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Side-by-side financial comparison of MANITOWOC CO INC (MTW) and PennyMac Financial Services, Inc. (PFSI). Click either name above to swap in a different company.

MANITOWOC CO INC is the larger business by last-quarter revenue ($677.1M vs $538.0M, roughly 1.3× PennyMac Financial Services, Inc.). PennyMac Financial Services, Inc. runs the higher net margin — 1752.5% vs 1.0%, a 1751.4% gap on every dollar of revenue. On growth, PennyMac Financial Services, Inc. posted the faster year-over-year revenue change (14.4% vs 13.6%). MANITOWOC CO INC produced more free cash flow last quarter ($78.3M vs $-1.7B). Over the past eight quarters, PennyMac Financial Services, Inc.'s revenue compounded faster (32.7% CAGR vs 16.9%).

The Manitowoc Company, Inc. is an American manufacturer which produces cranes and previously produced commercial refrigeration and marine equipment. It was founded in 1902 and, through its wholly owned subsidiaries, designs, manufactures, markets, and supports mobile telescopic cranes, tower cranes, lattice-boom crawler cranes, and boom trucks under the Grove, Manitowoc, National Crane, Potain, Shuttlelift and Manitowoc Crane Care brand names.

PennyMac Financial Services, Inc. is an American residential mortgage company headquartered in Westlake Village, California. The company's business focuses on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. Pennymac operates through two subsidiaries: PennyMac Loan Services, LLC and PNMAC Capital Management, LLC. The latter manages the PennyMac Mortgage Investment Trust, a mortgage REIT.

MTW vs PFSI — Head-to-Head

Bigger by revenue
MTW
MTW
1.3× larger
MTW
$677.1M
$538.0M
PFSI
Growing faster (revenue YoY)
PFSI
PFSI
+0.8% gap
PFSI
14.4%
13.6%
MTW
Higher net margin
PFSI
PFSI
1751.4% more per $
PFSI
1752.5%
1.0%
MTW
More free cash flow
MTW
MTW
$1.7B more FCF
MTW
$78.3M
$-1.7B
PFSI
Faster 2-yr revenue CAGR
PFSI
PFSI
Annualised
PFSI
32.7%
16.9%
MTW

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MTW
MTW
PFSI
PFSI
Revenue
$677.1M
$538.0M
Net Profit
$7.0M
$106.8M
Gross Margin
16.7%
Operating Margin
3.0%
25.0%
Net Margin
1.0%
1752.5%
Revenue YoY
13.6%
14.4%
Net Profit YoY
-87.7%
2.2%
EPS (diluted)
$0.20
$1.97

