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Side-by-side financial comparison of Metallus Inc. (MTUS) and Paymentus Holdings, Inc. (PAY). Click either name above to swap in a different company.
Paymentus Holdings, Inc. is the larger business by last-quarter revenue ($330.5M vs $267.3M, roughly 1.2× Metallus Inc.). Paymentus Holdings, Inc. runs the higher net margin — 6.3% vs -5.3%, a 11.6% gap on every dollar of revenue. On growth, Paymentus Holdings, Inc. posted the faster year-over-year revenue change (28.1% vs 11.1%). Paymentus Holdings, Inc. produced more free cash flow last quarter ($45.0M vs $-37.2M). Over the past eight quarters, Paymentus Holdings, Inc.'s revenue compounded faster (33.7% CAGR vs -8.8%).
Paymentus Holdings, Inc. is a leading cloud-based bill payment and customer engagement technology provider. It offers integrated digital payment solutions, billing automation tools, and self-service portals for enterprises across utilities, financial services, government, healthcare, and telecommunications segments, primarily operating in the North American market.
MTUS vs PAY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $267.3M | $330.5M |
| Net Profit | $-14.3M | $20.7M |
| Gross Margin | 2.2% | 25.4% |
| Operating Margin | -7.7% | 7.3% |
| Net Margin | -5.3% | 6.3% |
| Revenue YoY | 11.1% | 28.1% |
| Net Profit YoY | 33.2% | 57.2% |
| EPS (diluted) | $-0.34 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $267.3M | $330.5M | ||
| Q3 25 | $305.9M | $310.7M | ||
| Q2 25 | $304.6M | $280.1M | ||
| Q1 25 | $280.5M | $275.2M | ||
| Q4 24 | $240.5M | $257.9M | ||
| Q3 24 | $227.2M | $231.6M | ||
| Q2 24 | $294.7M | $197.4M | ||
| Q1 24 | $321.6M | $184.9M |
| Q4 25 | $-14.3M | $20.7M | ||
| Q3 25 | $8.1M | $17.7M | ||
| Q2 25 | $3.7M | $14.7M | ||
| Q1 25 | $1.3M | $13.8M | ||
| Q4 24 | $-21.4M | $13.1M | ||
| Q3 24 | $-5.9M | $14.4M | ||
| Q2 24 | $4.6M | $9.4M | ||
| Q1 24 | $24.0M | $7.2M |
| Q4 25 | 2.2% | 25.4% | ||
| Q3 25 | 11.4% | 24.1% | ||
| Q2 25 | 10.6% | 25.5% | ||
| Q1 25 | 7.8% | 24.0% | ||
| Q4 24 | 4.5% | 25.6% | ||
| Q3 24 | 5.3% | 26.2% | ||
| Q2 24 | 8.2% | 29.8% | ||
| Q1 24 | 15.7% | 28.5% |
| Q4 25 | -7.7% | 7.3% | ||
| Q3 25 | 3.6% | 6.4% | ||
| Q2 25 | 2.8% | 5.7% | ||
| Q1 25 | 1.0% | 5.7% | ||
| Q4 24 | -10.1% | 5.5% | ||
| Q3 24 | -3.1% | 5.2% | ||
| Q2 24 | 2.1% | 5.2% | ||
| Q1 24 | 9.3% | 4.5% |
| Q4 25 | -5.3% | 6.3% | ||
| Q3 25 | 2.6% | 5.7% | ||
| Q2 25 | 1.2% | 5.3% | ||
| Q1 25 | 0.5% | 5.0% | ||
| Q4 24 | -8.9% | 5.1% | ||
| Q3 24 | -2.6% | 6.2% | ||
| Q2 24 | 1.6% | 4.7% | ||
| Q1 24 | 7.5% | 3.9% |
| Q4 25 | $-0.34 | $0.16 | ||
| Q3 25 | $0.19 | $0.14 | ||
| Q2 25 | $0.09 | $0.11 | ||
| Q1 25 | $0.03 | $0.11 | ||
| Q4 24 | $-0.46 | $0.11 | ||
| Q3 24 | $-0.13 | $0.11 | ||
| Q2 24 | $0.10 | $0.07 | ||
| Q1 24 | $0.52 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $156.7M | $320.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $686.0M | $560.4M |
