $61.9B | ||
| Q4 24 | $2.5B | $62.5B | ||
| Q3 24 | — | $62.1B | ||
| Q2 24 | $2.5B | $62.1B |
| Q1 26 | — | 0.33× | ||
| Q4 25 | 0.16× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.21× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.21× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $29.4M | — |
| Free Cash FlowOCF − Capex | $7.4M | — |
| FCF MarginFCF / Revenue | 0.8% | — |
| Capex IntensityCapex / Revenue | 2.3% | — |
| Cash ConversionOCF / Net Profit | 0.57× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $29.4M | $196.6M | ||
| Q3 25 | — | $5.2M | ||
| Q2 25 | $151.6M | $159.2M | ||
| Q1 25 | — | $-17.1M | ||
| Q4 24 | $101.9M | $392.2M | ||
| Q3 24 | — | $-157.2M | ||
| Q2 24 | $143.5M | $214.0M |
| Q1 26 | — | — | ||
| Q4 25 | $7.4M | $187.5M | ||
| Q3 25 | — | $2.3M | ||
| Q2 25 | $100.7M | $156.0M | ||
| Q1 25 | — | $-20.2M | ||
| Q4 24 | $81.7M | $385.8M | ||
| Q3 24 | — | $-160.5M | ||
| Q2 24 | $114.0M | $211.3M |
| Q1 26 | — | — | ||
| Q4 25 | 0.8% | 40.3% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | 10.4% | 36.1% | ||
| Q1 25 | — | -4.8% | ||
| Q4 24 | 8.8% | 91.2% | ||
| Q3 24 | — | -39.1% | ||
| Q2 24 | 11.6% | 52.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.3% | 2.0% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | 5.2% | 0.7% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | 2.2% | 1.5% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | 3.0% | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.57× | 1.01× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | 2.67× | 1.20× | ||
| Q1 25 | — | -0.16× | ||
| Q4 24 | 2.18× | 3.39× | ||
| Q3 24 | — | -1.61× | ||
| Q2 24 | 2.00× | 3.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