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MTW
MTW
PFSI
PFSI
Q4 25
$677.1M
$538.0M
Q3 25
$553.4M
$632.9M
Q2 25
$539.5M
$444.7M
Q1 25
$470.9M
$430.9M
Q4 24
$596.0M
$470.1M
Q3 24
$524.8M
$411.8M
Q2 24
$562.1M
$406.1M
Q1 24
$495.1M
$305.7M
Net Profit
MTW
MTW
PFSI
PFSI
Q4 25
$7.0M
$106.8M
Q3 25
$5.0M
$181.5M
Q2 25
$1.5M
$136.5M
Q1 25
$-6.3M
$76.3M
Q4 24
$56.7M
$104.5M
Q3 24
$-7.0M
$69.4M
Q2 24
$1.6M
$98.3M
Q1 24
$4.5M
$39.3M
Gross Margin
MTW
MTW
PFSI
PFSI
Q4 25
16.7%
Q3 25
18.5%
Q2 25
18.4%
Q1 25
19.1%
Q4 24
16.0%
Q3 24
16.7%
Q2 24
17.7%
Q1 24
18.7%
Operating Margin
MTW
MTW
PFSI
PFSI
Q4 25
3.0%
25.0%
Q3 25
3.3%
37.3%
Q2 25
1.8%
17.2%
Q1 25
1.1%
24.2%
Q4 24
2.7%
27.5%
Q3 24
1.4%
22.8%
Q2 24
2.3%
33.0%
Q1 24
3.1%
14.4%
Net Margin
MTW
MTW
PFSI
PFSI
Q4 25
1.0%
1752.5%
Q3 25
0.9%
28.7%
Q2 25
0.3%
30.7%
Q1 25
-1.3%
17.7%
Q4 24
9.5%
2559.8%
Q3 24
-1.3%
16.8%
Q2 24
0.3%
24.2%
Q1 24
0.9%
12.9%
EPS (diluted)
MTW
MTW
PFSI
PFSI
Q4 25
$0.20
$1.97
Q3 25
$0.14
$3.37
Q2 25
$0.04
$2.54
Q1 25
$-0.18
$1.42
Q4 24
$1.60
$1.95
Q3 24
$-0.20
$1.30
Q2 24
$0.04
$1.85
Q1 24
$0.12
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MTW
MTW
PFSI
PFSI
Cash + ST InvestmentsLiquidity on hand
$77.3M
$410.0M
Total DebtLower is stronger
$447.1M
$6.2B
Stockholders' EquityBook value
$695.2M
$4.3B
Total Assets
$1.8B
$29.4B
Debt / EquityLower = less leverage
0.64×
1.45×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MTW
MTW
PFSI
PFSI
Q4 25
$77.3M
$410.0M
Q3 25
$39.7M
$62.2M
Q2 25
$32.9M
$462.3M
Q1 25
$41.4M
$443.4M
Q4 24
$48.0M
$420.6M
Q3 24
$22.9M
$667.9M
Q2 24
$38.1M
$188.8M
Q1 24
$31.5M
$69.0K
Total Debt
MTW
MTW
PFSI
PFSI
Q4 25
$447.1M
$6.2B
Q3 25
$479.9M
$6.2B
Q2 25
$459.8M
$5.6B
Q1 25
$381.4M
$5.8B
Q4 24
$377.1M
$5.3B
Q3 24
$426.7M
$4.9B
Q2 24
$406.3M
$4.9B
Q1 24
$372.7M
$4.5B
Stockholders' Equity
MTW
MTW
PFSI
PFSI
Q4 25
$695.2M
$4.3B
Q3 25
$682.7M
$4.2B
Q2 25
$681.3M
$4.0B
Q1 25
$651.6M
$3.9B
Q4 24
$640.1M
$3.8B
Q3 24
$607.6M
$3.7B
Q2 24
$592.3M
$3.7B
Q1 24
$596.0M
$3.6B
Total Assets
MTW
MTW
PFSI
PFSI
Q4 25
$1.8B
$29.4B
Q3 25
$1.9B
$25.4B
Q2 25
$1.9B
$24.2B
Q1 25
$1.8B
$23.9B
Q4 24
$1.7B
$26.1B
Q3 24
$1.8B
$22.9B
Q2 24
$1.7B
$21.6B
Q1 24
$1.8B
$19.8B
Debt / Equity
MTW
MTW
PFSI
PFSI
Q4 25
0.64×
1.45×
Q3 25
0.70×
1.48×
Q2 25
0.67×
1.38×
Q1 25
0.59×
1.48×
Q4 24
0.59×
1.37×
Q3 24
0.70×
1.32×
Q2 24
0.69×
1.35×
Q1 24
0.63×
1.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MTW
MTW
PFSI
PFSI
Operating Cash FlowLast quarter
$91.1M
$-1.7B
Free Cash FlowOCF − Capex
$78.3M
$-1.7B
FCF MarginFCF / Revenue
11.6%
-309.3%
Capex IntensityCapex / Revenue
1.9%
2.2%
Cash ConversionOCF / Net Profit
13.01×
-15.46×
TTM Free Cash FlowTrailing 4 quarters
$-15.3M
$-1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MTW
MTW
PFSI
PFSI
Q4 25
$91.1M
$-1.7B
Q3 25
$-14.1M
$-697.4M
Q2 25
$-67.7M
$-131.3M
Q1 25
$12.9M
$1.1B
Q4 24
$112.4M
$-4.5B
Q3 24
$-43.6M
$-393.7M
Q2 24
$11.0M
$-1.1B
Q1 24
$-30.6M
$-897.9M
Free Cash Flow
MTW
MTW
PFSI
PFSI
Q4 25
$78.3M
$-1.7B
Q3 25
$-22.0M
$-699.4M
Q2 25
$-73.7M
$-132.6M
Q1 25
$2.1M
$1.1B
Q4 24
$101.1M
$-4.5B
Q3 24
$-52.9M
$-393.9M
Q2 24
$-1.9M
$-1.1B
Q1 24
$-42.8M
$-898.9M
FCF Margin
MTW
MTW
PFSI
PFSI
Q4 25
11.6%
-309.3%
Q3 25
-4.0%
-110.5%
Q2 25
-13.7%
-29.8%
Q1 25
0.4%
247.3%
Q4 24
17.0%
-964.7%
Q3 24
-10.1%
-95.6%
Q2 24
-0.3%
-269.2%
Q1 24
-8.6%
-294.1%
Capex Intensity
MTW
MTW
PFSI
PFSI
Q4 25
1.9%
2.2%
Q3 25
1.4%
0.3%
Q2 25
1.1%
0.3%
Q1 25
2.3%
0.1%
Q4 24
1.9%
0.4%
Q3 24
1.8%
0.0%
Q2 24
2.3%
0.1%
Q1 24
2.5%
0.3%
Cash Conversion
MTW
MTW
PFSI
PFSI
Q4 25
13.01×
-15.46×
Q3 25
-2.82×
-3.84×
Q2 25
-45.13×
-0.96×
Q1 25
13.97×
Q4 24
1.98×
-43.39×
Q3 24
-5.68×
Q2 24
6.88×
-11.12×
Q1 24
-6.80×
-22.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MTW
MTW

US$344.5M51%
Europe$193.8M29%
Other Countries$138.8M20%

PFSI
PFSI

Segment breakdown not available.

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