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Side-by-side financial comparison of MGIC INVESTMENT CORP (MTG) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
MGIC INVESTMENT CORP is the larger business by last-quarter revenue ($297.1M vs $220.8M, roughly 1.3× UNIVERSAL TECHNICAL INSTITUTE INC). MGIC INVESTMENT CORP runs the higher net margin — 55.6% vs 5.8%, a 49.8% gap on every dollar of revenue. On growth, UNIVERSAL TECHNICAL INSTITUTE INC posted the faster year-over-year revenue change (9.6% vs -3.0%). Over the past eight quarters, UNIVERSAL TECHNICAL INSTITUTE INC's revenue compounded faster (9.5% CAGR vs -1.4%).
MGIC Investment Corporation NYSE: MTG ("MGIC") is a provider of private mortgage insurance in the United States. The company is headquartered in Milwaukee, Wisconsin.
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
MTG vs UTI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $297.1M | $220.8M |
| Net Profit | $165.3M | $12.8M |
| Gross Margin | — | — |
| Operating Margin | — | 7.1% |
| Net Margin | 55.6% | 5.8% |
| Revenue YoY | -3.0% | 9.6% |
| Net Profit YoY | -10.9% | -42.1% |
| EPS (diluted) | $0.76 | $0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $297.1M | — | ||
| Q4 25 | $298.7M | $220.8M | ||
| Q3 25 | $304.5M | $222.4M | ||
| Q2 25 | $304.2M | $204.3M | ||
| Q1 25 | $306.2M | $207.4M | ||
| Q4 24 | $301.4M | $201.4M | ||
| Q3 24 | $306.6M | $196.4M | ||
| Q2 24 | $305.3M | $177.5M |
| Q1 26 | $165.3M | — | ||
| Q4 25 | $169.3M | $12.8M | ||
| Q3 25 | $191.1M | $18.8M | ||
| Q2 25 | $192.5M | $10.7M | ||
| Q1 25 | $185.5M | $11.4M | ||
| Q4 24 | $184.7M | $22.2M | ||
| Q3 24 | $200.0M | $18.8M | ||
| Q2 24 | $204.2M | $5.0M |
| Q1 26 | — | — | ||
| Q4 25 | 71.2% | 7.1% | ||
| Q3 25 | 77.2% | 11.2% | ||
| Q2 25 | 80.9% | 6.9% | ||
| Q1 25 | 76.6% | 8.1% | ||
| Q4 24 | 77.9% | 13.6% | ||
| Q3 24 | 82.9% | 13.3% | ||
| Q2 24 | 85.1% | 4.2% |
| Q1 26 | 55.6% | — | ||
| Q4 25 | 56.7% | 5.8% | ||
| Q3 25 | 62.8% | 8.4% | ||
| Q2 25 | 63.3% | 5.2% | ||
| Q1 25 | 60.6% | 5.5% | ||
| Q4 24 | 61.3% | 11.0% | ||
| Q3 24 | 65.2% | 9.6% | ||
| Q2 24 | 66.9% | 2.8% |
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.75 | $0.23 | ||
| Q3 25 | $0.83 | $0.33 | ||
| Q2 25 | $0.81 | $0.19 | ||
| Q1 25 | $0.75 | $0.21 | ||
| Q4 24 | $0.71 | $0.40 | ||
| Q3 24 | $0.77 | $0.35 | ||
| Q2 24 | $0.77 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $235.1M | $162.8M |
| Total DebtLower is stronger | — | $101.4M |
| Stockholders' EquityBook value | $5.0B | $335.9M |
| Total Assets | $6.4B | $834.0M |
| Debt / EquityLower = less leverage | — | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $235.1M | — | ||
| Q4 25 | $369.0M | $162.8M | ||
| Q3 25 | $266.9M | $169.1M | ||
| Q2 25 | $294.9M | $70.7M | ||
| Q1 25 | $207.0M | $96.0M | ||
| Q4 24 | $229.5M | $172.0M | ||
| Q3 24 | $288.6M | $161.9M | ||
| Q2 24 | $281.8M | $115.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $101.4M | ||
| Q3 25 | — | $87.1M | ||
| Q2 25 | — | $73.8M | ||
| Q1 25 | — | $94.4M | ||
| Q4 24 | — | $120.1M | ||
| Q3 24 | — | $125.7M | ||
| Q2 24 | — | $137.3M |
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.1B | $335.9M | ||
| Q3 25 | $5.2B | $328.1M | ||
| Q2 25 | $5.2B | $306.8M | ||
| Q1 25 | $5.1B | $293.9M | ||
| Q4 24 | $5.2B | $280.0M | ||
| Q3 24 | $5.3B | $260.2M | ||
| Q2 24 | $5.1B | $239.4M |
| Q1 26 | $6.4B | — | ||
| Q4 25 | $6.6B | $834.0M | ||
| Q3 25 | $6.6B | $826.1M | ||
| Q2 25 | $6.5B | $740.8M | ||
| Q1 25 | $6.5B | $720.4M | ||
| Q4 24 | $6.5B | $753.8M | ||
| Q3 24 | $6.7B | $744.6M | ||
| Q2 24 | $6.5B | $706.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.43× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.57× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $3.1M |
| Free Cash FlowOCF − Capex | — | $-19.2M |
| FCF MarginFCF / Revenue | — | -8.7% |
| Capex IntensityCapex / Revenue | — | 10.1% |
| Cash ConversionOCF / Net Profit | — | 0.24× |
| TTM Free Cash FlowTrailing 4 quarters | — | $16.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | $3.1M | ||
| Q3 25 | $215.4M | $57.1M | ||
| Q2 25 | $183.0M | $18.1M | ||
| Q1 25 | $223.7M | $-789.0K | ||
| Q4 24 | $182.4M | $23.0M | ||
| Q3 24 | $182.9M | $67.5M | ||
| Q2 24 | $169.2M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | $230.2M | $-19.2M | ||
| Q3 25 | $215.1M | $40.6M | ||
| Q2 25 | $183.0M | $6.8M | ||
| Q1 25 | $223.5M | $-11.7M | ||
| Q4 24 | $181.9M | $19.6M | ||
| Q3 24 | $182.5M | $60.0M | ||
| Q2 24 | $169.0M | $3.0M |
| Q1 26 | — | — | ||
| Q4 25 | 77.1% | -8.7% | ||
| Q3 25 | 70.6% | 18.3% | ||
| Q2 25 | 60.1% | 3.4% | ||
| Q1 25 | 73.0% | -5.7% | ||
| Q4 24 | 60.3% | 9.7% | ||
| Q3 24 | 59.5% | 30.6% | ||
| Q2 24 | 55.3% | 1.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 10.1% | ||
| Q3 25 | 0.1% | 7.4% | ||
| Q2 25 | 0.0% | 5.5% | ||
| Q1 25 | 0.0% | 5.3% | ||
| Q4 24 | 0.2% | 1.7% | ||
| Q3 24 | 0.1% | 3.8% | ||
| Q2 24 | 0.1% | 4.0% |
| Q1 26 | — | — | ||
| Q4 25 | 1.36× | 0.24× | ||
| Q3 25 | 1.13× | 3.04× | ||
| Q2 25 | 0.95× | 1.69× | ||
| Q1 25 | 1.21× | -0.07× | ||
| Q4 24 | 0.99× | 1.04× | ||
| Q3 24 | 0.91× | 3.58× | ||
| Q2 24 | 0.83× | 2.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MTG
Segment breakdown not available.
UTI
| UTI | $142.8M | 65% |
| Concorde | $78.0M | 35% |
