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Side-by-side financial comparison of NB Bancorp, Inc. (NBBK) and PagerDuty, Inc. (PD). Click either name above to swap in a different company.
PagerDuty, Inc. is the larger business by last-quarter revenue ($124.5M vs $63.4M, roughly 2.0× NB Bancorp, Inc.). PagerDuty, Inc. runs the higher net margin — 129.7% vs 12.2%, a 117.6% gap on every dollar of revenue. On growth, NB Bancorp, Inc. posted the faster year-over-year revenue change (33.9% vs 4.7%). NB Bancorp, Inc. produced more free cash flow last quarter ($57.4M vs $24.1M). Over the past eight quarters, NB Bancorp, Inc.'s revenue compounded faster (22.6% CAGR vs 5.9%).
NB Bancorp, Inc. is a U.S.-based bank holding company operating through its fully owned banking subsidiary. It provides a full range of retail and commercial banking services including various deposit products, consumer loans, residential mortgages, and small business financing solutions, primarily catering to individual and small-to-mid-sized enterprise customers across the New York metropolitan area.
PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.
NBBK vs PD — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $63.4M | $124.5M |
| Net Profit | $7.7M | $161.6M |
| Gross Margin | — | 85.3% |
| Operating Margin | 23.5% | 6.5% |
| Net Margin | 12.2% | 129.7% |
| Revenue YoY | 33.9% | 4.7% |
| Net Profit YoY | -50.6% | 2827.7% |
| EPS (diluted) | $0.19 | $1.69 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $63.4M | $124.5M | ||
| Q3 25 | $51.7M | $123.4M | ||
| Q2 25 | $51.2M | $119.8M | ||
| Q1 25 | $47.4M | $121.4M | ||
| Q4 24 | $47.3M | $118.9M | ||
| Q3 24 | $42.6M | $115.9M | ||
| Q2 24 | $41.7M | $111.2M | ||
| Q1 24 | $42.1M | $111.1M |
| Q4 25 | $7.7M | $161.6M | ||
| Q3 25 | $15.4M | $9.6M | ||
| Q2 25 | $14.6M | $-7.2M | ||
| Q1 25 | $12.7M | $-8.8M | ||
| Q4 24 | $15.6M | $-5.9M | ||
| Q3 24 | $8.4M | $-10.9M | ||
| Q2 24 | $9.5M | $-17.1M | ||
| Q1 24 | $8.7M | $-28.2M |
| Q4 25 | — | 85.3% | ||
| Q3 25 | — | 84.6% | ||
| Q2 25 | — | 84.0% | ||
| Q1 25 | — | 83.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 82.7% | ||
| Q2 24 | — | 82.6% | ||
| Q1 24 | — | 81.7% |
| Q4 25 | 23.5% | 6.5% | ||
| Q3 25 | 38.6% | 2.9% | ||
| Q2 25 | 36.6% | -8.6% | ||
| Q1 25 | 37.1% | -9.6% | ||
| Q4 24 | 40.7% | -8.7% | ||
| Q3 24 | 36.1% | -13.8% | ||
| Q2 24 | 28.3% | -19.5% | ||
| Q1 24 | 28.8% | -30.1% |
| Q4 25 | 12.2% | 129.7% | ||
| Q3 25 | 29.7% | 7.8% | ||
| Q2 25 | 28.5% | -6.0% | ||
| Q1 25 | 26.7% | -7.2% | ||
| Q4 24 | 33.0% | -5.0% | ||
| Q3 24 | 19.7% | -9.4% | ||
| Q2 24 | 22.7% | -15.4% | ||
| Q1 24 | 20.7% | -25.3% |
| Q4 25 | $0.19 | $1.69 | ||
| Q3 25 | $0.43 | $0.10 | ||
| Q2 25 | $0.39 | $-0.07 | ||
| Q1 25 | $0.33 | $-0.12 | ||
| Q4 24 | $0.40 | $-0.07 | ||
| Q3 24 | $0.21 | $-0.14 | ||