| Total Assets | $1.1B | $667.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $156.7M | $320.9M | ||
| Q3 25 | $191.5M | $287.9M | ||
| Q2 25 | $190.8M | $266.4M | ||
| Q1 25 | $180.3M | $245.8M | ||
| Q4 24 | $240.7M | $205.9M | ||
| Q3 24 | $254.6M | $187.5M | ||
| Q2 24 | $272.8M | $188.8M | ||
| Q1 24 | $278.1M | $180.1M |
| Q4 25 | — | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $5.4M | — | ||
| Q3 24 | $13.2M | — | ||
| Q2 24 | $13.2M | — | ||
| Q1 24 | $13.2M | — |
| Q4 25 | $686.0M | $560.4M | ||
| Q3 25 | $697.7M | $537.4M | ||
| Q2 25 | $690.0M | $516.7M | ||
| Q1 25 | $686.1M | $500.4M | ||
| Q4 24 | $690.5M | $485.6M | ||
| Q3 24 | $712.7M | $468.8M | ||
| Q2 24 | $736.3M | $451.6M | ||
| Q1 24 | $739.3M | $439.4M |
| Q4 25 | $1.1B | $667.9M | ||
| Q3 25 | $1.2B | $644.4M | ||
| Q2 25 | $1.1B | $609.5M | ||
| Q1 25 | $1.1B | $590.9M | ||
| Q4 24 | $1.1B | $576.2M | ||
| Q3 24 | $1.1B | $552.9M | ||
| Q2 24 | $1.1B | $527.7M | ||
| Q1 24 | $1.2B | $514.0M |
| Q4 25 | — | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | 0.02× | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.9M | $45.1M |
| Free Cash FlowOCF − Capex | $-37.2M | $45.0M |
| FCF MarginFCF / Revenue | -13.9% | 13.6% |
| Capex IntensityCapex / Revenue | 13.2% | 0.0% |
| Cash ConversionOCF / Net Profit | — | 2.18× |
| TTM Free Cash FlowTrailing 4 quarters | $-93.0M | $161.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.9M | $45.1M | ||
| Q3 25 | $22.0M | $35.1M | ||
| Q2 25 | $34.8M | $31.5M | ||
| Q1 25 | $-38.9M | $50.4M | ||
| Q4 24 | $13.9M | $27.9M | ||
| Q3 24 | $-15.3M | $6.7M | ||
| Q2 24 | $8.3M | $18.0M | ||
| Q1 24 | $33.4M | $11.0M |
| Q4 25 | $-37.2M | $45.0M | ||
| Q3 25 | $-6.4M | $35.0M | ||
| Q2 25 | $17.0M | $31.4M | ||
| Q1 25 | $-66.4M | $50.4M | ||
| Q4 24 | $-1.3M | $27.8M | ||
| Q3 24 | $-32.9M | $6.7M | ||
| Q2 24 | $-5.8M | $17.8M | ||
| Q1 24 | $16.0M | $10.8M |
| Q4 25 | -13.9% | 13.6% | ||
| Q3 25 | -2.1% | 11.3% | ||
| Q2 25 | 5.6% | 11.2% | ||
| Q1 25 | -23.7% | 18.3% | ||
| Q4 24 | -0.5% | 10.8% | ||
| Q3 24 | -14.5% | 2.9% | ||
| Q2 24 | -2.0% | 9.0% | ||
| Q1 24 | 5.0% | 5.9% |
| Q4 25 | 13.2% | 0.0% | ||
| Q3 25 | 9.3% | 0.0% | ||
| Q2 25 | 5.8% | 0.0% | ||
| Q1 25 | 9.8% | 0.0% | ||
| Q4 24 | 6.3% | 0.0% | ||
| Q3 24 | 7.7% | 0.0% | ||
| Q2 24 | 4.8% | 0.1% | ||
| Q1 24 | 5.4% | 0.1% |
| Q4 25 | — | 2.18× | ||
| Q3 25 | 2.72× | 1.98× | ||
| Q2 25 | 9.41× | 2.14× | ||
| Q1 25 | -29.92× | 3.65× | ||
| Q4 24 | — | 2.12× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | 1.80× | 1.93× | ||
| Q1 24 | 1.39× | 1.52× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MTUS
| Industrial Market Sector | $95.3M | 36% |
| Manufactured Components | $67.8M | 25% |
| Aerospace And Defense | $39.6M | 15% |
| Seamless Mechanical Tubing | $31.3M | 12% |
| Energy Market Sector | $18.3M | 7% |
| Other | $11.3M | 4% |
| Other Market Sector | $3.7M | 1% |
PAY
| Payment Transaction Processing Revenue | $326.9M | 99% |
| Other | $3.5M | 1% |
