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Side-by-side financial comparison of NewAmsterdam Pharma Co N.V. (NAMS) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $19.1M, roughly 1.2× NewAmsterdam Pharma Co N.V.). USCB FINANCIAL HOLDINGS, INC. runs the higher net margin — 6.1% vs -90.7%, a 96.8% gap on every dollar of revenue. On growth, NewAmsterdam Pharma Co N.V. posted the faster year-over-year revenue change (740.1% vs 14.7%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $-37.8M).

Kite Pharma, Inc. is an American biotechnology company that develops cancer immunotherapy products with a primary focus on genetically engineered autologous CAR T cell therapy - a cell-based therapy which relies on chimeric antigen receptors and T cells. Founded in 2009, and based in Santa Monica, California, it was acquired by Gilead Sciences in 2017.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

NAMS vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.2× larger
USCB
$22.2M
$19.1M
NAMS
Growing faster (revenue YoY)
NAMS
NAMS
+725.3% gap
NAMS
740.1%
14.7%
USCB
Higher net margin
USCB
USCB
96.8% more per $
USCB
6.1%
-90.7%
NAMS
More free cash flow
USCB
USCB
$80.3M more FCF
USCB
$42.5M
$-37.8M
NAMS

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
NAMS
NAMS
USCB
USCB
Revenue
$19.1M
$22.2M
Net Profit
$-17.4M
$1.4M
Gross Margin
Operating Margin
-186.1%
14.7%
Net Margin
-90.7%
6.1%
Revenue YoY
740.1%
14.7%
Net Profit YoY
55.5%
-80.3%
EPS (diluted)
$-0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NAMS
NAMS
USCB
USCB
Q4 25
$22.2M
Q3 25
$25.0M
Q2 25
$19.1M
$24.4M
Q1 25
$22.8M
Q4 24
$12.8M
$23.0M
Q3 24
$29.1M
$21.5M
Q2 24
$20.5M
Q1 24
$17.6M
Net Profit
NAMS
NAMS
USCB
USCB
Q4 25
$1.4M
Q3 25
$8.9M
Q2 25
$-17.4M
$8.1M
Q1 25
$7.7M
Q4 24
$-92.2M
$6.9M
Q3 24
$-16.6M
$6.9M
Q2 24
$6.2M
Q1 24
$4.6M
Operating Margin
NAMS
NAMS
USCB
USCB
Q4 25
14.7%
Q3 25
47.3%
Q2 25
-186.1%
44.0%
Q1 25
44.2%
Q4 24
-338.5%
39.6%
Q3 24
-85.9%
42.5%
Q2 24
39.8%
Q1 24
34.3%
Net Margin
NAMS
NAMS
USCB
USCB
Q4 25
6.1%
Q3 25
35.8%
Q2 25
-90.7%
33.4%
Q1 25
33.5%
Q4 24
-721.7%
30.0%
Q3 24
-57.2%
32.3%
Q2 24
30.3%
Q1 24
26.2%
EPS (diluted)
NAMS
NAMS
USCB
USCB
Q4 25
Q3 25
$0.45
Q2 25
$-0.15
Q1 25
Q4 24
$-0.91
Q3 24
$-0.18
$0.35
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NAMS
NAMS
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$739.2M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$778.5M
$217.2M
Total Assets
$815.1M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NAMS
NAMS
USCB
USCB
Q4 25
$38.5M
Q3 25
$56.8M
Q2 25
$739.2M
$54.8M
Q1 25
$98.0M
Q4 24
$834.2M
$77.0M
Q3 24
$422.7M
$38.5M
Q2 24
$77.3M
Q1 24
$126.5M
Stockholders' Equity
NAMS
NAMS
USCB
USCB
Q4 25
$217.2M
Q3 25
$209.1M
Q2 25
$778.5M
$231.6M
Q1 25
$225.1M
Q4 24
$757.5M
$215.4M
Q3 24
$378.9M
$213.9M
Q2 24
$201.0M
Q1 24
$195.0M
Total Assets
NAMS
NAMS
USCB
USCB
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$815.1M
$2.7B
Q1 25
$2.7B
Q4 24
$864.6M
$2.6B
Q3 24
$439.2M
$2.5B
Q2 24
$2.5B
Q1 24
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NAMS
NAMS
USCB
USCB
Operating Cash FlowLast quarter
$-37.7M
$42.8M
Free Cash FlowOCF − Capex
$-37.8M
$42.5M
FCF MarginFCF / Revenue
-197.2%
191.4%
Capex IntensityCapex / Revenue
0.5%
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$-119.7M
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NAMS
NAMS
USCB
USCB
Q4 25
$42.8M
Q3 25
$20.1M
Q2 25
$-37.7M
$18.0M
Q1 25
$14.6M
Q4 24
$-37.5M
$34.8M
Q3 24
$-12.5M
$11.3M
Q2 24
$18.3M
Q1 24
$8.1M
Free Cash Flow
NAMS
NAMS
USCB
USCB
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$-37.8M
$18.0M
Q1 25
$14.6M
Q4 24
$-37.5M
$34.5M
Q3 24
$-12.6M
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
NAMS
NAMS
USCB
USCB
Q4 25
191.4%
Q3 25
80.3%
Q2 25
-197.2%
73.7%
Q1 25
63.9%
Q4 24
-293.5%
150.2%
Q3 24
-43.2%
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
NAMS
NAMS
USCB
USCB
Q4 25
1.4%
Q3 25
0.5%
Q2 25
0.5%
0.2%
Q1 25
0.2%
Q4 24
0.0%
1.4%
Q3 24
0.3%
0.4%
Q2 24
0.4%
Q1 24
0.5%
Cash Conversion
NAMS
NAMS
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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