| Q2 24 | $0.24 | $-0.26 | ||
| Q1 24 | $0.22 | $-0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $547.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $858.9M | $320.5M |
| Total Assets | $7.0B | $1.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $547.8M | ||
| Q3 25 | — | $567.9M | ||
| Q2 25 | — | $597.1M | ||
| Q1 25 | — | $570.8M | ||
| Q4 24 | — | $542.2M | ||
| Q3 24 | — | $599.3M | ||
| Q2 24 | — | $592.8M | ||
| Q1 24 | — | $571.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $484.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $489.5M |
| Q4 25 | $858.9M | $320.5M | ||
| Q3 25 | $737.0M | $180.7M | ||
| Q2 25 | $737.1M | $145.7M | ||
| Q1 25 | $739.6M | $129.8M | ||
| Q4 24 | $765.2M | $111.6M | ||
| Q3 24 | $747.4M | $164.7M | ||
| Q2 24 | $734.3M | $174.0M | ||
| Q1 24 | $733.8M | $171.6M |
| Q4 25 | $7.0B | $1.0B | ||
| Q3 25 | $5.4B | $891.5M | ||
| Q2 25 | $5.2B | $926.8M | ||
| Q1 25 | $5.2B | $927.3M | ||
| Q4 24 | $5.2B | $866.8M | ||
| Q3 24 | $5.0B | $916.0M | ||
| Q2 24 | $4.8B | $924.0M | ||
| Q1 24 | $4.7B | $925.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 3.73× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 2.85× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $60.8M | $24.8M |
| Free Cash FlowOCF − Capex | $57.4M | $24.1M |
| FCF MarginFCF / Revenue | 90.6% | 19.3% |
| Capex IntensityCapex / Revenue | 5.4% | 0.6% |
| Cash ConversionOCF / Net Profit | 7.89× | 0.15× |
| TTM Free Cash FlowTrailing 4 quarters | $117.2M | $117.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $60.8M | $24.8M | ||
| Q3 25 | $24.2M | $34.0M | ||
| Q2 25 | $27.0M | $30.7M | ||
| Q1 25 | $9.9M | $31.4M | ||
| Q4 24 | $43.2M | $22.1M | ||
| Q3 24 | $8.6M | $35.8M | ||
| Q2 24 | $24.7M | $28.6M | ||
| Q1 24 | $-11.4M | $22.2M |
| Q4 25 | $57.4M | $24.1M | ||
| Q3 25 | $23.9M | $33.1M | ||
| Q2 25 | $26.1M | $30.2M | ||
| Q1 25 | $9.8M | $30.3M | ||
| Q4 24 | $41.3M | $21.5M | ||
| Q3 24 | $8.4M | $35.1M | ||
| Q2 24 | $23.8M | $28.2M | ||
| Q1 24 | $-11.7M | $21.2M |
| Q4 25 | 90.6% | 19.3% | ||
| Q3 25 | 46.3% | 26.8% | ||
| Q2 25 | 51.0% | 25.2% | ||
| Q1 25 | 20.8% | 24.9% | ||
| Q4 24 | 87.2% | 18.1% | ||
| Q3 24 | 19.7% | 30.3% | ||
| Q2 24 | 57.1% | 25.4% | ||
| Q1 24 | -27.7% | 19.1% |
| Q4 25 | 5.4% | 0.6% | ||
| Q3 25 | 0.6% | 0.7% | ||
| Q2 25 | 1.9% | 0.4% | ||
| Q1 25 | 0.2% | 0.9% | ||
| Q4 24 | 4.1% | 0.5% | ||
| Q3 24 | 0.5% | 0.5% | ||
| Q2 24 | 2.1% | 0.4% | ||
| Q1 24 | 0.6% | 0.9% |
| Q4 25 | 7.89× | 0.15× | ||
| Q3 25 | 1.58× | 3.55× | ||
| Q2 25 | 1.85× | — | ||
| Q1 25 | 0.79× | — | ||
| Q4 24 | 2.77× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | 2.61× | — | ||
| Q1 24 | -1.31× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NBBK
Segment breakdown not available.
PD
| US | $88.8M | 71% |
| Non Us | $35.7M | 29% |
